Stock Scorecard

Stock Summary for VILLAGE BANCORP INC (VBNK) - $17.16 as of 11/19/2024 3:24:23 PM EST

Total Score

17 out of 30

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for VBNK

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for VBNK

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for VBNK

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for VBNK

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for VBNK (40 out of 90)

Stock Price Rating (Max of 10) 6
Historical Stock Price Rating (Max of 10) 1
Stock Price Trend (Max of 10) 0
Book Value (Max of 10) 6
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 2
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 8
Trading Volume (Max of 10) 2
Price to Earnings (Max of 10) 9

Financial Details for VBNK

Company Overview
Ticker VBNK
Company Name VILLAGE BANCORP INC
Country USA
Description N/A
Sector Name FINANCE
Industry Name COMMERCIAL BANKS, NEC
Most Recent Quarter 7/31/2024
Next Earnings Date 12/11/2024

Stock Price History
Last Day Price 17.16
Price 4 Years Ago 0.00
Last Day Price Updated 11/19/2024 3:24:23 PM EST
Last Day Volume 36,034
Average Daily Volume 30,074
52-Week High 17.16
52-Week Low 7.57
Last Price to 52 Week Low 126.68%

Valuation Measures
Trailing PE 13.73
Industry PE 16.66
Sector PE 21.40
5-Year Average PE 9.41
Free Cash Flow Ratio 1.80
Industry Free Cash Flow Ratio 0.96
Sector Free Cash Flow Ratio 11.50
Current Ratio Most Recent Quarter 79.76
Total Cash Per Share 9.54
Book Value Per Share Most Recent Quarter 15.23
Price to Book Ratio 1.52
Industry Price to Book Ratio 1.30
Sector Price to Book Ratio 2.00
Price to Sales Ratio Twelve Trailing Months 3.92
Industry Price to Sales Ratio Twelve Trailing Months 1.41
Sector Price to Sales Ratio Twelve Trailing Months 3.50
Analyst Buy Ratings 1
Analyst Strong Buy Ratings 3

Share Statistics
Total Shares Outstanding 26,002,600
Market Capitalization 446,204,616
Institutional Ownership N/A

Dividends
Ex-Dividend Date 10/4/2024
Last Dividend Amount 0.03
Current Dividend Amount 0.03
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.10
Trailing Annual Dividend Yield 0.58%
Forward Annual Dividend Rate 0.11
Forward Annual Dividend Yield 0.64%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.76%
5-Year Average Dividend Yield 0.48%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 9.33%
All-Time Dividend Growth Rate Percentage 20.11%
Dividend Payout Ratio 8.00%

Income Statement
Quarterly Earnings Growth YOY -4.20%
Annual Earnings Growth 86.08%
Reported EPS 12 Trailing Months 1.25
Reported EPS Past Year 1.29
Reported EPS Prior Year 1.47
Net Income Twelve Trailing Months 46,711,000
Net Income Past Year 42,162,000
Net Income Prior Year 22,658,000
Quarterly Revenue Growth YOY 1.20%
5-Year Revenue Growth 15.89%
Operating Margin Twelve Trailing Months 0.50

Balance Sheet
Total Cash Most Recent Quarter 247,983,000
Total Cash Past Year 132,242,000
Total Cash Prior Year 88,581,000
Net Cash Position Most Recent Quarter 146,342,000
Net Cash Position Past Year 25,392,000
Long Term Debt Past Year 106,850,000
Long Term Debt Prior Year 104,951,000
Total Debt Most Recent Quarter 101,641,000
Equity to Debt Ratio Past Year 0.78
Equity to Debt Ratio Most Recent Quarter 0.80
Total Stockholder Equity Past Year 377,158,000
Total Stockholder Equity Prior Year 349,063,000
Total Stockholder Equity Most Recent Quarter 408,985,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 83,671,001
Free Cash Flow Per Share Twelve Trailing Months 3.22
Free Cash Flow Past Year 94,355,000
Free Cash Flow Prior Year -33,235,000

Options
Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.63
MACD Signal 0.58
20-Day Bollinger Lower Band 9.87
20-Day Bollinger Middle Band 13.51
20-Day Bollinger Upper Band 17.16
Beta 1.06
RSI 66.65
50-Day SMA 9.25
150-Day SMA 0.00
200-Day SMA 0.00

System
Modified 11/19/2024 3:25:09 PM EST