Stock Scorecard
Stock Summary for West Bancorporation (WTBA) - $19.38 as of 5/30/2025 9:56:19 PM EST
Total Score
13 out of 30
Safety Score
45 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for WTBA
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WTBA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WTBA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WTBA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WTBA (45 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WTBA
Financial Details for WTBA
Company Overview |
|
|---|---|
| Ticker | WTBA |
| Company Name | West Bancorporation |
| Country | USA |
| Description | West Bancorporation, Inc. is West Bank's financial holding company providing trust and community banking services to individuals and small and medium-sized businesses in the United States. The company is headquartered in West Des Moines, Iowa. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 19.38 |
| Price 4 Years Ago | 26.17 |
| Last Day Price Updated | 5/30/2025 9:56:19 PM EST |
| Last Day Volume | 29,535 |
| Average Daily Volume | 31,252 |
| 52-Week High | 24.26 |
| 52-Week Low | 15.47 |
| Last Price to 52 Week Low | 25.27% |
Valuation Measures |
|
| Trailing PE | 12.86 |
| Industry PE | 19.45 |
| Sector PE | 20.75 |
| 5-Year Average PE | 17.46 |
| Free Cash Flow Ratio | 1.56 |
| Industry Free Cash Flow Ratio | 5.17 |
| Sector Free Cash Flow Ratio | 12.60 |
| Current Ratio Most Recent Quarter | 0.03 |
| Total Cash Per Share | 12.44 |
| Book Value Per Share Most Recent Quarter | 14.06 |
| Price to Book Ratio | 1.38 |
| Industry Price to Book Ratio | 1.04 |
| Sector Price to Book Ratio | 2.05 |
| Price to Sales Ratio Twelve Trailing Months | 4.03 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.04 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.17 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 16,923,300 |
| Market Capitalization | 327,973,554 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/7/2025 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.00 |
| Trailing Annual Dividend Yield | 5.16% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 5.16% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.73% |
| 5-Year Average Dividend Yield | 4.47% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 1.56% |
| All-Time Dividend Growth Rate Percentage | 3.11% |
| Dividend Payout Ratio | 66.23% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 32.50% |
| Annual Earnings Growth | -0.36% |
| Reported EPS 12 Trailing Months | 1.51 |
| Reported EPS Past Year | 0.46 |
| Reported EPS Prior Year | 1.50 |
| Net Income Twelve Trailing Months | 26,083,000 |
| Net Income Past Year | 24,050,000 |
| Net Income Prior Year | 24,137,000 |
| Quarterly Revenue Growth YOY | 21.30% |
| 5-Year Revenue Growth | 20.52% |
| Operating Margin Twelve Trailing Months | 46.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 210,610,000 |
| Total Cash Past Year | 243,478,000 |
| Total Cash Prior Year | 65,357,000 |
| Net Cash Position Most Recent Quarter | -180,835,000 |
| Net Cash Position Past Year | -149,151,000 |
| Long Term Debt Past Year | 392,629,000 |
| Long Term Debt Prior Year | 442,367,000 |
| Total Debt Most Recent Quarter | 391,445,000 |
| Equity to Debt Ratio Past Year | 0.37 |
| Equity to Debt Ratio Most Recent Quarter | 0.38 |
| Total Stockholder Equity Past Year | 227,875,000 |
| Total Stockholder Equity Prior Year | 225,043,000 |
| Total Stockholder Equity Most Recent Quarter | 237,873,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 26,136,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.54 |
| Free Cash Flow Past Year | 13,672,000 |
| Free Cash Flow Prior Year | -11,138,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.06 |
| MACD Signal | 0.11 |
| 20-Day Bollinger Lower Band | 17.75 |
| 20-Day Bollinger Middle Band | 20.23 |
| 20-Day Bollinger Upper Band | 22.71 |
| Beta | 0.86 |
| RSI | 48.59 |
| 50-Day SMA | 19.86 |
| 150-Day SMA | 18.50 |
| 200-Day SMA | 19.96 |
System |
|
| Modified | 5/29/2025 2:13:22 PM EST |