Stock Scorecard
Stock Summary for Unitedhealth Group Inc (UNH) - $286.66 as of 2/27/2026 2:14:14 PM EST
Total Score
10 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UNH
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UNH
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UNH
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UNH
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UNH (48 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for UNH
Financial Details for UNH
Company Overview |
|
|---|---|
| Ticker | UNH |
| Company Name | Unitedhealth Group Inc |
| Country | N/A |
| Description | UnitedHealth Group Incorporated is an American for-profit multinational managed healthcare and insurance company based in Minnetonka, Minnesota. It offers health care products and insurance services. In 2020, it was the second-largest healthcare company (behind CVS Health) by revenue with $257.1 billion, and the largest insurance company by net premiums. UnitedHealthcare revenues comprise 80% of the Group's overall revenue. |
| Sector Name | HEALTHCARE |
| Industry Name | HEALTHCARE PLANS |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/16/2026 |
Stock Price History |
|
| Last Day Price | 286.66 |
| Price 4 Years Ago | 501.75 |
| Last Day Price Updated | 2/27/2026 2:14:14 PM EST |
| Last Day Volume | 10,210,027 |
| Average Daily Volume | 11,418,202 |
| 52-Week High | 594.32 |
| 52-Week Low | 231.57 |
| Last Price to 52 Week Low | 23.79% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 33.48 |
| Sector PE | 46.86 |
| 5-Year Average PE | 21.10 |
| Free Cash Flow Ratio | 9.24 |
| Industry Free Cash Flow Ratio | 12.54 |
| Sector Free Cash Flow Ratio | 25.71 |
| Current Ratio Most Recent Quarter | 0.79 |
| Total Cash Per Share | 31.04 |
| Book Value Per Share Most Recent Quarter | 109.99 |
| Price to Book Ratio | 3.38 |
| Industry Price to Book Ratio | 2.18 |
| Sector Price to Book Ratio | 52.77 |
| Price to Sales Ratio Twelve Trailing Months | 0.57 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.65 |
| Sector Price to Sales Ratio Twelve Trailing Months | 22.39 |
| Analyst Buy Ratings | 15 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 905,839,000 |
| Market Capitalization | 259,667,807,740 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/9/2026 |
| Previous Dividend Amount | 2.2100 |
| Current Dividend Amount | 2.2100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 8.73 |
| Trailing Annual Dividend Yield | 3.05% |
| Forward Annual Dividend Rate | 8.84 |
| Forward Annual Dividend Yield | 3.08% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 2.64% |
| 5-Year Average Dividend Yield | 1.75% |
| 1-Year Dividend Growth Rate Percentage | 1.26% |
| 3-Year Dividend Growth Rate Percentage | 0.63% |
| 5-Year Dividend Growth Rate Percentage | 8.41% |
| All-Time Dividend Growth Rate Percentage | 22.72% |
| Dividend Payout Ratio | 65.94% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -99.80% |
| Annual Earnings Growth | -16.31% |
| Reported EPS 12 Trailing Months | 13.24 |
| Reported EPS Past Year | 16.31 |
| Reported EPS Prior Year | 27.67 |
| Net Income Twelve Trailing Months | 12,056,000,000 |
| Net Income Past Year | 12,056,000,000 |
| Net Income Prior Year | 14,405,000,000 |
| Quarterly Revenue Growth YOY | 12.30% |
| 5-Year Revenue Growth | 11.72% |
| Operating Margin Twelve Trailing Months | 0.34% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 28,121,000,000 |
| Total Cash Past Year | 28,121,000,000 |
| Total Cash Prior Year | 25,312,000,000 |
| Net Cash Position Most Recent Quarter | -44,199,000,000 |
| Net Cash Position Past Year | -44,199,000,000 |
| Long Term Debt Past Year | 72,320,000,000 |
| Long Term Debt Prior Year | 72,359,000,000 |
| Total Debt Most Recent Quarter | 72,320,000,000 |
| Equity to Debt Ratio Past Year | 0.58 |
| Equity to Debt Ratio Most Recent Quarter | 0.58 |
| Total Stockholder Equity Past Year | 100,090,000,000 |
| Total Stockholder Equity Prior Year | 92,658,000,000 |
| Total Stockholder Equity Most Recent Quarter | 100,090,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 16,075,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 17.75 |
| Free Cash Flow Past Year | 16,075,000,000 |
| Free Cash Flow Prior Year | 20,705,000,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -8.13 |
| MACD Signal | -10.06 |
| 20-Day Bollinger Lower Band | 275.23 |
| 20-Day Bollinger Middle Band | 323.57 |
| 20-Day Bollinger Upper Band | 371.91 |
| Beta | 0.42 |
| RSI | 45.07 |
| 50-Day SMA | 341.41 |
| 150-Day SMA | 448.42 |
| 200-Day SMA | 456.30 |
System |
|
| Modified | 2/26/2026 10:31:13 AM EST |