Stock Scorecard
Stock Summary for Univest Financial Corp (UVSP) - $29.77 as of 6/10/2025 9:45:31 PM EST
Total Score
16 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for UVSP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UVSP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UVSP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UVSP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UVSP (61 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for UVSP
Financial Details for UVSP
Company Overview |
|
|---|---|
| Ticker | UVSP |
| Company Name | Univest Financial Corp |
| Country | USA |
| Description | Univest Financial Corporation is the banking holding company for Univest Bank and Trust Co. offering banking products and services primarily in Pennsylvania. The company is headquartered in Souderton, Pennsylvania. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/22/2025 |
Stock Price History |
|
| Last Day Price | 29.77 |
| Price 4 Years Ago | 26.50 |
| Last Day Price Updated | 6/10/2025 9:45:31 PM EST |
| Last Day Volume | 62,866 |
| Average Daily Volume | 108,503 |
| 52-Week High | 32.29 |
| 52-Week Low | 20.15 |
| Last Price to 52 Week Low | 47.74% |
Valuation Measures |
|
| Trailing PE | 11.04 |
| Industry PE | 19.39 |
| Sector PE | 20.78 |
| 5-Year Average PE | 14.77 |
| Free Cash Flow Ratio | 11.72 |
| Industry Free Cash Flow Ratio | 5.26 |
| Sector Free Cash Flow Ratio | 12.56 |
| Current Ratio Most Recent Quarter | 5.99 |
| Total Cash Per Share | 2.54 |
| Book Value Per Share Most Recent Quarter | 31.19 |
| Price to Book Ratio | 0.94 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 2.89 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.05 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 28,880,200 |
| Market Capitalization | 859,763,554 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/7/2025 |
| Previous Dividend Amount | 0.2100 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.85 |
| Trailing Annual Dividend Yield | 2.95% |
| Forward Annual Dividend Rate | 0.88 |
| Forward Annual Dividend Yield | 3.06% |
| 5-Year Dividend Payments Count | 19 |
| 3-Year Average Dividend Yield | 2.89% |
| 5-Year Average Dividend Yield | 3.35% |
| 1-Year Dividend Growth Rate Percentage | 4.76% |
| 3-Year Dividend Growth Rate Percentage | 2.35% |
| 5-Year Dividend Growth Rate Percentage | 2.41% |
| All-Time Dividend Growth Rate Percentage | 4.07% |
| Dividend Payout Ratio | 31.25% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 11.60% |
| Annual Earnings Growth | 6.79% |
| Reported EPS 12 Trailing Months | 2.66 |
| Reported EPS Past Year | 0.77 |
| Reported EPS Prior Year | 2.59 |
| Net Income Twelve Trailing Months | 78,021,000 |
| Net Income Past Year | 75,931,000 |
| Net Income Prior Year | 71,104,000 |
| Quarterly Revenue Growth YOY | 1.70% |
| 5-Year Revenue Growth | 4.98% |
| Operating Margin Twelve Trailing Months | 37.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 73,319,000 |
| Total Cash Past Year | 75,998,000 |
| Total Cash Prior Year | 249,799,000 |
| Net Cash Position Most Recent Quarter | -251,067,000 |
| Net Cash Position Past Year | -298,263,000 |
| Long Term Debt Past Year | 374,261,000 |
| Long Term Debt Prior Year | 458,761,000 |
| Total Debt Most Recent Quarter | 324,386,000 |
| Equity to Debt Ratio Past Year | 0.70 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 887,301,000 |
| Total Stockholder Equity Prior Year | 839,208,000 |
| Total Stockholder Equity Most Recent Quarter | 903,472,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 67,713,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.34 |
| Free Cash Flow Past Year | 72,002,000 |
| Free Cash Flow Prior Year | 83,017,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.30 |
| MACD Signal | 0.51 |
| 20-Day Bollinger Lower Band | 25.95 |
| 20-Day Bollinger Middle Band | 29.07 |
| 20-Day Bollinger Upper Band | 32.19 |
| Beta | 0.74 |
| RSI | 51.17 |
| 50-Day SMA | 27.84 |
| 150-Day SMA | 23.00 |
| 200-Day SMA | 23.41 |
System |
|
| Modified | 6/10/2025 1:17:16 PM EST |