Stock Scorecard
Stock Summary for Upstart Holdings Inc (UPST) - $22.94 as of 4/24/2024 12:31:46 PM EST
Total Score
5 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UPST
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UPST
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UPST
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for UPST
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for UPST
Financial Details for UPST
Company Overview |
|
---|---|
Ticker | UPST |
Company Name | Upstart Holdings Inc |
Country | USA |
Description | Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California. |
Sector Name | FINANCE |
Industry Name | FINANCE SERVICES |
Most Recent Quarter | 12/31/2023 |
Next Earnings Date | 5/7/2024 |
Stock Price History |
|
Last Day Price | 22.94 |
Last Day Price Updated | 4/24/2024 12:31:46 PM EST |
Last Day Volume | 5,408,522 |
Average Daily Volume | 4,256,056 |
52-Week High | 72.58 |
52-Week Low | 11.93 |
Last Price to 52 Week Low | 92.29% |
Valuation Measures |
|
Trailing PE | N/A |
Industry PE | 35.47 |
Sector PE | 18.25 |
5-Year Average PE | 23.74 |
Free Cash Flow Ratio | 5.46 |
Industry Free Cash Flow Ratio | 7.10 |
Sector Free Cash Flow Ratio | 8.74 |
Current Ratio Most Recent Quarter | 2.74 |
Total Cash Per Share | 4.20 |
Book Value Per Share Most Recent Quarter | 7.36 |
Price to Book Ratio | 3.29 |
Industry Price to Book Ratio | 1.93 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 3.81 |
Industry Price to Sales Ratio Twelve Trailing Months | 4.26 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 87,805,000 |
Market Capitalization | 2,014,246,700 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | N/A |
Last Dividend Amount | 0.00 |
Current Dividend Amount | 0.00 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 0.00 |
Trailing Annual Dividend Yield | 0.00% |
Forward Annual Dividend Rate | 0.00 |
Forward Annual Dividend Yield | 0.00% |
5-Year Dividend Payments Count | 0 |
3-Year Average Dividend Yield | 0.00% |
5-Year Average Dividend Yield | 0.00% |
1-Year Dividend Growth Rate Percentage | 0.00% |
3-Year Dividend Growth Rate Percentage | 0.00% |
5-Year Dividend Growth Rate Percentage | 0.00% |
All-Time Dividend Growth Rate Percentage | 0.00% |
Dividend Payout Ratio | N/A |
Income Statement |
|
Quarterly Earnings Growth YOY | 209.10% |
Annual Earnings Growth | -120.98% |
Reported EPS 12 Trailing Months | -2.87 |
Reported EPS Past Year | 0.00 |
Reported EPS Prior Year | -0.57 |
Net Income Twelve Trailing Months | -240,132,000 |
Net Income Past Year | -240,132,000 |
Net Income Prior Year | -108,665,000 |
Quarterly Revenue Growth YOY | 1.90% |
5-Year Revenue Growth | -22.21% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 368,405,000 |
Total Cash Past Year | 368,405,000 |
Total Cash Prior Year | 422,411,000 |
Net Cash Position Most Recent Quarter | -284,594,000 |
Net Cash Position Past Year | -284,594,000 |
Long Term Debt Past Year | 652,999,000 |
Long Term Debt Prior Year | 986,394,000 |
Total Debt Most Recent Quarter | 652,999,000 |
Equity to Debt Ratio Past Year | 0.49 |
Equity to Debt Ratio Most Recent Quarter | 0.49 |
Total Stockholder Equity Past Year | 635,305,000 |
Total Stockholder Equity Prior Year | 672,435,000 |
Total Stockholder Equity Most Recent Quarter | 635,305,000 |
Options |
|
Put/Call Ratio | 0.56 |
Has Options | Options Chain |
Liquidity Rating | |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | -1.05 |
MACD Signal | -0.77 |
20-Day Bollinger Lower Band | 17.50 |
20-Day Bollinger Middle Band | 30.75 |
20-Day Bollinger Upper Band | 43.99 |
Beta | 1.94 |
RSI | 38.08 |
50-Day SMA | 31.56 |
200-Day SMA | 0.00 |
System |
|
Modified | 4/23/2024 1:51:04 PM EST |