Stock Scorecard
Stock Summary for UWM Holdings Corporation Class A (UWMC) - $4.58 as of 2/24/2026 7:19:22 PM EST
Total Score
12 out of 30
Safety Score
47 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UWMC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UWMC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UWMC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UWMC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UWMC (47 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 1 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for UWMC
Financial Details for UWMC
Company Overview |
|
|---|---|
| Ticker | UWMC |
| Company Name | UWM Holdings Corporation Class A |
| Country | USA |
| Description | UWM Holdings Corporation is engaged in the residential mortgage loan business in the United States. The company is headquartered in Pontiac, Michigan. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | MORTGAGE FINANCE |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 2/25/2026 |
Stock Price History |
|
| Last Day Price | 4.58 |
| Price 4 Years Ago | 2.69 |
| Last Day Price Updated | 2/24/2026 7:19:22 PM EST |
| Last Day Volume | 11,029,277 |
| Average Daily Volume | 19,030,376 |
| 52-Week High | 6.89 |
| 52-Week Low | 3.65 |
| Last Price to 52 Week Low | 25.48% |
Valuation Measures |
|
| Trailing PE | 41.18 |
| Industry PE | 25.45 |
| Sector PE | 17.15 |
| 5-Year Average PE | -11.99 |
| Free Cash Flow Ratio | 1.48 |
| Industry Free Cash Flow Ratio | 8.23 |
| Sector Free Cash Flow Ratio | 19.89 |
| Current Ratio Most Recent Quarter | 0.12 |
| Total Cash Per Share | 3.09 |
| Book Value Per Share Most Recent Quarter | 0.76 |
| Price to Book Ratio | 7.53 |
| Industry Price to Book Ratio | 4.55 |
| Sector Price to Book Ratio | 1.77 |
| Price to Sales Ratio Twelve Trailing Months | 2.69 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.03 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.71 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 288,258,000 |
| Market Capitalization | 1,320,221,640 |
| Institutional Ownership | 78.91% |
Dividends |
|
| Ex-Dividend Date | 12/18/2025 |
| Previous Dividend Amount | 0.1000 |
| Current Dividend Amount | 0.1000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.40 |
| Trailing Annual Dividend Yield | 8.83% |
| Forward Annual Dividend Rate | 0.40 |
| Forward Annual Dividend Yield | 8.83% |
| 5-Year Dividend Payments Count | 18 |
| 3-Year Average Dividend Yield | 7.63% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 363.64% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 266.70% |
| Annual Earnings Growth | 208.87% |
| Reported EPS 12 Trailing Months | 0.11 |
| Reported EPS Past Year | 0.09 |
| Reported EPS Prior Year | 0.16 |
| Net Income Twelve Trailing Months | 16,887,000 |
| Net Income Past Year | 14,404,000 |
| Net Income Prior Year | -13,230,000 |
| Quarterly Revenue Growth YOY | -10.40% |
| 5-Year Revenue Growth | 9.11% |
| Operating Margin Twelve Trailing Months | 16.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 870,703,000 |
| Total Cash Past Year | 507,339,000 |
| Total Cash Prior Year | 497,468,000 |
| Net Cash Position Most Recent Quarter | -2,197,333,000 |
| Net Cash Position Past Year | -2,368,633,000 |
| Long Term Debt Past Year | 2,875,972,000 |
| Long Term Debt Prior Year | 2,082,081,000 |
| Total Debt Most Recent Quarter | 3,068,036,000 |
| Equity to Debt Ratio Past Year | 0.05 |
| Equity to Debt Ratio Most Recent Quarter | 0.05 |
| Total Stockholder Equity Past Year | 161,520,000 |
| Total Stockholder Equity Prior Year | 112,552,000 |
| Total Stockholder Equity Most Recent Quarter | 177,674,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -3,355,174,999 |
| Free Cash Flow Per Share Twelve Trailing Months | -11.64 |
| Free Cash Flow Past Year | -6,280,950,000 |
| Free Cash Flow Prior Year | 138,810,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.13 |
| MACD Signal | -0.08 |
| 20-Day Bollinger Lower Band | 4.34 |
| 20-Day Bollinger Middle Band | 5.20 |
| 20-Day Bollinger Upper Band | 6.07 |
| Beta | 1.93 |
| RSI | 42.35 |
| 50-Day SMA | 4.94 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 4.86 |
System |
|
| Modified | 2/24/2026 9:55:49 AM EST |