Stock Scorecard



Stock Summary for VILLAGE BANCORP INC (VBNK) - $9.98 as of 4/27/2024 1:58:00 PM EST

Total Score

22 out of 29

Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy

Growth List Algorithm Criteria for VBNK

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for VBNK

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for VBNK

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for VBNK

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Financial Details for VBNK

Company Overview

Ticker VBNK
Company Name VILLAGE BANCORP INC
Country USA
Description N/A
Sector Name FINANCE
Industry Name COMMERCIAL BANKS, NEC
Most Recent Quarter 1/31/2024
Next Earnings Date 6/5/2024

Stock Price History

Last Day Price 9.98
Last Day Price Updated 4/27/2024 1:58:00 PM EST
Last Day Volume 8,816
Average Daily Volume 25,528
52-Week High 12.17
52-Week Low 6.31
Last Price to 52 Week Low 58.16%

Valuation Measures

Trailing PE 7.98
Industry PE 13.31
Sector PE 18.49
5-Year Average PE 14.68
Free Cash Flow Ratio 2.03
Industry Free Cash Flow Ratio 0.57
Sector Free Cash Flow Ratio 8.80
Current Ratio Most Recent Quarter 13.21
Total Cash Per Share 4.91
Book Value Per Share Most Recent Quarter 14.46
Price to Book Ratio 0.97
Industry Price to Book Ratio 1.36
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 2.35
Industry Price to Sales Ratio Twelve Trailing Months 1.22
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 25,964,400
Market Capitalization 259,124,712
Institutional Ownership N/A

Dividends

Ex-Dividend Date 4/4/2024
Last Dividend Amount 0.03
Current Dividend Amount 0.03
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.10
Trailing Annual Dividend Yield 1.01%
Forward Annual Dividend Rate 0.11
Forward Annual Dividend Yield 1.10%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.76%
5-Year Average Dividend Yield 0.48%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 9.33%
All-Time Dividend Growth Rate Percentage 20.11%
Dividend Payout Ratio 8.70%

Income Statement

Quarterly Earnings Growth YOY 41.30%
Annual Earnings Growth 86.08%
Reported EPS 12 Trailing Months 1.25
Reported EPS Past Year 0.35
Reported EPS Prior Year 1.35
Net Income Twelve Trailing Months 45,444,000
Net Income Past Year 42,162,000
Net Income Prior Year 22,658,000
Quarterly Revenue Growth YOY 13.50%
5-Year Revenue Growth 16.02%

Balance Sheet

Total Cash Most Recent Quarter 127,509,000
Total Cash Past Year 132,242,000
Total Cash Prior Year 88,581,000
Net Cash Position Most Recent Quarter 20,659,000
Net Cash Position Past Year 25,392,000
Long Term Debt Past Year 106,850,000
Long Term Debt Prior Year 104,951,000
Total Debt Most Recent Quarter 106,850,000
Equity to Debt Ratio Past Year 0.78
Equity to Debt Ratio Most Recent Quarter 0.78
Total Stockholder Equity Past Year 377,158,000
Total Stockholder Equity Prior Year 349,063,000
Total Stockholder Equity Most Recent Quarter 389,034,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.24
MACD Signal -0.24
20-Day Bollinger Lower Band 9.65
20-Day Bollinger Middle Band 10.74
20-Day Bollinger Upper Band 11.83
Beta 1.07
RSI 42.94
50-Day SMA 8.87
200-Day SMA 0.00

System

Modified 4/27/2024 1:58:01 PM EST