Stock Scorecard

Stock Summary for Westamerica Bancorporation (WABC) - $59.19 as of 8/18/2026 8:33:22 PM EST

Total Score

14 out of 30

Safety Score

43 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for WABC

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for WABC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for WABC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for WABC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for WABC (43 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 8
Trading Volume (Max of 10) 4
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Financial Details for WABC

Company Overview
Ticker WABC
Company Name Westamerica Bancorporation
Country N/A
Description Westamerica Bancorporation is a banking holding company for Westamerica Bank offering various banking products and services to individual and commercial clients. The company is headquartered in San Rafael, California.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 6/30/2026
Next Earnings Date 10/15/2026

Stock Price History
Last Day Price 59.19
Price 4 Years Ago 51.55
Last Day Price Updated 8/18/2026 8:33:22 PM EST
Last Day Volume 125,805
Average Daily Volume 171,291
52-Week High 63.10
52-Week Low 43.36
Last Price to 52 Week Low 36.51%

Valuation Measures
Trailing PE N/A
Industry PE 16.13
Sector PE 19.88
5-Year Average PE 13.00
Free Cash Flow Ratio 4.51
Industry Free Cash Flow Ratio 15.46
Sector Free Cash Flow Ratio 63.39
Current Ratio Most Recent Quarter 2.29
Total Cash Per Share 13.13
Book Value Per Share Most Recent Quarter 37.09
Price to Book Ratio 1.59
Industry Price to Book Ratio 1.33
Sector Price to Book Ratio 1.98
Price to Sales Ratio Twelve Trailing Months 5.49
Industry Price to Sales Ratio Twelve Trailing Months 3.72
Sector Price to Sales Ratio Twelve Trailing Months 6.58
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics
Total Shares Outstanding 23,111,200
Market Capitalization 1,367,951,928
Institutional Ownership N/A

Dividends
Ex-Dividend Date 8/3/2026
Previous Dividend Amount 0.4800
Current Dividend Amount 0.4800
Total Years Dividend Increasing Dividend Aristocrat - Increasing for 36 Years
Trailing Annual Dividend Rate 1.88
Trailing Annual Dividend Yield 3.16%
Forward Annual Dividend Rate 1.92
Forward Annual Dividend Yield 3.23%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 5.49%
3-Year Dividend Growth Rate Percentage 2.71%
5-Year Dividend Growth Rate Percentage 3.39%
All-Time Dividend Growth Rate Percentage 7.12%
Dividend Payout Ratio 41.50%

Income Statement
Quarterly Earnings Growth YOY 4.50%
Annual Earnings Growth -16.20%
Reported EPS 12 Trailing Months 4.53
Reported EPS Past Year 2.30
Reported EPS Prior Year 4.52
Net Income Twelve Trailing Months 110,810,000
Net Income Past Year 116,173,000
Net Income Prior Year 138,636,000
Quarterly Revenue Growth YOY -2.70%
5-Year Revenue Growth 5.50%
Operating Margin Twelve Trailing Months 60.30%

Balance Sheet
Total Cash Most Recent Quarter 301,934,000
Total Cash Past Year 567,801,000
Total Cash Prior Year 601,494,000
Net Cash Position Most Recent Quarter 101,934,000
Net Cash Position Past Year 567,801,000
Long Term Debt Past Year 0
Long Term Debt Prior Year 0
Total Debt Most Recent Quarter 200,000,000
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 0.81
Total Stockholder Equity Past Year 933,509,000
Total Stockholder Equity Prior Year 889,957,000
Total Stockholder Equity Most Recent Quarter 853,148,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 108,123,000
Free Cash Flow Per Share Twelve Trailing Months 4.68
Free Cash Flow Past Year 119,651,000
Free Cash Flow Prior Year 139,828,000

Options
Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.24
MACD Signal 0.43
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 0.55
RSI 0.00
50-Day SMA 51.16
150-Day SMA 47.97
200-Day SMA 46.88

System
Modified 8/18/2026 10:38:43 AM EST