Stock Scorecard



Stock Summary for Upstart Holdings Inc (UPST) - $36.92 as of 12/9/2023 2:41:21 AM EST

Total Score

4 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for UPST

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for UPST

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for UPST

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for UPST

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for UPST

Is Upstart Stock a Buy? 12/10/2023 1:01:00 PM
My 2 Best Stocks of 2023 ( Not Named Nvidia ) 12/10/2023 10:02:00 AM
Torrid Reports Upbeat Results, Joins MBIA, Virco Mfg. And Other Big Stocks Moving Higher On Friday - Applied Optoelectronics ( NASDAQ:AAOI ) , ALX Oncology Holdings ( NASDAQ:ALXO ) 12/8/2023 3:40:00 PM
Compared to Estimates, Upstart Holdings, Inc. ( UPST ) Q3 Earnings: A Look at Key Metrics ( Revised ) 12/7/2023 2:45:00 PM
2 Spectacular Growth Stocks to Invest $1,000 in That Could Make You Richer in 2024 and Beyond 12/7/2023 10:25:00 AM
Cathie Wood Has a Bold Prediction for 2024 12/7/2023 10:03:00 AM
What's Going On With Upstart Holdings Stock? - Upstart Hldgs ( NASDAQ:UPST ) 12/6/2023 5:31:00 PM
THOR Industries Reports Upbeat Earnings, Joins Dave & Buster's Entertainment, Campbell Soup And Other Big Stocks Moving Higher On Wednesday - Applied Optoelectronics ( NASDAQ:AAOI ) , Arvinas ( NASDAQ:ARVN ) 12/6/2023 3:48:00 PM
3 Top Stocks That Could Double in 2024 12/6/2023 3:23:00 PM
Unpacking the Latest Options Trading Trends in Upstart Hldgs - Upstart Hldgs ( NASDAQ:UPST ) 12/6/2023 3:00:00 PM

Financial Details for UPST

Company Overview

Ticker UPST
Company Name Upstart Holdings Inc
Country USA
Description Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.
Sector Name FINANCE
Industry Name FINANCE SERVICES
Most Recent Quarter 9/30/2023
Next Earnings Date 2/12/2024

Stock Price History

Last Day Price 36.92
Last Day Price Updated 12/9/2023 2:41:21 AM EST
Last Day Volume 0
Average Daily Volume N/A
52-Week High 72.58
52-Week Low 11.93
Last Price to 52 Week Low 209.47 %

Valuation Measures

Trailing PE N/A
Industry PE 17.95
Sector PE 16.54
5-Year Average PE 34.86
Free Cash Flow Ratio 6.08
Industry Free Cash Flow Ratio 20.56
Sector Free Cash Flow Ratio 14.00
Current Ratio Most Recent Quarter 75.22
Total Cash Per Share 6.07
Book Value Per Share Most Recent Quarter 7.54
Price to Book Ratio 4.90
Industry Price to Book Ratio 1.50
Sector Price to Book Ratio 1.97
Price to Sales Ratio Twelve Trailing Months 5.76
Industry Price to Sales Ratio Twelve Trailing Months 4.16
Sector Price to Sales Ratio Twelve Trailing Months 2.74

Share Statistics

Total Shares Outstanding 85,057,000
Market Capitalization 3,140,304,440
Institutional Ownership N/A

Dividends

Ex-Dividend Date N/A
Last Dividend Amount 0.00
Current Dividend Amount 0.00
Dividend Aristocrat? False
Dividend King? False
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00 %
5-Year Dividend Payments Count 0
Dividend Payout Ratio N/A

Income Statement

Quarterly Earnings Growth YOY 209.10 %
Annual Earnings Growth -180.23 %
Reported EPS 12 Trailing Months -3.05
Reported EPS Past Year -0.46
Reported EPS Prior Year 0.13
Net Income Twelve Trailing Months -252,997,000
Net Income Past Year -108,665,000
Net Income Prior Year 135,443,000
Quarterly Revenue Growth YOY -10.20 %
5-Year Revenue Growth -0.72 %

Balance Sheet

Total Cash Most Recent Quarter 516,581,000
Total Cash Past Year 422,411,000
Total Cash Prior Year 986,608,000
Net Cash Position Most Recent Quarter -486,811,000
Net Cash Position Past Year -563,983,000
Long Term Debt Past Year 986,394,000
Long Term Debt Prior Year 695,432,000
Total Debt Most Recent Quarter 1,003,392,000
Equity to Debt Ratio Past Year 0.41
Equity to Debt Ratio Most Recent Quarter 0.39
Total Stockholder Equity Past Year 672,435,000
Total Stockholder Equity Prior Year 807,078,000
Total Stockholder Equity Most Recent Quarter 640,764,000

Options

Put/Call Ratio 0.44
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 1.78
MACD Signal 0.57
20-Day Bollinger Lower Band 10.03
20-Day Bollinger Middle Band 31.94
20-Day Bollinger Upper Band 53.85
Beta 1.98
RSI 68.27
50-Day SMA 25.86
200-Day SMA 0.00

System

Modified 12/10/2023 1:00:35 AM EST