Stock Scorecard
Stock Summary for Westamerica Bancorporation (WABC) - $50.35 as of 3/28/2025 9:19:54 PM EST
Total Score
18 out of 30
Safety Score
53 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WABC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WABC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WABC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WABC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WABC (53 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WABC
Financial Details for WABC
Company Overview |
|
|---|---|
| Ticker | WABC |
| Company Name | Westamerica Bancorporation |
| Country | USA |
| Description | Westamerica Bancorporation is a banking holding company for Westamerica Bank offering various banking products and services to individual and commercial clients. The company is headquartered in San Rafael, California. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/16/2025 |
Stock Price History |
|
| Last Day Price | 50.35 |
| Price 4 Years Ago | 51.76 |
| Last Day Price Updated | 3/28/2025 9:19:54 PM EST |
| Last Day Volume | 144,839 |
| Average Daily Volume | 164,487 |
| 52-Week High | 59.46 |
| 52-Week Low | 43.56 |
| Last Price to 52 Week Low | 15.59% |
Valuation Measures |
|
| Trailing PE | 9.88 |
| Industry PE | 16.34 |
| Sector PE | 18.76 |
| 5-Year Average PE | 12.78 |
| Free Cash Flow Ratio | 2.67 |
| Industry Free Cash Flow Ratio | 3.13 |
| Sector Free Cash Flow Ratio | 16.64 |
| Current Ratio Most Recent Quarter | 4.16 |
| Total Cash Per Share | 18.83 |
| Book Value Per Share Most Recent Quarter | 33.32 |
| Price to Book Ratio | 1.53 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.74 |
| Price to Sales Ratio Twelve Trailing Months | 4.68 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.98 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 26,715,300 |
| Market Capitalization | 1,345,115,355 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/3/2025 |
| Previous Dividend Amount | 0.4400 |
| Current Dividend Amount | 0.4400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.76 |
| Trailing Annual Dividend Yield | 3.43% |
| Forward Annual Dividend Rate | 1.76 |
| Forward Annual Dividend Yield | 3.43% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.38% |
| 5-Year Average Dividend Yield | 3.21% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 1.63% |
| All-Time Dividend Growth Rate Percentage | 7.21% |
| Dividend Payout Ratio | 34.04% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -19.80% |
| Annual Earnings Growth | 32.56% |
| Reported EPS 12 Trailing Months | 5.15 |
| Reported EPS Past Year | 5.16 |
| Reported EPS Prior Year | 6.06 |
| Net Income Twelve Trailing Months | 146,404,000 |
| Net Income Past Year | 161,768,000 |
| Net Income Prior Year | 122,034,000 |
| Quarterly Revenue Growth YOY | -13.40% |
| 5-Year Revenue Growth | 10.41% |
| Operating Margin Twelve Trailing Months | 64.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 502,945,000 |
| Total Cash Past Year | 190,314,000 |
| Total Cash Prior Year | 294,236,000 |
| Net Cash Position Most Recent Quarter | 302,945,000 |
| Net Cash Position Past Year | 190,314,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 200,000,000 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 0.82 |
| Total Stockholder Equity Past Year | 772,894,000 |
| Total Stockholder Equity Prior Year | 602,110,000 |
| Total Stockholder Equity Most Recent Quarter | 909,040,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 102,477,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.84 |
| Free Cash Flow Past Year | 157,047,000 |
| Free Cash Flow Prior Year | 112,891,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.06 |
| MACD Signal | -0.08 |
| 20-Day Bollinger Lower Band | 47.35 |
| 20-Day Bollinger Middle Band | 52.64 |
| 20-Day Bollinger Upper Band | 57.93 |
| Beta | 0.54 |
| RSI | 55.30 |
| 50-Day SMA | 50.05 |
| 150-Day SMA | 48.47 |
| 200-Day SMA | 49.34 |
System |
|
| Modified | 3/28/2025 10:52:06 AM EST |