Stock Scorecard



Stock Summary for United Bankshares Inc (UBSI)

Total Score

14 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for UBSI

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for UBSI

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for UBSI

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for UBSI

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Financial Details for UBSI

Company Overview

Company Name United Bankshares Inc
Country USA
Description United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. The company is headquartered in Charleston, West Virginia.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 9/30/2022
Next Earnings Date 1/25/2023

Stock Price History

Last Day Price 43.06
Last Day Volume 230,245
Average Daily Volume 733,459
52-Week High 44.15
52-Week Low 32.34
Last Price to 52 Week Low 33.15 %

Valuation Measures

Trailing PE 16.26
Industry PE 10.69
Sector PE 25.22
5-Year Average PE 13.35
Free Cash Flow Ratio 4.28
Industry Free Cash Flow Ratio 6.10
Sector Free Cash Flow Ratio 14.36
Book Value Per Share Most Recent Quarter 33.07
Price to Book Ratio 1.27
Industry Price to Book Ratio 1.26
Sector Price to Book Ratio 2.52
Price to Sales Ratio Twelve Trailing Months 5.67
Industry Price to Sales Ratio Twelve Trailing Months 2.97
Sector Price to Sales Ratio Twelve Trailing Months 2.82

Share Statistics

Total Shares Outstanding 134,659,000
Market Capitalization 5,798,416,540
Institutional Ownership 0.00 %

Dividends

Ex-Dividend Date 12/8/2022
Last Dividend Amount 0.36
Current Dividend Amount 0.36
Dividend Aristocrat?
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00 %
Trailing Annual Dividend Rate 1.44
Trailing Annual Dividend Yield 3.38 %
5-Year Average Dividend Yield 0.00 %
5-Year Dividend Payments Count 21
Dividend Payout Ratio 0.00 %

Income Statement

Quarterly Earnings Growth YOY 7.00 %
Annual Earnings Growth 27.23 %
Reported EPS Past Year 2.07
Reported EPS Prior Year 2.83
Net Income Twelve Trailing Months 353,714,000
Net Income Past Year 367,738,000
Net Income Prior Year 289,023,000
Quarterly Revenue Growth YOY 2.90 %
5-Year Revenue Growth -15.60 %

Balance Sheet

Total Cash Per Share 10.06
Total Cash Most Recent Quarter 1,355,280,000
Total Cash Past Year 3,757,243,000
Total Cash Prior Year 2,208,245,000
Net Cash Position Most Recent Quarter 344,434,000
Net Cash Position Past Year 2,939,849,000
Long Term Debt Past Year 817,394,000
Long Term Debt Prior Year 864,369,000
Total Debt Most Recent Quarter 1,010,846,000
Equity to Debt Ratio Past Year 0.85
Equity to Debt Ratio Most Recent Quarter 0.81
Current Ratio Most Recent Quarter 11.56
Total Stockholder Equity Past Year 4,718,628,000
Total Stockholder Equity Prior Year 4,297,620,000
Total Stockholder Equity Most Recent Quarter 4,440,086,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

MACD 0.86
MACD Signal 1.11
20-Day Bollinger Lower Band 34.52
20-Day Bollinger Middle Band 35.75
20-Day Bollinger Upper Band 36.98
Beta 1.12
RSI 57.18
50-Day SMA 36.19
200-Day SMA 32.26

System

Modified 11/25/2022 7:05:04 AM