Stock Scorecard
Stock Summary for Two Harbors Investment Corp (TWO) - $12.04 as of 5/13/2025 9:12:48 PM EST
Total Score
17 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TWO
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TWO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TWO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TWO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TWO (42 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TWO
Financial Details for TWO
Company Overview |
|
|---|---|
| Ticker | TWO |
| Company Name | Two Harbors Investment Corp |
| Country | USA |
| Description | Two Harbors Investment Corp. The company is headquartered in Minnetonka, Minnesota. |
| Sector Name | REAL ESTATE & CONSTRUCTION |
| Industry Name | REAL ESTATE INVESTMENT TRUSTS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/28/2025 |
Stock Price History |
|
| Last Day Price | 12.04 |
| Price 4 Years Ago | 14.32 |
| Last Day Price Updated | 5/13/2025 9:12:48 PM EST |
| Last Day Volume | 820,602 |
| Average Daily Volume | 1,867,545 |
| 52-Week High | 13.78 |
| 52-Week Low | 10.16 |
| Last Price to 52 Week Low | 18.50% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 60.41 |
| Sector PE | 63.28 |
| 5-Year Average PE | -15.70 |
| Free Cash Flow Ratio | 2.18 |
| Industry Free Cash Flow Ratio | 135.99 |
| Sector Free Cash Flow Ratio | 93.05 |
| Current Ratio Most Recent Quarter | 9.97 |
| Total Cash Per Share | 5.52 |
| Book Value Per Share Most Recent Quarter | 14.86 |
| Price to Book Ratio | 0.79 |
| Industry Price to Book Ratio | 13.87 |
| Sector Price to Book Ratio | 12.17 |
| Price to Sales Ratio Twelve Trailing Months | 3.36 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.74 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 104,025,000 |
| Market Capitalization | 1,252,461,000 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/4/2025 |
| Previous Dividend Amount | 0.4500 |
| Current Dividend Amount | 0.4500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.80 |
| Trailing Annual Dividend Yield | 15.03% |
| Forward Annual Dividend Rate | 1.80 |
| Forward Annual Dividend Yield | 15.03% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 16.42% |
| 5-Year Average Dividend Yield | 17.01% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | -2.60% |
| All-Time Dividend Growth Rate Percentage | -13.49% |
| Dividend Payout Ratio | -545.45% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -76.30% |
| Annual Earnings Growth | 265.57% |
| Reported EPS 12 Trailing Months | -0.33 |
| Reported EPS Past Year | 0.24 |
| Reported EPS Prior Year | 0.55 |
| Net Income Twelve Trailing Months | 3,741,000 |
| Net Income Past Year | 251,676,000 |
| Net Income Prior Year | -152,005,000 |
| Quarterly Revenue Growth YOY | -97.00% |
| 5-Year Revenue Growth | 21.64% |
| Operating Margin Twelve Trailing Months | -995.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 573,882,000 |
| Total Cash Past Year | 504,613,000 |
| Total Cash Prior Year | 729,732,000 |
| Net Cash Position Most Recent Quarter | 313,291,000 |
| Net Cash Position Past Year | 244,384,000 |
| Long Term Debt Past Year | 260,229,000 |
| Long Term Debt Prior Year | 563,853,000 |
| Total Debt Most Recent Quarter | 260,591,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.89 |
| Total Stockholder Equity Past Year | 2,122,509,000 |
| Total Stockholder Equity Prior Year | 2,203,390,000 |
| Total Stockholder Equity Most Recent Quarter | 2,146,789,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 246,021,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.37 |
| Free Cash Flow Past Year | 86,880,000 |
| Free Cash Flow Prior Year | 30,872,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.07 |
| MACD Signal | -0.15 |
| 20-Day Bollinger Lower Band | 10.16 |
| 20-Day Bollinger Middle Band | 12.08 |
| 20-Day Bollinger Upper Band | 14.00 |
| Beta | 1.37 |
| RSI | 47.79 |
| 50-Day SMA | 11.81 |
| 150-Day SMA | 11.27 |
| 200-Day SMA | 12.01 |
System |
|
| Modified | 5/13/2025 12:48:13 PM EST |