Stock Scorecard
Stock Summary for Western Union Company (WU) - $7.35 as of 6/12/2026 6:48:37 PM EST
Total Score
10 out of 30
Safety Score
21 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for WU
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WU
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WU
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WU
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WU (21 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 3 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for WU
Financial Details for WU
Company Overview |
|
|---|---|
| Ticker | WU |
| Company Name | Western Union Company |
| Country | N/A |
| Description | The Western Union Company is an American worldwide financial services and communications company, headquartered in Denver, Colorado. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/27/2026 |
Stock Price History |
|
| Last Day Price | 7.35 |
| Price 4 Years Ago | 10.36 |
| Last Day Price Updated | 6/12/2026 6:48:37 PM EST |
| Last Day Volume | 7,202,879 |
| Average Daily Volume | 7,975,173 |
| 52-Week High | 10.09 |
| 52-Week Low | 7.30 |
| Last Price to 52 Week Low | 0.68% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 18.54 |
| Sector PE | 18.78 |
| 5-Year Average PE | 11.44 |
| Free Cash Flow Ratio | 2.53 |
| Industry Free Cash Flow Ratio | 17.91 |
| Sector Free Cash Flow Ratio | 26.80 |
| Current Ratio Most Recent Quarter | 13.86 |
| Total Cash Per Share | 2.91 |
| Book Value Per Share Most Recent Quarter | 3.03 |
| Price to Book Ratio | 2.80 |
| Industry Price to Book Ratio | 2.32 |
| Sector Price to Book Ratio | 1.92 |
| Price to Sales Ratio Twelve Trailing Months | 0.63 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.61 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.45 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 312,435,000 |
| Market Capitalization | 2,296,397,250 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/16/2026 |
| Previous Dividend Amount | 0.2350 |
| Current Dividend Amount | 0.2350 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.94 |
| Trailing Annual Dividend Yield | 12.65% |
| Forward Annual Dividend Rate | 0.94 |
| Forward Annual Dividend Yield | 12.65% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 10.35% |
| 5-Year Average Dividend Yield | 9.80% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 9.23% |
| Dividend Payout Ratio | 69.12% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -44.40% |
| Annual Earnings Growth | -46.52% |
| Reported EPS 12 Trailing Months | 1.36 |
| Reported EPS Past Year | 0.25 |
| Reported EPS Prior Year | 1.66 |
| Net Income Twelve Trailing Months | 440,800,000 |
| Net Income Past Year | 499,600,000 |
| Net Income Prior Year | 934,200,000 |
| Quarterly Revenue Growth YOY | -0.10% |
| 5-Year Revenue Growth | -3.52% |
| Operating Margin Twelve Trailing Months | 12.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 909,200,000 |
| Total Cash Past Year | 1,234,400,000 |
| Total Cash Prior Year | 1,474,000,000 |
| Net Cash Position Most Recent Quarter | -1,380,100,000 |
| Net Cash Position Past Year | -1,208,500,000 |
| Long Term Debt Past Year | 2,442,900,000 |
| Long Term Debt Prior Year | 2,940,800,000 |
| Total Debt Most Recent Quarter | 2,289,300,000 |
| Equity to Debt Ratio Past Year | 0.28 |
| Equity to Debt Ratio Most Recent Quarter | 0.28 |
| Total Stockholder Equity Past Year | 957,800,000 |
| Total Stockholder Equity Prior Year | 968,900,000 |
| Total Stockholder Equity Most Recent Quarter | 910,500,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 331,300,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.06 |
| Free Cash Flow Past Year | 392,900,000 |
| Free Cash Flow Prior Year | 368,900,000 |
Options |
|
| Put/Call Ratio | 7.30 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.53 |
| RSI | 0.00 |
| 50-Day SMA | 8.51 |
| 150-Day SMA | 9.41 |
| 200-Day SMA | 9.53 |
System |
|
| Modified | 6/12/2026 11:12:44 AM EST |