Stock Scorecard
Stock Summary for United Bankshares Inc (UBSI) - $32.57 as of 4/18/2024 1:48:47 PM EST
Total Score
8 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UBSI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UBSI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UBSI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for UBSI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for UBSI
Financial Details for UBSI
Company Overview |
|
|---|---|
| Ticker | UBSI |
| Company Name | United Bankshares Inc |
| Country | USA |
| Description | United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. The company is headquartered in Charleston, West Virginia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 4/24/2024 |
Stock Price History |
|
| Last Day Price | 32.57 |
| Last Day Price Updated | 4/18/2024 1:48:47 PM EST |
| Last Day Volume | 373,219 |
| Average Daily Volume | 524,763 |
| 52-Week High | 38.33 |
| 52-Week Low | 24.82 |
| Last Price to 52 Week Low | 31.22% |
Valuation Measures |
|
| Trailing PE | 11.98 |
| Industry PE | 11.39 |
| Sector PE | 17.90 |
| 5-Year Average PE | 10.23 |
| Free Cash Flow Ratio | 2.75 |
| Industry Free Cash Flow Ratio | 3.43 |
| Sector Free Cash Flow Ratio | 8.47 |
| Current Ratio Most Recent Quarter | 9.00 |
| Total Cash Per Share | 11.83 |
| Book Value Per Share Most Recent Quarter | 35.44 |
| Price to Book Ratio | 0.94 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 4.37 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 135,039,000 |
| Market Capitalization | 4,398,220,230 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/7/2024 |
| Last Dividend Amount | 0.37 |
| Current Dividend Amount | 0.37 |
| Dividend Aristocrat? | |
| Trailing Annual Dividend Rate | 1.46 |
| Trailing Annual Dividend Yield | 4.44% |
| Forward Annual Dividend Rate | 1.48 |
| Forward Annual Dividend Yield | 4.50% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.77% |
| 5-Year Average Dividend Yield | 3.83% |
| 1-Year Dividend Growth Rate Percentage | 0.69% |
| 3-Year Dividend Growth Rate Percentage | 1.41% |
| 5-Year Dividend Growth Rate Percentage | 1.43% |
| All-Time Dividend Growth Rate Percentage | 9.02% |
| Dividend Payout Ratio | 53.87% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -20.50% |
| Annual Earnings Growth | -3.51% |
| Reported EPS 12 Trailing Months | 2.71 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 2.71 |
| Net Income Twelve Trailing Months | 366,313,000 |
| Net Income Past Year | 366,313,000 |
| Net Income Prior Year | 379,627,000 |
| Quarterly Revenue Growth YOY | -3.80% |
| 5-Year Revenue Growth | 33.71% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,597,773,000 |
| Total Cash Past Year | 1,597,773,000 |
| Total Cash Prior Year | 1,175,573,000 |
| Net Cash Position Most Recent Quarter | -191,330,000 |
| Net Cash Position Past Year | -191,330,000 |
| Long Term Debt Past Year | 1,789,103,000 |
| Long Term Debt Prior Year | 2,197,656,000 |
| Total Debt Most Recent Quarter | 1,789,103,000 |
| Equity to Debt Ratio Past Year | 0.73 |
| Equity to Debt Ratio Most Recent Quarter | 0.73 |
| Total Stockholder Equity Past Year | 4,771,240,000 |
| Total Stockholder Equity Prior Year | 4,516,193,000 |
| Total Stockholder Equity Most Recent Quarter | 4,771,240,000 |
Options |
|
| Put/Call Ratio | 0.03 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.38 |
| MACD Signal | -0.19 |
| 20-Day Bollinger Lower Band | 32.38 |
| 20-Day Bollinger Middle Band | 35.15 |
| 20-Day Bollinger Upper Band | 37.93 |
| Beta | 1.01 |
| RSI | 40.67 |
| 50-Day SMA | 31.54 |
| 200-Day SMA | 31.98 |
System |
|
| Modified | 4/18/2024 1:48:49 PM EST |