Stock Scorecard
Stock Summary for TFS Financial Corporation (TFSL) - $14.09 as of 11/20/2024 8:47:06 PM EST
Total Score
7 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for TFSL
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TFSL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TFSL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TFSL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TFSL (43 out of 90)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 2 |
Latest News for for TFSL
Financial Details for TFSL
Company Overview |
|
|---|---|
| Ticker | TFSL |
| Company Name | TFS Financial Corporation |
| Country | USA |
| Description | TFS Financial Corporation, provides retail banking services for consumers in the United States. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/27/2025 |
Stock Price History |
|
| Last Day Price | 14.09 |
| Price 4 Years Ago | 13.25 |
| Last Day Price Updated | 11/20/2024 8:47:06 PM EST |
| Last Day Volume | 159,811 |
| Average Daily Volume | 277,471 |
| 52-Week High | 14.53 |
| 52-Week Low | 11.19 |
| Last Price to 52 Week Low | 25.92% |
Valuation Measures |
|
| Trailing PE | 49.54 |
| Industry PE | 23.11 |
| Sector PE | 21.40 |
| 5-Year Average PE | 43.17 |
| Free Cash Flow Ratio | 7.01 |
| Industry Free Cash Flow Ratio | 2.90 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 0.28 |
| Total Cash Per Share | 2.01 |
| Book Value Per Share Most Recent Quarter | 6.69 |
| Price to Book Ratio | 2.13 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 12.67 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 278,327,000 |
| Market Capitalization | 3,921,627,430 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 9/10/2024 |
| Last Dividend Amount | 0.28 |
| Current Dividend Amount | 0.28 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.13 |
| Trailing Annual Dividend Yield | 8.02% |
| Forward Annual Dividend Rate | 1.15 |
| Forward Annual Dividend Yield | 8.19% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 7.28% |
| 5-Year Average Dividend Yield | 6.69% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.22% |
| 5-Year Dividend Growth Rate Percentage | 2.10% |
| All-Time Dividend Growth Rate Percentage | 15.52% |
| Dividend Payout Ratio | 403.57% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 0.92% |
| Reported EPS 12 Trailing Months | 0.28 |
| Reported EPS Past Year | 0.27 |
| Reported EPS Prior Year | 0.27 |
| Net Income Twelve Trailing Months | 80,919,000 |
| Net Income Past Year | 75,250,000 |
| Net Income Prior Year | 74,565,000 |
| Quarterly Revenue Growth YOY | -1.10% |
| 5-Year Revenue Growth | 0.97% |
| Operating Margin Twelve Trailing Months | 0.36 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 560,435,000 |
| Total Cash Past Year | 466,746,000 |
| Total Cash Prior Year | 369,564,000 |
| Net Cash Position Most Recent Quarter | -4,246,659,000 |
| Net Cash Position Past Year | -4,784,114,000 |
| Long Term Debt Past Year | 5,250,860,000 |
| Long Term Debt Prior Year | 4,786,736,000 |
| Total Debt Most Recent Quarter | 4,807,094,000 |
| Equity to Debt Ratio Past Year | 0.27 |
| Equity to Debt Ratio Most Recent Quarter | 0.28 |
| Total Stockholder Equity Past Year | 1,927,361,000 |
| Total Stockholder Equity Prior Year | 1,844,339,000 |
| Total Stockholder Equity Most Recent Quarter | 1,915,064,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 157,704,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.57 |
| Free Cash Flow Past Year | 85,621,000 |
| Free Cash Flow Prior Year | 36,229,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.34 |
| MACD Signal | 0.20 |
| 20-Day Bollinger Lower Band | 12.09 |
| 20-Day Bollinger Middle Band | 13.07 |
| 20-Day Bollinger Upper Band | 14.06 |
| Beta | 0.69 |
| RSI | 69.88 |
| 50-Day SMA | 12.66 |
| 150-Day SMA | 12.19 |
| 200-Day SMA | 12.96 |
System |
|
| Modified | 11/19/2024 2:11:58 PM EST |