Stock Scorecard
Stock Summary for Two Harbors Investment Corp (TWO) - $9.82 as of 8/22/2025 8:48:34 PM EST
Total Score
14 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TWO
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TWO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TWO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TWO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TWO (42 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TWO
Financial Details for TWO
Company Overview |
|
|---|---|
| Ticker | TWO |
| Company Name | Two Harbors Investment Corp |
| Country | USA |
| Description | Two Harbors Investment Corp. The company is headquartered in Minnetonka, Minnesota. |
| Sector Name | REAL ESTATE & CONSTRUCTION |
| Industry Name | REAL ESTATE INVESTMENT TRUSTS |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/27/2025 |
Stock Price History |
|
| Last Day Price | 9.82 |
| Price 4 Years Ago | 13.81 |
| Last Day Price Updated | 8/22/2025 8:48:34 PM EST |
| Last Day Volume | 3,657,033 |
| Average Daily Volume | 2,174,684 |
| 52-Week High | 13.29 |
| 52-Week Low | 9.67 |
| Last Price to 52 Week Low | 1.55% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 89.95 |
| Sector PE | 67.51 |
| 5-Year Average PE | -21.48 |
| Free Cash Flow Ratio | 1.55 |
| Industry Free Cash Flow Ratio | 118.36 |
| Sector Free Cash Flow Ratio | 82.17 |
| Current Ratio Most Recent Quarter | 0.97 |
| Total Cash Per Share | 6.32 |
| Book Value Per Share Most Recent Quarter | 12.34 |
| Price to Book Ratio | 0.82 |
| Industry Price to Book Ratio | 14.81 |
| Sector Price to Book Ratio | 13.27 |
| Price to Sales Ratio Twelve Trailing Months | 4.09 |
| Industry Price to Sales Ratio Twelve Trailing Months | 7.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.91 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 104,132,000 |
| Market Capitalization | 1,022,576,240 |
| Institutional Ownership | 73.39% |
Dividends |
|
| Ex-Dividend Date | 7/3/2025 |
| Previous Dividend Amount | 0.4500 |
| Current Dividend Amount | 0.3900 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.74 |
| Trailing Annual Dividend Yield | 17.28% |
| Forward Annual Dividend Rate | 1.56 |
| Forward Annual Dividend Yield | 15.49% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 17.03% |
| 5-Year Average Dividend Yield | 17.64% |
| 1-Year Dividend Growth Rate Percentage | -13.33% |
| 3-Year Dividend Growth Rate Percentage | -6.91% |
| 5-Year Dividend Growth Rate Percentage | -6.02% |
| All-Time Dividend Growth Rate Percentage | -13.49% |
| Dividend Payout Ratio | -51.94% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -76.30% |
| Annual Earnings Growth | 265.57% |
| Reported EPS 12 Trailing Months | -3.37 |
| Reported EPS Past Year | 0.52 |
| Reported EPS Prior Year | 0.55 |
| Net Income Twelve Trailing Months | -324,875,000 |
| Net Income Past Year | 251,676,000 |
| Net Income Prior Year | -152,005,000 |
| Quarterly Revenue Growth YOY | -82.70% |
| 5-Year Revenue Growth | 21.64% |
| Operating Margin Twelve Trailing Months | -243.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 657,816,000 |
| Total Cash Past Year | 504,613,000 |
| Total Cash Prior Year | 729,732,000 |
| Net Cash Position Most Recent Quarter | 286,005,000 |
| Net Cash Position Past Year | 244,384,000 |
| Long Term Debt Past Year | 260,229,000 |
| Long Term Debt Prior Year | 563,853,000 |
| Total Debt Most Recent Quarter | 371,811,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.84 |
| Total Stockholder Equity Past Year | 2,122,509,000 |
| Total Stockholder Equity Prior Year | 2,203,390,000 |
| Total Stockholder Equity Most Recent Quarter | 1,886,026,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -97,596,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.94 |
| Free Cash Flow Past Year | 86,880,000 |
| Free Cash Flow Prior Year | 30,872,000 |
Options |
|
| Put/Call Ratio | 1.10 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.07 |
| MACD Signal | -0.08 |
| 20-Day Bollinger Lower Band | 9.32 |
| 20-Day Bollinger Middle Band | 10.44 |
| 20-Day Bollinger Upper Band | 11.55 |
| Beta | 1.29 |
| RSI | 37.18 |
| 50-Day SMA | 11.10 |
| 150-Day SMA | 10.68 |
| 200-Day SMA | 11.25 |
System |
|
| Modified | 8/21/2025 1:12:13 PM EST |