Stock Scorecard



Stock Summary for First Financial Corp - Indiana (THFF) - $49.42 as of 3/7/2025 3:15:41 PM EST

Total Score

20 out of 30

Safety Score

61 out of 100

Currently on the following lists
Dividend Stock List
Tim's Recommendation
Buy

Growth List Algorithm Criteria for THFF

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for THFF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for THFF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for THFF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for THFF (61 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 2
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 2
Price to Earnings (Max of 10) 9

Latest News for for THFF

Is the Options Market Predicting a Spike in First Financial Corporation ( THFF ) Stock? 11/14/2024 2:50:00 PM
Are Investors Undervaluing First Financial Corporation Indiana ( THFF ) Right Now? 10/3/2024 1:40:00 PM
Is First Financial Corporation Indiana ( THFF ) Stock Undervalued Right Now? 7/30/2024 1:40:00 PM
Interest Rate And Inflation Concerns Knock Regional Bank Stocks To Even Lower Lows 4/18/2023 5:04:00 PM
Best Momentum Stocks to Buy for August 19th 8/19/2022 12:58:00 PM
HBAN: Does Huntington Bancshares Stock Deserve a Place in Your Portfolio? 5/24/2022 12:15:00 PM

Financial Details for THFF

Company Overview

Ticker THFF
Company Name First Financial Corp - Indiana
Country USA
Description First Financial Corporation, provides various financial services. The company is headquartered in Terre Haute, Indiana.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2024
Next Earnings Date 4/28/2025

Stock Price History

Last Day Price 49.42
Price 4 Years Ago 40.43
Last Day Price Updated 3/7/2025 3:15:41 PM EST
Last Day Volume 46,471
Average Daily Volume 60,451
52-Week High 53.60
52-Week Low 33.43
Last Price to 52 Week Low 47.83%

Valuation Measures

Trailing PE 12.29
Industry PE 15.24
Sector PE 18.64
5-Year Average PE 9.09
Free Cash Flow Ratio 6.26
Industry Free Cash Flow Ratio 3.65
Sector Free Cash Flow Ratio 16.32
Current Ratio Most Recent Quarter 2.85
Total Cash Per Share 7.89
Book Value Per Share Most Recent Quarter 46.36
Price to Book Ratio 1.07
Industry Price to Book Ratio 1.10
Sector Price to Book Ratio 2.66
Price to Sales Ratio Twelve Trailing Months 2.89
Industry Price to Sales Ratio Twelve Trailing Months 3.10
Sector Price to Sales Ratio Twelve Trailing Months 3.11
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 11,853,500
Market Capitalization 585,799,970
Institutional Ownership N/A

Dividends

Ex-Dividend Date 1/3/2025
Previous Dividend Amount 0.4500
Current Dividend Amount 0.5100
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.86
Trailing Annual Dividend Yield 3.74%
Forward Annual Dividend Rate 2.04
Forward Annual Dividend Yield 4.11%
5-Year Dividend Payments Count 14
3-Year Average Dividend Yield 2.92%
5-Year Average Dividend Yield 2.79%
1-Year Dividend Growth Rate Percentage 51.11%
3-Year Dividend Growth Rate Percentage 22.93%
5-Year Dividend Growth Rate Percentage 17.78%
All-Time Dividend Growth Rate Percentage 3.18%
Dividend Payout Ratio 46.62%

Income Statement

Quarterly Earnings Growth YOY 30.20%
Annual Earnings Growth -22.08%
Reported EPS 12 Trailing Months 4.00
Reported EPS Past Year 4.00
Reported EPS Prior Year 5.09
Net Income Twelve Trailing Months 47,275,000
Net Income Past Year 47,275,000
Net Income Prior Year 60,672,000
Quarterly Revenue Growth YOY 23.70%
5-Year Revenue Growth 4.57%
Operating Margin Twelve Trailing Months 35.20%

Balance Sheet

Total Cash Most Recent Quarter 93,526,000
Total Cash Past Year 93,526,000
Total Cash Prior Year 76,759,000
Net Cash Position Most Recent Quarter 65,406,000
Net Cash Position Past Year 65,406,000
Long Term Debt Past Year 28,120,000
Long Term Debt Prior Year 108,577,000
Total Debt Most Recent Quarter 28,120,000
Equity to Debt Ratio Past Year 0.95
Equity to Debt Ratio Most Recent Quarter 0.95
Total Stockholder Equity Past Year 549,041,000
Total Stockholder Equity Prior Year 527,976,000
Total Stockholder Equity Most Recent Quarter 549,041,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 54,258,000
Free Cash Flow Per Share Twelve Trailing Months 4.58
Free Cash Flow Past Year 54,258,000
Free Cash Flow Prior Year 79,549,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.48
MACD Signal 0.86
20-Day Bollinger Lower Band 42.08
20-Day Bollinger Middle Band 47.77
20-Day Bollinger Upper Band 53.46
Beta 0.49
RSI 43.39
50-Day SMA 42.26
150-Day SMA 39.41
200-Day SMA 39.28

System

Modified 3/8/2025 1:04:05 PM EST