Stock Scorecard
Stock Summary for Upstart Holdings Inc (UPST) - $36.92 as of 12/9/2023 2:41:21 AM EST
Total Score
4 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UPST
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UPST
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UPST
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for UPST
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for UPST
Financial Details for UPST
Company Overview |
|
---|---|
Ticker | UPST |
Company Name | Upstart Holdings Inc |
Country | USA |
Description | Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California. |
Sector Name | FINANCE |
Industry Name | FINANCE SERVICES |
Most Recent Quarter | 9/30/2023 |
Next Earnings Date | 2/12/2024 |
Stock Price History |
|
Last Day Price | 36.92 |
Last Day Price Updated | 12/9/2023 2:41:21 AM EST |
Last Day Volume | 0 |
Average Daily Volume | N/A |
52-Week High | 72.58 |
52-Week Low | 11.93 |
Last Price to 52 Week Low | 209.47 % |
Valuation Measures |
|
Trailing PE | N/A |
Industry PE | 17.95 |
Sector PE | 16.54 |
5-Year Average PE | 34.86 |
Free Cash Flow Ratio | 6.08 |
Industry Free Cash Flow Ratio | 20.56 |
Sector Free Cash Flow Ratio | 14.00 |
Current Ratio Most Recent Quarter | 75.22 |
Total Cash Per Share | 6.07 |
Book Value Per Share Most Recent Quarter | 7.54 |
Price to Book Ratio | 4.90 |
Industry Price to Book Ratio | 1.50 |
Sector Price to Book Ratio | 1.97 |
Price to Sales Ratio Twelve Trailing Months | 5.76 |
Industry Price to Sales Ratio Twelve Trailing Months | 4.16 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.74 |
Share Statistics |
|
Total Shares Outstanding | 85,057,000 |
Market Capitalization | 3,140,304,440 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | N/A |
Last Dividend Amount | 0.00 |
Current Dividend Amount | 0.00 |
Dividend Aristocrat? | False |
Dividend King? | False |
Trailing Annual Dividend Rate | 0.00 |
Trailing Annual Dividend Yield | 0.00 % |
5-Year Dividend Payments Count | 0 |
Dividend Payout Ratio | N/A |
Income Statement |
|
Quarterly Earnings Growth YOY | 209.10 % |
Annual Earnings Growth | -180.23 % |
Reported EPS 12 Trailing Months | -3.05 |
Reported EPS Past Year | -0.46 |
Reported EPS Prior Year | 0.13 |
Net Income Twelve Trailing Months | -252,997,000 |
Net Income Past Year | -108,665,000 |
Net Income Prior Year | 135,443,000 |
Quarterly Revenue Growth YOY | -10.20 % |
5-Year Revenue Growth | -0.72 % |
Balance Sheet |
|
Total Cash Most Recent Quarter | 516,581,000 |
Total Cash Past Year | 422,411,000 |
Total Cash Prior Year | 986,608,000 |
Net Cash Position Most Recent Quarter | -486,811,000 |
Net Cash Position Past Year | -563,983,000 |
Long Term Debt Past Year | 986,394,000 |
Long Term Debt Prior Year | 695,432,000 |
Total Debt Most Recent Quarter | 1,003,392,000 |
Equity to Debt Ratio Past Year | 0.41 |
Equity to Debt Ratio Most Recent Quarter | 0.39 |
Total Stockholder Equity Past Year | 672,435,000 |
Total Stockholder Equity Prior Year | 807,078,000 |
Total Stockholder Equity Most Recent Quarter | 640,764,000 |
Options |
|
Put/Call Ratio | 0.44 |
Has Options | Options Chain |
Liquidity Rating | |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | 1.78 |
MACD Signal | 0.57 |
20-Day Bollinger Lower Band | 10.03 |
20-Day Bollinger Middle Band | 31.94 |
20-Day Bollinger Upper Band | 53.85 |
Beta | 1.98 |
RSI | 68.27 |
50-Day SMA | 25.86 |
200-Day SMA | 0.00 |
System |
|
Modified | 12/10/2023 1:00:35 AM EST |