Stock Scorecard
Stock Summary for Westamerica Bancorporation (WABC) - $55.66 as of 11/20/2024 8:52:29 PM EST
Total Score
18 out of 30
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WABC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WABC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WABC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WABC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WABC (60 out of 90)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for WABC
Financial Details for WABC
Company Overview |
|
|---|---|
| Ticker | WABC |
| Company Name | Westamerica Bancorporation |
| Country | USA |
| Description | Westamerica Bancorporation is a banking holding company for Westamerica Bank offering various banking products and services to individual and commercial clients. The company is headquartered in San Rafael, California. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/16/2025 |
Stock Price History |
|
| Last Day Price | 55.66 |
| Price 4 Years Ago | 48.62 |
| Last Day Price Updated | 11/20/2024 8:52:29 PM EST |
| Last Day Volume | 56,045 |
| Average Daily Volume | 121,828 |
| 52-Week High | 59.33 |
| 52-Week Low | 42.68 |
| Last Price to 52 Week Low | 30.41% |
Valuation Measures |
|
| Trailing PE | 10.38 |
| Industry PE | 18.95 |
| Sector PE | 21.40 |
| 5-Year Average PE | 13.33 |
| Free Cash Flow Ratio | 2.95 |
| Industry Free Cash Flow Ratio | 3.69 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 4.16 |
| Total Cash Per Share | 18.85 |
| Book Value Per Share Most Recent Quarter | 34.06 |
| Price to Book Ratio | 1.67 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 5.01 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 26,686,000 |
| Market Capitalization | 1,485,342,760 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/4/2024 |
| Last Dividend Amount | 0.44 |
| Current Dividend Amount | 0.44 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.76 |
| Trailing Annual Dividend Yield | 3.16% |
| Forward Annual Dividend Rate | 1.78 |
| Forward Annual Dividend Yield | 3.20% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.92% |
| 5-Year Average Dividend Yield | 2.83% |
| 1-Year Dividend Growth Rate Percentage | 2.38% |
| 3-Year Dividend Growth Rate Percentage | 2.10% |
| 5-Year Dividend Growth Rate Percentage | 1.35% |
| All-Time Dividend Growth Rate Percentage | 7.34% |
| Dividend Payout Ratio | 32.41% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -16.00% |
| Annual Earnings Growth | 32.56% |
| Reported EPS 12 Trailing Months | 5.43 |
| Reported EPS Past Year | 3.97 |
| Reported EPS Prior Year | 6.06 |
| Net Income Twelve Trailing Months | 146,404,000 |
| Net Income Past Year | 161,768,000 |
| Net Income Prior Year | 122,034,000 |
| Quarterly Revenue Growth YOY | -10.30% |
| 5-Year Revenue Growth | 10.41% |
| Operating Margin Twelve Trailing Months | 0.66 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 502,945,000 |
| Total Cash Past Year | 190,314,000 |
| Total Cash Prior Year | 294,236,000 |
| Net Cash Position Most Recent Quarter | 302,945,000 |
| Net Cash Position Past Year | 190,314,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 200,000,000 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 0.82 |
| Total Stockholder Equity Past Year | 772,894,000 |
| Total Stockholder Equity Prior Year | 602,110,000 |
| Total Stockholder Equity Most Recent Quarter | 909,040,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 102,477,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.84 |
| Free Cash Flow Past Year | 157,047,000 |
| Free Cash Flow Prior Year | 112,891,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 2.18 |
| MACD Signal | 1.59 |
| 20-Day Bollinger Lower Band | 45.33 |
| 20-Day Bollinger Middle Band | 50.82 |
| 20-Day Bollinger Upper Band | 56.31 |
| Beta | 0.54 |
| RSI | 67.17 |
| 50-Day SMA | 48.93 |
| 150-Day SMA | 49.04 |
| 200-Day SMA | 49.98 |
System |
|
| Modified | 11/19/2024 4:00:29 PM EST |