Stock Scorecard



Stock Summary for Unitedhealth Group Inc (UNH) - $311.42 as of 7/1/2025 8:20:49 AM EST

Total Score

14 out of 30

Safety Score

69 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for UNH

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for UNH

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for UNH

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for UNH

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for UNH (69 out of 100)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 10
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 10
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 5
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 2
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for UNH

Home Health Braces For Potential $1 Billion Cut In Medicare Payments - Addus HomeCare ( NASDAQ:ADUS ) 7/1/2025 12:23:00 PM
How Do Investors Really Feel About UnitedHealth Group? - UnitedHealth Group ( NYSE:UNH ) 6/30/2025 6:00:00 PM
Will CVS Health's Formulary Move Boost Its Weight Management Program? ( Revised ) 6/30/2025 2:27:00 PM
This Dirt Cheap Healthcare Stock Could Be a Hidden Artificial Intelligence ( AI ) Opportunity ( Hint: It's Not Eli Lilly ) 6/29/2025 7:55:00 AM
5 Vanguard ETFs to Buy With $1,000 and Hold Forever 6/27/2025 12:00:00 PM
3 Reasons Warren Buffett Might Buy UnitedHealth Group Stock 6/26/2025 10:26:00 AM
Will Palantir Technologies Stock Reach a $1 Trillion Valuation by 2027? 6/26/2025 9:45:00 AM
Brokers Suggest Investing in UnitedHealth ( UNH ) : Read This Before Placing a Bet 6/25/2025 1:30:00 PM
3 High-Yielding Dividend Stocks to Buy for the Long Haul 6/25/2025 8:20:00 AM
UnitedHealth Group ( UNH ) Rises Higher Than Market: Key Facts 6/24/2025 9:45:00 PM

Financial Details for UNH

Company Overview

Ticker UNH
Company Name Unitedhealth Group Inc
Country USA
Description UnitedHealth Group Incorporated is an American for-profit multinational managed healthcare and insurance company based in Minnetonka, Minnesota. It offers health care products and insurance services. In 2020, it was the second-largest healthcare company (behind CVS Health) by revenue with $257.1 billion, and the largest insurance company by net premiums. UnitedHealthcare revenues comprise 80% of the Group's overall revenue.
Sector Name FINANCE
Industry Name HOSPITAL & MEDICAL SERVICE PLANS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/29/2025

Stock Price History

Last Day Price 311.42
Price 4 Years Ago 475.36
Last Day Price Updated 7/1/2025 8:20:49 AM EST
Last Day Volume 10,006,280
Average Daily Volume 19,557,377
52-Week High 621.24
52-Week Low 247.13
Last Price to 52 Week Low 26.01%

Valuation Measures

Trailing PE 12.94
Industry PE 20.23
Sector PE 21.07
5-Year Average PE 31.72
Free Cash Flow Ratio 8.24
Industry Free Cash Flow Ratio 5.41
Sector Free Cash Flow Ratio 11.13
Current Ratio Most Recent Quarter 0.85
Total Cash Per Share 37.80
Book Value Per Share Most Recent Quarter 104.44
Price to Book Ratio 2.95
Industry Price to Book Ratio 2.56
Sector Price to Book Ratio 2.10
Price to Sales Ratio Twelve Trailing Months 0.68
Industry Price to Sales Ratio Twelve Trailing Months 0.39
Sector Price to Sales Ratio Twelve Trailing Months 3.23
Analyst Buy Ratings 14
Analyst Strong Buy Ratings 6

Share Statistics

Total Shares Outstanding 907,140,000
Market Capitalization 282,501,538,800
Institutional Ownership N/A

Dividends

Ex-Dividend Date 6/16/2025
Previous Dividend Amount 2.1000
Current Dividend Amount 2.2100
Total Years Dividend Increasing Dividend Contender - Increasing for 15 Years
Trailing Annual Dividend Rate 8.51
Trailing Annual Dividend Yield 2.81%
Forward Annual Dividend Rate 8.84
Forward Annual Dividend Yield 2.92%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 1.64%
5-Year Average Dividend Yield 1.37%
1-Year Dividend Growth Rate Percentage 8.07%
3-Year Dividend Growth Rate Percentage 3.96%
5-Year Dividend Growth Rate Percentage 12.09%
All-Time Dividend Growth Rate Percentage 23.95%
Dividend Payout Ratio 35.62%

Income Statement

Quarterly Earnings Growth YOY 2.60%
Annual Earnings Growth -35.64%
Reported EPS 12 Trailing Months 23.89
Reported EPS Past Year 7.20
Reported EPS Prior Year 27.67
Net Income Twelve Trailing Months 22,106,000,000
Net Income Past Year 14,405,000,000
Net Income Prior Year 22,381,000,000
Quarterly Revenue Growth YOY 9.80%
5-Year Revenue Growth 10.57%
Operating Margin Twelve Trailing Months 8.32%

Balance Sheet

Total Cash Most Recent Quarter 34,291,000,000
Total Cash Past Year 25,312,000,000
Total Cash Prior Year 25,427,000,000
Net Cash Position Most Recent Quarter -36,994,000,000
Net Cash Position Past Year -47,047,000,000
Long Term Debt Past Year 72,359,000,000
Long Term Debt Prior Year 58,263,000,000
Total Debt Most Recent Quarter 71,285,000,000
Equity to Debt Ratio Past Year 0.56
Equity to Debt Ratio Most Recent Quarter 0.57
Total Stockholder Equity Past Year 92,658,000,000
Total Stockholder Equity Prior Year 88,756,000,000
Total Stockholder Equity Most Recent Quarter 95,038,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 24,862,000,000
Free Cash Flow Per Share Twelve Trailing Months 27.41
Free Cash Flow Past Year 20,705,000,000
Free Cash Flow Prior Year 25,682,000,000

Options

Put/Call Ratio 0.65
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -9.24
MACD Signal -13.32
20-Day Bollinger Lower Band 214.83
20-Day Bollinger Middle Band 405.28
20-Day Bollinger Upper Band 595.73
Beta 0.45
RSI 44.75
50-Day SMA 499.81
150-Day SMA 492.30
200-Day SMA 482.78

System

Modified 6/28/2025 12:33:37 PM EST