Stock Scorecard



Stock Summary for United Bankshares Inc (UBSI) - $34.18 as of 3/2/2024 4:21:20 PM EST

Total Score

9 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for UBSI

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for UBSI

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for UBSI

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for UBSI

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for UBSI

United Bankshares ( UBSI ) Misses Q4 Earnings Estimates 1/26/2024 2:00:00 PM
Veritex Holdings ( VBTX ) Q4 Earnings and Revenues Miss Estimates 1/23/2024 10:45:00 PM
Franklin ( BEN ) Hikes Dividends, Announces Share Buyback Plan 12/14/2023 4:06:00 PM
TowneBank ( TOWN ) Surges 6.3%: Is This an Indication of Further Gains? 12/14/2023 10:00:00 AM
Stocks To Watch: United Bankshares WV Sees RS Rating Jump To 84 12/14/2023 8:00:00 AM
U.S. Bancorp ( USB ) Cheers Investor With 2.1% Dividend Hike 12/13/2023 5:10:00 PM
Stock Upgrades: United Bankshares WV Shows Rising Relative Strength 12/8/2023 8:00:00 AM
The Zacks Analyst Blog Highlights United Bankshares, Wintrust Financial, First BanCorp, TowneBank and WSFS Financial 12/6/2023 9:20:00 AM
5 Top-Ranked Banks That Outperformed S&P 500 in November 12/5/2023 1:15:00 PM
Take the Zacks Approach to Beat the Market: Pinterest, Uber, Fastenal in Focus 12/4/2023 12:50:00 PM

Financial Details for UBSI

Company Overview

Ticker UBSI
Company Name United Bankshares Inc
Country USA
Description United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. The company is headquartered in Charleston, West Virginia.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/24/2024

Stock Price History

Last Day Price 34.18
Last Day Price Updated 3/2/2024 4:21:20 PM EST
Last Day Volume 463,722
Average Daily Volume 585,398
52-Week High 38.74
52-Week Low 25.08
Last Price to 52 Week Low 36.28%

Valuation Measures

Trailing PE 12.61
Industry PE 11.92
Sector PE 18.99
5-Year Average PE 12.88
Free Cash Flow Ratio 2.89
Industry Free Cash Flow Ratio 3.54
Sector Free Cash Flow Ratio 25.22
Current Ratio Most Recent Quarter 9.00
Total Cash Per Share 11.84
Book Value Per Share Most Recent Quarter 35.44
Price to Book Ratio 0.97
Industry Price to Book Ratio 0.93
Sector Price to Book Ratio 1.77
Price to Sales Ratio Twelve Trailing Months 4.50
Industry Price to Sales Ratio Twelve Trailing Months 2.52
Sector Price to Sales Ratio Twelve Trailing Months 2.88

Share Statistics

Total Shares Outstanding 134,949,000
Market Capitalization 4,612,556,820
Institutional Ownership N/A

Dividends

Ex-Dividend Date 3/7/2024
Last Dividend Amount 0.37
Current Dividend Amount 0.37
Dividend Aristocrat?
Trailing Annual Dividend Rate 1.82
Trailing Annual Dividend Yield 5.25%
Forward Annual Dividend Rate 1.85
Forward Annual Dividend Yield 5.32%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 3.77%
5-Year Average Dividend Yield 3.83%
1-Year Dividend Growth Rate Percentage 0.69%
3-Year Dividend Growth Rate Percentage 1.41%
5-Year Dividend Growth Rate Percentage 1.43%
All-Time Dividend Growth Rate Percentage 9.02%
Dividend Payout Ratio 67.16%

Income Statement

Quarterly Earnings Growth YOY -20.30%
Annual Earnings Growth -3.51%
Reported EPS 12 Trailing Months 2.71
Reported EPS Past Year 2.71
Reported EPS Prior Year 2.81
Net Income Twelve Trailing Months 366,313,000
Net Income Past Year 366,313,000
Net Income Prior Year 379,627,000
Quarterly Revenue Growth YOY -2.60%
5-Year Revenue Growth 33.71%

Balance Sheet

Total Cash Most Recent Quarter 1,597,773,000
Total Cash Past Year 1,597,773,000
Total Cash Prior Year 1,175,573,000
Net Cash Position Most Recent Quarter -191,330,000
Net Cash Position Past Year -191,330,000
Long Term Debt Past Year 1,789,103,000
Long Term Debt Prior Year 2,197,656,000
Total Debt Most Recent Quarter 1,789,103,000
Equity to Debt Ratio Past Year 0.73
Equity to Debt Ratio Most Recent Quarter 0.73
Total Stockholder Equity Past Year 4,771,240,000
Total Stockholder Equity Prior Year 4,516,193,000
Total Stockholder Equity Most Recent Quarter 4,771,240,000

Options

Put/Call Ratio 0.03
Has Options False
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.43
MACD Signal -0.45
20-Day Bollinger Lower Band 27.51
20-Day Bollinger Middle Band 34.18
20-Day Bollinger Upper Band 40.84
Beta 1.04
RSI 44.15
50-Day SMA 31.73
200-Day SMA 31.93

System

Modified 3/2/2024 4:21:22 PM EST