Stock Scorecard
Stock Summary for WhiteHorse Finance Inc (WHF) - $7.32 as of 3/25/2026 8:47:40 PM EST
Total Score
13 out of 30
Safety Score
27 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for WHF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WHF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WHF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WHF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WHF (27 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for WHF
Financial Details for WHF
Company Overview |
|
|---|---|
| Ticker | WHF |
| Company Name | WhiteHorse Finance Inc |
| Country | N/A |
| Description | WhiteHorse Finance, Inc. (WHF) is a distinguished business development company that provides tailored financing solutions primarily for private middle-market firms. Since its inception in 2013 and public listing in 2014, WhiteHorse Finance has focused on originating, underwriting, and managing a diversified portfolio encompassing both first and second lien secured debt investments. The company is dedicated to delivering stable income and capital appreciation to its shareholders through a disciplined investment strategy and the expertise of its seasoned management team. By addressing the increasing demand for flexible financial solutions among small to medium-sized enterprises, WhiteHorse Finance strategically positions itself as a reliable partner in today’s dynamic financial environment. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | ASSET MANAGEMENT |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 5/11/2026 |
Stock Price History |
|
| Last Day Price | 7.32 |
| Price 4 Years Ago | 8.37 |
| Last Day Price Updated | 3/25/2026 8:47:40 PM EST |
| Last Day Volume | 151,853 |
| Average Daily Volume | 131,809 |
| 52-Week High | 8.94 |
| 52-Week Low | 6.07 |
| Last Price to 52 Week Low | 20.59% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 22.72 |
| Sector PE | 59.93 |
| 5-Year Average PE | 6.00 |
| Free Cash Flow Ratio | 5.81 |
| Industry Free Cash Flow Ratio | 98.19 |
| Sector Free Cash Flow Ratio | 40.00 |
| Current Ratio Most Recent Quarter | 1.14 |
| Total Cash Per Share | 1.26 |
| Book Value Per Share Most Recent Quarter | 11.68 |
| Price to Book Ratio | 0.59 |
| Industry Price to Book Ratio | 1.72 |
| Sector Price to Book Ratio | 1.58 |
| Price to Sales Ratio Twelve Trailing Months | 2.27 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.04 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 23,243,100 |
| Market Capitalization | 170,139,492 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/12/2026 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.2600 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.93 |
| Trailing Annual Dividend Yield | 12.72% |
| Forward Annual Dividend Rate | 1.04 |
| Forward Annual Dividend Yield | 14.23% |
| 5-Year Dividend Payments Count | 26 |
| 3-Year Average Dividend Yield | 20.24% |
| 5-Year Average Dividend Yield | 18.17% |
| 1-Year Dividend Growth Rate Percentage | -25.98% |
| 3-Year Dividend Growth Rate Percentage | -13.96% |
| 5-Year Dividend Growth Rate Percentage | -7.49% |
| All-Time Dividend Growth Rate Percentage | -0.09% |
| Dividend Payout Ratio | 216.28% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 117.30% |
| Annual Earnings Growth | 32.13% |
| Reported EPS 12 Trailing Months | 0.43 |
| Reported EPS Past Year | 0.83 |
| Reported EPS Prior Year | 1.61 |
| Net Income Twelve Trailing Months | 14,337,000 |
| Net Income Past Year | 14,337,000 |
| Net Income Prior Year | 10,851,000 |
| Quarterly Revenue Growth YOY | -17.50% |
| 5-Year Revenue Growth | 1.02% |
| Operating Margin Twelve Trailing Months | 68.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 29,320,000 |
| Total Cash Past Year | 29,320,000 |
| Total Cash Prior Year | 12,424,000 |
| Net Cash Position Most Recent Quarter | -323,476,000 |
| Net Cash Position Past Year | -357,128,000 |
| Long Term Debt Past Year | 386,448,000 |
| Long Term Debt Prior Year | 440,427,000 |
| Total Debt Most Recent Quarter | 352,796,000 |
| Equity to Debt Ratio Past Year | 0.40 |
| Equity to Debt Ratio Most Recent Quarter | 0.42 |
| Total Stockholder Equity Past Year | 259,791,999 |
| Total Stockholder Equity Prior Year | 286,134,000 |
| Total Stockholder Equity Most Recent Quarter | 259,791,999 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 29,351,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.26 |
| Free Cash Flow Past Year | 19,284,000 |
| Free Cash Flow Prior Year | 78,758,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.14 |
| MACD Signal | 0.14 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.58 |
| RSI | 52.97 |
| 50-Day SMA | 7.41 |
| 150-Day SMA | 8.44 |
| 200-Day SMA | 8.37 |
System |
|
| Modified | 3/25/2026 2:24:26 AM EST |