Stock Scorecard

Stock Summary for UBS Group AG (UBS) - $47.23 as of 1/12/2026 6:29:13 PM EST

Total Score

10 out of 30

Safety Score

40 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for UBS

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for UBS

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for UBS

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for UBS

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for UBS (40 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 6
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 4
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Financial Details for UBS

Company Overview
Ticker UBS
Company Name UBS Group AG
Country N/A
Description UBS Group AG is a premier global financial services firm based in Zurich, Switzerland, renowned for its expertise in wealth management, investment banking, and asset management tailored for private, institutional, and corporate clients. The organization emphasizes a client-centric model, delivering sustainable and long-term value while adhering to high standards of excellence. With a robust international footprint and deep industry knowledge, UBS effectively navigates the complexities of today’s financial landscape, positioning itself as a trusted advisor for clients in pursuit of innovative financial strategies and solutions.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - DIVERSIFIED
Most Recent Quarter 9/30/2025
Next Earnings Date N/A

Stock Price History
Last Day Price 47.23
Price 4 Years Ago 16.92
Last Day Price Updated 1/12/2026 6:29:13 PM EST
Last Day Volume 2,379,752
Average Daily Volume 2,147,311
52-Week High 48.43
52-Week Low 24.54
Last Price to 52 Week Low 92.46%

Valuation Measures
Trailing PE N/A
Industry PE 15.22
Sector PE 29.24
5-Year Average PE -2.32
Free Cash Flow Ratio 0.67
Industry Free Cash Flow Ratio 1.42
Sector Free Cash Flow Ratio 48.95
Current Ratio Most Recent Quarter 0.28
Total Cash Per Share 70.88
Book Value Per Share Most Recent Quarter 28.63
Price to Book Ratio 1.64
Industry Price to Book Ratio 1.74
Sector Price to Book Ratio 1.87
Price to Sales Ratio Twelve Trailing Months 3.09
Industry Price to Sales Ratio Twelve Trailing Months 3.79
Sector Price to Sales Ratio Twelve Trailing Months 4.10
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 0

Share Statistics
Total Shares Outstanding 3,123,965,000
Market Capitalization 147,544,866,950
Institutional Ownership N/A

Dividends
Ex-Dividend Date 4/16/2025
Previous Dividend Amount 0.3500
Current Dividend Amount 0.9000
Total Years Dividend Increasing 4
Trailing Annual Dividend Rate 0.90
Trailing Annual Dividend Yield 1.91%
Forward Annual Dividend Rate 0.90
Forward Annual Dividend Yield 1.91%
5-Year Dividend Payments Count 6
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 28.57%
3-Year Dividend Growth Rate Percentage 27.92%
5-Year Dividend Growth Rate Percentage 24.88%
All-Time Dividend Growth Rate Percentage 13.65%
Dividend Payout Ratio 40.54%

Income Statement
Quarterly Earnings Growth YOY 76.70%
Annual Earnings Growth -81.41%
Reported EPS 12 Trailing Months 2.22
Reported EPS Past Year 2.34
Reported EPS Prior Year 1.78
Net Income Twelve Trailing Months 7,338,000,000
Net Income Past Year 5,086,000,000
Net Income Prior Year 27,366,000,000
Quarterly Revenue Growth YOY 2.40%
5-Year Revenue Growth 22.92%
Operating Margin Twelve Trailing Months 21.50%

Balance Sheet
Total Cash Most Recent Quarter 221,412,000,000
Total Cash Past Year 225,705,000,000
Total Cash Prior Year 317,212,000,000
Net Cash Position Most Recent Quarter -87,153,000,000
Net Cash Position Past Year -96,423,000,000
Long Term Debt Past Year 322,128,000,000
Long Term Debt Prior Year 366,106,000,000
Total Debt Most Recent Quarter 308,565,000,000
Equity to Debt Ratio Past Year 0.21
Equity to Debt Ratio Most Recent Quarter 0.23
Total Stockholder Equity Past Year 85,079,000,000
Total Stockholder Equity Prior Year 86,108,000,000
Total Stockholder Equity Most Recent Quarter 89,899,000,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 2,058,000,000
Free Cash Flow Per Share Twelve Trailing Months 0.66
Free Cash Flow Past Year 1,271,000,000
Free Cash Flow Prior Year 84,383,000,000

Options
Put/Call Ratio 1.02
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 0.93
RSI 0.00
50-Day SMA 35.93
150-Day SMA 28.83
200-Day SMA 25.61

System
Modified 1/10/2026 9:49:16 AM EST