Stock Scorecard
Stock Summary for Yiren Digital Ltd (YRD) - $4.86 as of 11/20/2024 8:54:40 PM EST
Total Score
23 out of 30
Currently on the following lists
None
Tim's Recommendation
Strong Buy
Growth List Algorithm Criteria for YRD
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for YRD
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for YRD
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for YRD
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for YRD (63 out of 90)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 10 |
Latest News for for YRD
Financial Details for YRD
Company Overview |
|
|---|---|
| Ticker | YRD |
| Company Name | Yiren Digital Ltd |
| Country | China |
| Description | Yiren Digital Ltd., is an online consumer finance marketplace connecting borrowers and investors in the People's Republic of China. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 6/30/2024 |
| Next Earnings Date | 11/19/2024 |
Stock Price History |
|
| Last Day Price | 4.86 |
| Price 4 Years Ago | 3.23 |
| Last Day Price Updated | 11/20/2024 8:54:40 PM EST |
| Last Day Volume | 523,638 |
| Average Daily Volume | 162,022 |
| 52-Week High | 9.20 |
| 52-Week Low | 2.56 |
| Last Price to 52 Week Low | 89.84% |
Valuation Measures |
|
| Trailing PE | 1.85 |
| Industry PE | 24.79 |
| Sector PE | 21.40 |
| 5-Year Average PE | 1.89 |
| Free Cash Flow Ratio | 0.08 |
| Industry Free Cash Flow Ratio | 7.13 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 4.18 |
| Total Cash Per Share | 63.23 |
| Book Value Per Share Most Recent Quarter | 103.73 |
| Price to Book Ratio | 0.41 |
| Industry Price to Book Ratio | 2.30 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 0.09 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 86,934,000 |
| Market Capitalization | 422,499,240 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 9/30/2024 |
| Last Dividend Amount | 0.28 |
| Current Dividend Amount | 0.20 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.20 |
| Trailing Annual Dividend Yield | 4.12% |
| Forward Annual Dividend Rate | 0.04 |
| Forward Annual Dividend Yield | 0.77% |
| 5-Year Dividend Payments Count | 1 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | -81.33% |
| 3-Year Dividend Growth Rate Percentage | -81.33% |
| 5-Year Dividend Growth Rate Percentage | -81.33% |
| All-Time Dividend Growth Rate Percentage | -81.33% |
| Dividend Payout Ratio | 6.35% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -20.40% |
| Annual Earnings Growth | 74.09% |
| Reported EPS 12 Trailing Months | 3.15 |
| Reported EPS Past Year | 2.33 |
| Reported EPS Prior Year | 12.40 |
| Net Income Twelve Trailing Months | 1,876,207,000 |
| Net Income Past Year | 2,080,197,000 |
| Net Income Prior Year | 1,194,871,000 |
| Quarterly Revenue Growth YOY | 13.00% |
| 5-Year Revenue Growth | -2.72% |
| Operating Margin Twelve Trailing Months | 0.48 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 5,496,932,000 |
| Total Cash Past Year | 5,791,333,000 |
| Total Cash Prior Year | 2,864,543,000 |
| Net Cash Position Most Recent Quarter | 5,104,832,000 |
| Net Cash Position Past Year | 5,023,433,000 |
| Long Term Debt Past Year | 767,900,000 |
| Long Term Debt Prior Year | 767,900,000 |
| Total Debt Most Recent Quarter | 392,100,000 |
| Equity to Debt Ratio Past Year | 0.91 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 8,085,549,000 |
| Total Stockholder Equity Prior Year | 4,821,432,000 |
| Total Stockholder Equity Most Recent Quarter | 8,963,903,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 294,748,605 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.39 |
| Free Cash Flow Past Year | 2,166,569,000 |
| Free Cash Flow Prior Year | 1,848,548,000 |
Options |
|
| Put/Call Ratio | 0.05 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.08 |
| MACD Signal | 0.09 |
| 20-Day Bollinger Lower Band | 3.34 |
| 20-Day Bollinger Middle Band | 5.09 |
| 20-Day Bollinger Upper Band | 6.85 |
| Beta | 0.72 |
| RSI | 50.67 |
| 50-Day SMA | 4.65 |
| 150-Day SMA | 2.90 |
| 200-Day SMA | 3.14 |
System |
|
| Modified | 11/19/2024 4:53:32 PM EST |