Stock Scorecard
Stock Summary for Unitedhealth Group Inc (UNH) - $516.04 as of 3/28/2025 9:15:28 PM EST
Total Score
11 out of 30
Safety Score
68 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UNH
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UNH
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UNH
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UNH
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UNH (68 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 2 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 5 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for UNH
Company Overview |
|
|---|---|
| Ticker | UNH |
| Company Name | Unitedhealth Group Inc |
| Country | USA |
| Description | UnitedHealth Group Incorporated is an American for-profit multinational managed healthcare and insurance company based in Minnetonka, Minnesota. It offers health care products and insurance services. In 2020, it was the second-largest healthcare company (behind CVS Health) by revenue with $257.1 billion, and the largest insurance company by net premiums. UnitedHealthcare revenues comprise 80% of the Group's overall revenue. |
| Sector Name | FINANCE |
| Industry Name | HOSPITAL & MEDICAL SERVICE PLANS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/14/2025 |
Stock Price History |
|
| Last Day Price | 516.04 |
| Price 4 Years Ago | 478.78 |
| Last Day Price Updated | 3/28/2025 9:15:28 PM EST |
| Last Day Volume | 2,374,133 |
| Average Daily Volume | 5,330,540 |
| 52-Week High | 625.65 |
| 52-Week Low | 429.51 |
| Last Price to 52 Week Low | 20.15% |
Valuation Measures |
|
| Trailing PE | 33.23 |
| Industry PE | 41.54 |
| Sector PE | 18.76 |
| 5-Year Average PE | 21.28 |
| Free Cash Flow Ratio | 12.71 |
| Industry Free Cash Flow Ratio | 5.41 |
| Sector Free Cash Flow Ratio | 16.64 |
| Current Ratio Most Recent Quarter | 0.91 |
| Total Cash Per Share | 40.60 |
| Book Value Per Share Most Recent Quarter | 101.27 |
| Price to Book Ratio | 5.09 |
| Industry Price to Book Ratio | 2.92 |
| Sector Price to Book Ratio | 2.74 |
| Price to Sales Ratio Twelve Trailing Months | 1.18 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.47 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Analyst Buy Ratings | 20 |
| Analyst Strong Buy Ratings | 7 |
Share Statistics |
|
| Total Shares Outstanding | 914,712,000 |
| Market Capitalization | 472,027,980,480 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/10/2025 |
| Previous Dividend Amount | 2.1000 |
| Current Dividend Amount | 2.1000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 8.40 |
| Trailing Annual Dividend Yield | 1.64% |
| Forward Annual Dividend Rate | 8.40 |
| Forward Annual Dividend Yield | 1.64% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.62% |
| 5-Year Average Dividend Yield | 1.36% |
| 1-Year Dividend Growth Rate Percentage | 2.69% |
| 3-Year Dividend Growth Rate Percentage | 1.34% |
| 5-Year Dividend Growth Rate Percentage | 10.67% |
| All-Time Dividend Growth Rate Percentage | 23.95% |
| Dividend Payout Ratio | 54.16% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 2.60% |
| Annual Earnings Growth | 11.24% |
| Reported EPS 12 Trailing Months | 15.52 |
| Reported EPS Past Year | 27.92 |
| Reported EPS Prior Year | 25.12 |
| Net Income Twelve Trailing Months | 14,317,000,000 |
| Net Income Past Year | 22,381,000,000 |
| Net Income Prior Year | 20,120,000,000 |
| Quarterly Revenue Growth YOY | 6.80% |
| 5-Year Revenue Growth | 10.43% |
| Operating Margin Twelve Trailing Months | 7.71% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 37,134,000,000 |
| Total Cash Past Year | 29,628,000,000 |
| Total Cash Prior Year | 27,911,000,000 |
| Net Cash Position Most Recent Quarter | -36,967,000,000 |
| Net Cash Position Past Year | -33,995,000,000 |
| Long Term Debt Past Year | 63,623,000,000 |
| Long Term Debt Prior Year | 58,774,000,000 |
| Total Debt Most Recent Quarter | 74,101,000,000 |
| Equity to Debt Ratio Past Year | 0.61 |
| Equity to Debt Ratio Most Recent Quarter | 0.58 |
| Total Stockholder Equity Past Year | 98,919,000,000 |
| Total Stockholder Equity Prior Year | 86,347,000,000 |
| Total Stockholder Equity Most Recent Quarter | 104,455,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 13,096,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 14.32 |
| Free Cash Flow Past Year | 25,682,000,000 |
| Free Cash Flow Prior Year | 23,404,000,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.65 |
| MACD Signal | -7.04 |
| 20-Day Bollinger Lower Band | 446.15 |
| 20-Day Bollinger Middle Band | 527.02 |
| 20-Day Bollinger Upper Band | 607.89 |
| Beta | 0.63 |
| RSI | 57.02 |
| 50-Day SMA | 530.82 |
| 150-Day SMA | 504.73 |
| 200-Day SMA | 485.74 |
System |
|
| Modified | 3/28/2025 10:00:17 AM EST |