Stock Scorecard
Stock Summary for Visa Inc - Class A (V) - $329.61 as of 12/3/2025 8:57:48 PM EST
Total Score
10 out of 30
Safety Score
69 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for V
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for V
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for V
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for V
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for V (69 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 5 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for V
Financial Details for V
Company Overview |
|
|---|---|
| Ticker | V |
| Company Name | Visa Inc - Class A |
| Country | USA |
| Description | Visa Inc. (NYSE: V), headquartered in Foster City, California, is a premier global financial services corporation renowned for its role in facilitating electronic funds transfers. Operating the world’s largest retail electronic payments network, Visa offers a diverse array of branded credit, debit, and prepaid cards, catering to consumers and businesses alike. As a leader in payment technology, the company is well-positioned to benefit from the accelerating shift toward digital transactions and e-commerce, solidifying its status as a key player in the financial services sector and contributing to its significant market valuation. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/27/2026 |
Stock Price History |
|
| Last Day Price | 329.61 |
| Price 4 Years Ago | 210.24 |
| Last Day Price Updated | 12/3/2025 8:57:48 PM EST |
| Last Day Volume | 6,293,547 |
| Average Daily Volume | 6,223,014 |
| 52-Week High | 374.10 |
| 52-Week Low | 297.38 |
| Last Price to 52 Week Low | 10.84% |
Valuation Measures |
|
| Trailing PE | 32.36 |
| Industry PE | 24.12 |
| Sector PE | 23.98 |
| 5-Year Average PE | 28.47 |
| Free Cash Flow Ratio | 32.41 |
| Industry Free Cash Flow Ratio | 13.40 |
| Sector Free Cash Flow Ratio | 39.87 |
| Current Ratio Most Recent Quarter | 1.08 |
| Total Cash Per Share | 10.17 |
| Book Value Per Share Most Recent Quarter | 19.38 |
| Price to Book Ratio | 17.37 |
| Industry Price to Book Ratio | 4.12 |
| Sector Price to Book Ratio | 1.92 |
| Price to Sales Ratio Twelve Trailing Months | 16.03 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Analyst Buy Ratings | 25 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 1,687,630,000 |
| Market Capitalization | 556,259,724,300 |
| Institutional Ownership | 90.70% |
Dividends |
|
| Ex-Dividend Date | 11/12/2025 |
| Previous Dividend Amount | 0.5900 |
| Current Dividend Amount | 0.6700 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.44 |
| Trailing Annual Dividend Yield | 0.74% |
| Forward Annual Dividend Rate | 2.68 |
| Forward Annual Dividend Yield | 0.81% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.72% |
| 5-Year Average Dividend Yield | 0.71% |
| 1-Year Dividend Growth Rate Percentage | 13.49% |
| 3-Year Dividend Growth Rate Percentage | 14.23% |
| 5-Year Dividend Growth Rate Percentage | 16.27% |
| All-Time Dividend Growth Rate Percentage | 21.37% |
| Dividend Payout Ratio | 23.92% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.00% |
| Annual Earnings Growth | 1.60% |
| Reported EPS 12 Trailing Months | 10.21 |
| Reported EPS Past Year | 11.47 |
| Reported EPS Prior Year | 9.99 |
| Net Income Twelve Trailing Months | 20,058,000,000 |
| Net Income Past Year | 20,058,000,000 |
| Net Income Prior Year | 19,743,000,000 |
| Quarterly Revenue Growth YOY | 11.50% |
| 5-Year Revenue Growth | 12.86% |
| Operating Margin Twelve Trailing Months | 65.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 17,164,000,000 |
| Total Cash Past Year | 20,154,000,000 |
| Total Cash Prior Year | 11,975,000,000 |
| Net Cash Position Most Recent Quarter | -2,438,000,000 |
| Net Cash Position Past Year | 552,000,000 |
| Long Term Debt Past Year | 19,602,000,000 |
| Long Term Debt Prior Year | 20,836,000,000 |
| Total Debt Most Recent Quarter | 19,602,000,000 |
| Equity to Debt Ratio Past Year | 0.66 |
| Equity to Debt Ratio Most Recent Quarter | 0.66 |
| Total Stockholder Equity Past Year | 37,909,000,000 |
| Total Stockholder Equity Prior Year | 39,137,000,000 |
| Total Stockholder Equity Most Recent Quarter | 37,909,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 21,577,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 12.79 |
| Free Cash Flow Past Year | 21,577,000,000 |
| Free Cash Flow Prior Year | 18,693,000,000 |
Options |
|
| Put/Call Ratio | 0.84 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -3.66 |
| MACD Signal | -3.66 |
| 20-Day Bollinger Lower Band | 327.37 |
| 20-Day Bollinger Middle Band | 341.38 |
| 20-Day Bollinger Upper Band | 355.38 |
| Beta | 0.82 |
| RSI | 49.55 |
| 50-Day SMA | 339.34 |
| 150-Day SMA | 281.73 |
| 200-Day SMA | 261.59 |
System |
|
| Modified | 12/2/2025 11:13:23 AM EST |