Stock Scorecard
Stock Summary for Western Union Company (WU) - $9.72 as of 5/5/2025 9:34:56 PM EST
Total Score
15 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WU
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WU
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WU
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WU
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WU (51 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 3 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 10 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WU
Financial Details for WU
Company Overview |
|
|---|---|
| Ticker | WU |
| Company Name | Western Union Company |
| Country | USA |
| Description | The Western Union Company is an American worldwide financial services and communications company, headquartered in Denver, Colorado. |
| Sector Name | TRADE & SERVICES |
| Industry Name | SERVICES-BUSINESS SERVICES, NEC |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/28/2025 |
Stock Price History |
|
| Last Day Price | 9.72 |
| Price 4 Years Ago | 14.01 |
| Last Day Price Updated | 5/5/2025 9:34:56 PM EST |
| Last Day Volume | 5,882,053 |
| Average Daily Volume | 7,608,634 |
| 52-Week High | 12.51 |
| 52-Week Low | 9.00 |
| Last Price to 52 Week Low | 8.00% |
Valuation Measures |
|
| Trailing PE | 3.76 |
| Industry PE | 59.71 |
| Sector PE | 46.20 |
| 5-Year Average PE | 10.17 |
| Free Cash Flow Ratio | 2.22 |
| Industry Free Cash Flow Ratio | 45.72 |
| Sector Free Cash Flow Ratio | 56.85 |
| Current Ratio Most Recent Quarter | 1.06 |
| Total Cash Per Share | 4.38 |
| Book Value Per Share Most Recent Quarter | 2.83 |
| Price to Book Ratio | 3.56 |
| Industry Price to Book Ratio | 8.25 |
| Sector Price to Book Ratio | 8.90 |
| Price to Sales Ratio Twelve Trailing Months | 0.79 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.52 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.02 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 330,525,000 |
| Market Capitalization | 3,212,703,000 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/17/2025 |
| Previous Dividend Amount | 0.2350 |
| Current Dividend Amount | 0.2350 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.94 |
| Trailing Annual Dividend Yield | 9.73% |
| Forward Annual Dividend Rate | 0.94 |
| Forward Annual Dividend Yield | 9.73% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 9.06% |
| 5-Year Average Dividend Yield | 8.17% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 9.92% |
| Dividend Payout Ratio | 34.94% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -12.20% |
| Annual Earnings Growth | 49.23% |
| Reported EPS 12 Trailing Months | 2.69 |
| Reported EPS Past Year | 0.41 |
| Reported EPS Prior Year | 1.75 |
| Net Income Twelve Trailing Months | 915,000,000 |
| Net Income Past Year | 934,200,000 |
| Net Income Prior Year | 626,000,000 |
| Quarterly Revenue Growth YOY | -6.20% |
| 5-Year Revenue Growth | -4.47% |
| Operating Margin Twelve Trailing Months | 18.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,446,200,000 |
| Total Cash Past Year | 2,105,600,000 |
| Total Cash Prior Year | 1,764,600,000 |
| Net Cash Position Most Recent Quarter | -995,100,000 |
| Net Cash Position Past Year | -835,200,000 |
| Long Term Debt Past Year | 2,940,800,000 |
| Long Term Debt Prior Year | 2,139,700,000 |
| Total Debt Most Recent Quarter | 2,441,300,000 |
| Equity to Debt Ratio Past Year | 0.25 |
| Equity to Debt Ratio Most Recent Quarter | 0.28 |
| Total Stockholder Equity Past Year | 968,900,000 |
| Total Stockholder Equity Prior Year | 479,000,000 |
| Total Stockholder Equity Most Recent Quarter | 939,400,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 361,600,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.09 |
| Free Cash Flow Past Year | 368,900,000 |
| Free Cash Flow Prior Year | 635,300,000 |
Options |
|
| Put/Call Ratio | 0.77 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.08 |
| MACD Signal | -0.12 |
| 20-Day Bollinger Lower Band | 9.54 |
| 20-Day Bollinger Middle Band | 10.27 |
| 20-Day Bollinger Upper Band | 11.00 |
| Beta | 0.73 |
| RSI | 46.26 |
| 50-Day SMA | 10.86 |
| 150-Day SMA | 11.14 |
| 200-Day SMA | 12.12 |
System |
|
| Modified | 5/3/2025 1:43:46 PM EST |