Stock Scorecard
Stock Summary for Upstart Holdings Inc (UPST) - $36.92 as of 12/9/2023 2:41:21 AM EST
Total Score
4 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UPST
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UPST
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UPST
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for UPST
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for UPST
Financial Details for UPST
Company Overview |
|
|---|---|
| Ticker | UPST |
| Company Name | Upstart Holdings Inc |
| Country | USA |
| Description | Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 9/30/2023 |
| Next Earnings Date | 2/12/2024 |
Stock Price History |
|
| Last Day Price | 36.92 |
| Last Day Price Updated | 12/9/2023 2:41:21 AM EST |
| Last Day Volume | 0 |
| Average Daily Volume | N/A |
| 52-Week High | 72.58 |
| 52-Week Low | 11.93 |
| Last Price to 52 Week Low | 209.47 % |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 17.95 |
| Sector PE | 16.54 |
| 5-Year Average PE | 34.86 |
| Free Cash Flow Ratio | 6.08 |
| Industry Free Cash Flow Ratio | 20.56 |
| Sector Free Cash Flow Ratio | 14.00 |
| Current Ratio Most Recent Quarter | 75.22 |
| Total Cash Per Share | 6.07 |
| Book Value Per Share Most Recent Quarter | 7.54 |
| Price to Book Ratio | 4.90 |
| Industry Price to Book Ratio | 1.50 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 5.76 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.16 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.74 |
Share Statistics |
|
| Total Shares Outstanding | 85,057,000 |
| Market Capitalization | 3,140,304,440 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Last Dividend Amount | 0.00 |
| Current Dividend Amount | 0.00 |
| Dividend Aristocrat? | False |
| Dividend King? | False |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00 % |
| 5-Year Dividend Payments Count | 0 |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 209.10 % |
| Annual Earnings Growth | -180.23 % |
| Reported EPS 12 Trailing Months | -3.05 |
| Reported EPS Past Year | -0.46 |
| Reported EPS Prior Year | 0.13 |
| Net Income Twelve Trailing Months | -252,997,000 |
| Net Income Past Year | -108,665,000 |
| Net Income Prior Year | 135,443,000 |
| Quarterly Revenue Growth YOY | -10.20 % |
| 5-Year Revenue Growth | -0.72 % |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 516,581,000 |
| Total Cash Past Year | 422,411,000 |
| Total Cash Prior Year | 986,608,000 |
| Net Cash Position Most Recent Quarter | -486,811,000 |
| Net Cash Position Past Year | -563,983,000 |
| Long Term Debt Past Year | 986,394,000 |
| Long Term Debt Prior Year | 695,432,000 |
| Total Debt Most Recent Quarter | 1,003,392,000 |
| Equity to Debt Ratio Past Year | 0.41 |
| Equity to Debt Ratio Most Recent Quarter | 0.39 |
| Total Stockholder Equity Past Year | 672,435,000 |
| Total Stockholder Equity Prior Year | 807,078,000 |
| Total Stockholder Equity Most Recent Quarter | 640,764,000 |
Options |
|
| Put/Call Ratio | 0.44 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.78 |
| MACD Signal | 0.57 |
| 20-Day Bollinger Lower Band | 10.03 |
| 20-Day Bollinger Middle Band | 31.94 |
| 20-Day Bollinger Upper Band | 53.85 |
| Beta | 1.98 |
| RSI | 68.27 |
| 50-Day SMA | 25.86 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 12/10/2023 1:00:35 AM EST |