Stock Scorecard
Stock Summary for Washington Trust Bancorp Inc (WASH) - $29.55 as of 1/1/2026 9:41:34 PM EST
Total Score
7 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for WASH
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WASH
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WASH
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WASH
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WASH (48 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WASH
Financial Details for WASH
Company Overview |
|
|---|---|
| Ticker | WASH |
| Company Name | Washington Trust Bancorp Inc |
| Country | USA |
| Description | Washington Trust Bancorp, Inc. (WASH) is a prominent financial institution based in Westerly, Rhode Island, operating as the holding company for The Washington Trust Company of Westerly. It offers a comprehensive range of banking, investment, and wealth management services to both individual and commercial clients, establishing a strong presence in the New England market. Known for its commitment to community engagement and exceptional client service, Washington Trust maintains a robust financial profile and a strategic approach to sustainable growth, positioning itself effectively to navigate evolving market conditions and enhance its service offerings. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 2/4/2026 |
Stock Price History |
|
| Last Day Price | 29.55 |
| Price 4 Years Ago | 43.67 |
| Last Day Price Updated | 1/1/2026 9:41:34 PM EST |
| Last Day Volume | 139,349 |
| Average Daily Volume | 108,200 |
| 52-Week High | 32.21 |
| 52-Week Low | 23.98 |
| Last Price to 52 Week Low | 23.23% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 17.28 |
| Sector PE | 20.66 |
| 5-Year Average PE | 11.27 |
| Free Cash Flow Ratio | 3.13 |
| Industry Free Cash Flow Ratio | 6.55 |
| Sector Free Cash Flow Ratio | 44.41 |
| Current Ratio Most Recent Quarter | 0.05 |
| Total Cash Per Share | 9.43 |
| Book Value Per Share Most Recent Quarter | 27.98 |
| Price to Book Ratio | 1.06 |
| Industry Price to Book Ratio | 1.16 |
| Sector Price to Book Ratio | 1.85 |
| Price to Sales Ratio Twelve Trailing Months | 4.82 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.24 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.96 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 19,034,900 |
| Market Capitalization | 562,481,295 |
| Institutional Ownership | 68.28% |
Dividends |
|
| Ex-Dividend Date | 1/2/2026 |
| Previous Dividend Amount | 0.5600 |
| Current Dividend Amount | 0.5600 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 2.24 |
| Trailing Annual Dividend Yield | 7.58% |
| Forward Annual Dividend Rate | 2.24 |
| Forward Annual Dividend Yield | 7.58% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 7.58% |
| 5-Year Average Dividend Yield | 6.50% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 1.63% |
| All-Time Dividend Growth Rate Percentage | 7.86% |
| Dividend Payout Ratio | -134.94% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -12.50% |
| Annual Earnings Growth | -158.24% |
| Reported EPS 12 Trailing Months | -1.66 |
| Reported EPS Past Year | 1.85 |
| Reported EPS Prior Year | 2.50 |
| Net Income Twelve Trailing Months | -24,521,000 |
| Net Income Past Year | -28,059,000 |
| Net Income Prior Year | 48,176,000 |
| Quarterly Revenue Growth YOY | 2.80% |
| 5-Year Revenue Growth | 3.26% |
| Operating Margin Twelve Trailing Months | 30.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 179,490,000 |
| Total Cash Past Year | 109,902,000 |
| Total Cash Prior Year | 86,824,000 |
| Net Cash Position Most Recent Quarter | -249,191,000 |
| Net Cash Position Past Year | -1,037,779,000 |
| Long Term Debt Past Year | 1,147,681,000 |
| Long Term Debt Prior Year | 1,212,681,000 |
| Total Debt Most Recent Quarter | 428,681,000 |
| Equity to Debt Ratio Past Year | 0.30 |
| Equity to Debt Ratio Most Recent Quarter | 0.55 |
| Total Stockholder Equity Past Year | 499,728,000 |
| Total Stockholder Equity Prior Year | 472,686,000 |
| Total Stockholder Equity Most Recent Quarter | 533,021,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 74,737,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.93 |
| Free Cash Flow Past Year | 53,667,000 |
| Free Cash Flow Prior Year | 26,555,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.69 |
| MACD Signal | 0.73 |
| 20-Day Bollinger Lower Band | 26.08 |
| 20-Day Bollinger Middle Band | 28.60 |
| 20-Day Bollinger Upper Band | 31.13 |
| Beta | 0.90 |
| RSI | 56.17 |
| 50-Day SMA | 28.26 |
| 150-Day SMA | 26.76 |
| 200-Day SMA | 29.86 |
System |
|
| Modified | 1/1/2026 10:48:17 AM EST |