Stock Scorecard
Stock Summary for Two Harbors Investment Corp (TWO) - $9.72 as of 10/8/2025 4:49:28 PM EST
Total Score
14 out of 30
Safety Score
41 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TWO
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TWO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TWO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TWO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TWO (41 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TWO
Financial Details for TWO
Company Overview |
|
|---|---|
| Ticker | TWO |
| Company Name | Two Harbors Investment Corp |
| Country | USA |
| Description | Two Harbors Investment Corp. is a leading real estate investment trust (REIT) based in Minnetonka, Minnesota, specializing in acquiring, financing, and managing a diversified portfolio of residential mortgage-backed securities (RMBS) and other mortgage-related assets. The company aims to deliver attractive risk-adjusted returns through a strategic focus on both agency and non-agency securities, leveraging its expertise in mortgage markets. With a commitment to prudent risk management and a strong focus on shareholder value, Two Harbors is positioned to navigate changing economic landscapes while capitalizing on opportunities within the housing market. |
| Sector Name | REAL ESTATE |
| Industry Name | REIT - MORTGAGE |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/27/2025 |
Stock Price History |
|
| Last Day Price | 9.72 |
| Price 4 Years Ago | 13.35 |
| Last Day Price Updated | 10/8/2025 4:49:28 PM EST |
| Last Day Volume | 1,673,214 |
| Average Daily Volume | 1,830,230 |
| 52-Week High | 12.84 |
| 52-Week Low | 9.17 |
| Last Price to 52 Week Low | 6.00% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.06 |
| Sector PE | 72.42 |
| 5-Year Average PE | -20.95 |
| Free Cash Flow Ratio | 1.54 |
| Industry Free Cash Flow Ratio | 19.51 |
| Sector Free Cash Flow Ratio | 102.33 |
| Current Ratio Most Recent Quarter | 0.95 |
| Total Cash Per Share | 6.32 |
| Book Value Per Share Most Recent Quarter | 12.34 |
| Price to Book Ratio | 0.82 |
| Industry Price to Book Ratio | 0.88 |
| Sector Price to Book Ratio | 12.36 |
| Price to Sales Ratio Twelve Trailing Months | 4.01 |
| Industry Price to Sales Ratio Twelve Trailing Months | 8.79 |
| Sector Price to Sales Ratio Twelve Trailing Months | 6.09 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 104,155,000 |
| Market Capitalization | 1,012,386,600 |
| Institutional Ownership | 73.56% |
Dividends |
|
| Ex-Dividend Date | 10/3/2025 |
| Previous Dividend Amount | 0.3900 |
| Current Dividend Amount | 0.3400 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.63 |
| Trailing Annual Dividend Yield | 16.89% |
| Forward Annual Dividend Rate | 1.36 |
| Forward Annual Dividend Yield | 14.09% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 18.82% |
| 5-Year Average Dividend Yield | 18.25% |
| 1-Year Dividend Growth Rate Percentage | -9.44% |
| 3-Year Dividend Growth Rate Percentage | -11.90% |
| 5-Year Dividend Growth Rate Percentage | -4.99% |
| All-Time Dividend Growth Rate Percentage | -13.21% |
| Dividend Payout Ratio | -48.37% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -76.30% |
| Annual Earnings Growth | 265.57% |
| Reported EPS 12 Trailing Months | -3.37 |
| Reported EPS Past Year | 0.52 |
| Reported EPS Prior Year | 0.55 |
| Net Income Twelve Trailing Months | -311,636,000 |
| Net Income Past Year | 251,676,000 |
| Net Income Prior Year | -152,005,000 |
| Quarterly Revenue Growth YOY | -82.70% |
| 5-Year Revenue Growth | 21.64% |
| Operating Margin Twelve Trailing Months | -243.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 657,816,000 |
| Total Cash Past Year | 504,613,000 |
| Total Cash Prior Year | 729,732,000 |
| Net Cash Position Most Recent Quarter | 286,005,000 |
| Net Cash Position Past Year | 244,384,000 |
| Long Term Debt Past Year | 260,229,000 |
| Long Term Debt Prior Year | 563,853,000 |
| Total Debt Most Recent Quarter | 371,811,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.84 |
| Total Stockholder Equity Past Year | 2,122,509,000 |
| Total Stockholder Equity Prior Year | 2,203,390,000 |
| Total Stockholder Equity Most Recent Quarter | 1,886,026,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 113,429,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.09 |
| Free Cash Flow Past Year | 86,880,000 |
| Free Cash Flow Prior Year | 30,872,000 |
Options |
|
| Put/Call Ratio | 0.94 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.32 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 10/7/2025 11:25:48 AM EST |