Stock Scorecard
Stock Summary for United Bankshares Inc (UBSI) - $41.98 as of 11/19/2024 2:58:27 PM EST
Total Score
11 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UBSI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UBSI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UBSI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UBSI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UBSI (61 out of 90)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 8 |
Latest News for for UBSI
Financial Details for UBSI
Company Overview |
|
|---|---|
| Ticker | UBSI |
| Company Name | United Bankshares Inc |
| Country | USA |
| Description | United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. The company is headquartered in Charleston, West Virginia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/24/2025 |
Stock Price History |
|
| Last Day Price | 41.98 |
| Price 4 Years Ago | 27.80 |
| Last Day Price Updated | 11/19/2024 2:58:27 PM EST |
| Last Day Volume | 403,995 |
| Average Daily Volume | 541,403 |
| 52-Week High | 43.77 |
| 52-Week Low | 30.01 |
| Last Price to 52 Week Low | 39.89% |
Valuation Measures |
|
| Trailing PE | 15.84 |
| Industry PE | 19.52 |
| Sector PE | 21.40 |
| 5-Year Average PE | 13.63 |
| Free Cash Flow Ratio | 2.98 |
| Industry Free Cash Flow Ratio | 5.68 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 10.74 |
| Total Cash Per Share | 14.11 |
| Book Value Per Share Most Recent Quarter | 36.83 |
| Price to Book Ratio | 1.15 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 5.62 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 135,220,000 |
| Market Capitalization | 5,676,535,600 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/13/2024 |
| Last Dividend Amount | 0.37 |
| Current Dividend Amount | 0.37 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.85 |
| Trailing Annual Dividend Yield | 4.41% |
| Forward Annual Dividend Rate | 1.88 |
| Forward Annual Dividend Yield | 4.47% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.77% |
| 5-Year Average Dividend Yield | 3.83% |
| 1-Year Dividend Growth Rate Percentage | 0.69% |
| 3-Year Dividend Growth Rate Percentage | 1.41% |
| 5-Year Dividend Growth Rate Percentage | 1.43% |
| All-Time Dividend Growth Rate Percentage | 9.02% |
| Dividend Payout Ratio | 69.81% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -1.40% |
| Annual Earnings Growth | -3.51% |
| Reported EPS 12 Trailing Months | 2.65 |
| Reported EPS Past Year | 2.05 |
| Reported EPS Prior Year | 2.71 |
| Net Income Twelve Trailing Months | 357,978,000 |
| Net Income Past Year | 366,313,000 |
| Net Income Prior Year | 379,627,000 |
| Quarterly Revenue Growth YOY | -0.40% |
| 5-Year Revenue Growth | 33.71% |
| Operating Margin Twelve Trailing Months | 0.49 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,907,579,000 |
| Total Cash Past Year | 1,597,773,000 |
| Total Cash Prior Year | 1,175,573,000 |
| Net Cash Position Most Recent Quarter | 1,647,308,000 |
| Net Cash Position Past Year | -191,330,000 |
| Long Term Debt Past Year | 1,789,103,000 |
| Long Term Debt Prior Year | 2,197,656,000 |
| Total Debt Most Recent Quarter | 260,271,000 |
| Equity to Debt Ratio Past Year | 0.73 |
| Equity to Debt Ratio Most Recent Quarter | 0.95 |
| Total Stockholder Equity Past Year | 4,771,240,000 |
| Total Stockholder Equity Prior Year | 4,516,193,000 |
| Total Stockholder Equity Most Recent Quarter | 4,967,820,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 459,213,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.40 |
| Free Cash Flow Past Year | 423,550,000 |
| Free Cash Flow Prior Year | 743,960,000 |
Options |
|
| Put/Call Ratio | 0.03 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.47 |
| MACD Signal | 1.14 |
| 20-Day Bollinger Lower Band | 33.43 |
| 20-Day Bollinger Middle Band | 37.67 |
| 20-Day Bollinger Upper Band | 41.91 |
| Beta | 1.01 |
| RSI | 66.35 |
| 50-Day SMA | 33.35 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 33.12 |
System |
|
| Modified | 11/19/2024 2:59:14 PM EST |