Stock Scorecard
Stock Summary for Universal Insurance Holdings Inc (UVE) - $22.28 as of 11/20/2024 8:50:21 PM EST
Total Score
22 out of 30
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for UVE
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UVE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UVE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UVE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UVE (46 out of 90)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for UVE
Financial Details for UVE
Company Overview |
|
|---|---|
| Ticker | UVE |
| Company Name | Universal Insurance Holdings Inc |
| Country | USA |
| Description | Universal Insurance Holdings, Inc., is an integrated insurance holding company in the United States. The company is headquartered in Fort Lauderdale, Florida. |
| Sector Name | FINANCE |
| Industry Name | FIRE, MARINE & CASUALTY INSURANCE |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 22.28 |
| Price 4 Years Ago | 12.54 |
| Last Day Price Updated | 11/20/2024 8:50:21 PM EST |
| Last Day Volume | 78,443 |
| Average Daily Volume | 246,763 |
| 52-Week High | 23.27 |
| 52-Week Low | 15.25 |
| Last Price to 52 Week Low | 46.10% |
Valuation Measures |
|
| Trailing PE | 9.04 |
| Industry PE | 12.38 |
| Sector PE | 21.40 |
| 5-Year Average PE | 2.47 |
| Free Cash Flow Ratio | 1.52 |
| Industry Free Cash Flow Ratio | 10.42 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 16.04 |
| Total Cash Per Share | 14.61 |
| Book Value Per Share Most Recent Quarter | 14.15 |
| Price to Book Ratio | 1.59 |
| Industry Price to Book Ratio | 1.72 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 0.42 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 28,286,200 |
| Market Capitalization | 630,216,536 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/6/2024 |
| Last Dividend Amount | 0.13 |
| Current Dividend Amount | 0.16 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.06 |
| Trailing Annual Dividend Yield | 4.76% |
| Forward Annual Dividend Rate | 1.06 |
| Forward Annual Dividend Yield | 4.76% |
| 5-Year Dividend Payments Count | 27 |
| 3-Year Average Dividend Yield | 5.54% |
| 5-Year Average Dividend Yield | 4.89% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 27.29% |
| Dividend Payout Ratio | 42.74% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 30.10% |
| Annual Earnings Growth | 400.23% |
| Reported EPS 12 Trailing Months | 2.48 |
| Reported EPS Past Year | 1.52 |
| Reported EPS Prior Year | 1.93 |
| Net Income Twelve Trailing Months | 72,909,000 |
| Net Income Past Year | 66,823,000 |
| Net Income Prior Year | -22,257,000 |
| Quarterly Revenue Growth YOY | 7.60% |
| 5-Year Revenue Growth | 11.05% |
| Operating Margin Twelve Trailing Months | -0.04 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 413,148,000 |
| Total Cash Past Year | 477,801,000 |
| Total Cash Prior Year | 474,175,000 |
| Net Cash Position Most Recent Quarter | 311,714,000 |
| Net Cash Position Past Year | 375,795,000 |
| Long Term Debt Past Year | 102,006,000 |
| Long Term Debt Prior Year | 102,769,000 |
| Total Debt Most Recent Quarter | 101,434,000 |
| Equity to Debt Ratio Past Year | 0.77 |
| Equity to Debt Ratio Most Recent Quarter | 0.80 |
| Total Stockholder Equity Past Year | 341,297,000 |
| Total Stockholder Equity Prior Year | 287,896,000 |
| Total Stockholder Equity Most Recent Quarter | 400,245,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -130,002,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -4.60 |
| Free Cash Flow Past Year | 66,952,000 |
| Free Cash Flow Prior Year | 319,616,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.56 |
| MACD Signal | 0.24 |
| 20-Day Bollinger Lower Band | 17.66 |
| 20-Day Bollinger Middle Band | 20.23 |
| 20-Day Bollinger Upper Band | 22.81 |
| Beta | 0.91 |
| RSI | 65.28 |
| 50-Day SMA | 18.86 |
| 150-Day SMA | 14.68 |
| 200-Day SMA | 14.07 |
System |
|
| Modified | 11/19/2024 3:20:10 PM EST |