Stock Scorecard
Stock Summary for Truist Financial Corporation (TFC) - $44.06 as of 11/5/2025 9:19:46 PM EST
Total Score
15 out of 30
Safety Score
72 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TFC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TFC (72 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TFC
Financial Details for TFC
Company Overview |
|
|---|---|
| Ticker | TFC |
| Company Name | Truist Financial Corporation |
| Country | USA |
| Description | Truist Financial Corporation (TFC), headquartered in Charlotte, North Carolina, is a leading American bank holding company that provides a comprehensive range of financial services through its extensive network of 2,781 branches across 15 states and Washington, D.C. The bank offers a diverse portfolio including consumer and commercial banking, securities brokerage, asset management, mortgage solutions, and insurance products, positioning itself as a one-stop financial services provider. With a commitment to enhancing customer experiences and fostering community development, Truist strives to innovate and deliver value to both individual and institutional clients. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/21/2026 |
Stock Price History |
|
| Last Day Price | 44.06 |
| Price 4 Years Ago | 48.33 |
| Last Day Price Updated | 11/5/2025 9:19:46 PM EST |
| Last Day Volume | 9,472,014 |
| Average Daily Volume | 8,322,284 |
| 52-Week High | 47.46 |
| 52-Week Low | 32.72 |
| Last Price to 52 Week Low | 34.66% |
Valuation Measures |
|
| Trailing PE | 11.86 |
| Industry PE | 18.26 |
| Sector PE | 21.61 |
| 5-Year Average PE | 10.54 |
| Free Cash Flow Ratio | 1.53 |
| Industry Free Cash Flow Ratio | 11.22 |
| Sector Free Cash Flow Ratio | 32.05 |
| Current Ratio Most Recent Quarter | 0.11 |
| Total Cash Per Share | 28.81 |
| Book Value Per Share Most Recent Quarter | 46.70 |
| Price to Book Ratio | 0.99 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.29 |
| Price to Sales Ratio Twelve Trailing Months | 3.10 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.93 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.76 |
| Analyst Buy Ratings | 9 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 1,279,246,000 |
| Market Capitalization | 56,363,578,760 |
| Institutional Ownership | 76.34% |
Dividends |
|
| Ex-Dividend Date | 11/14/2025 |
| Previous Dividend Amount | 0.5200 |
| Current Dividend Amount | 0.5200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 2.08 |
| Trailing Annual Dividend Yield | 4.76% |
| Forward Annual Dividend Rate | 2.08 |
| Forward Annual Dividend Yield | 4.76% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 5.56% |
| 5-Year Average Dividend Yield | 5.10% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 2.83% |
| All-Time Dividend Growth Rate Percentage | 7.08% |
| Dividend Payout Ratio | 55.76% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 4.80% |
| Annual Earnings Growth | 541.61% |
| Reported EPS 12 Trailing Months | 3.73 |
| Reported EPS Past Year | 2.84 |
| Reported EPS Prior Year | 3.63 |
| Net Income Twelve Trailing Months | 5,074,000,000 |
| Net Income Past Year | 4,818,000,000 |
| Net Income Prior Year | -1,091,000,000 |
| Quarterly Revenue Growth YOY | 2.50% |
| 5-Year Revenue Growth | 10.59% |
| Operating Margin Twelve Trailing Months | 39.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 36,852,000,000 |
| Total Cash Past Year | 39,768,000,000 |
| Total Cash Prior Year | 30,230,000,000 |
| Net Cash Position Most Recent Quarter | -7,575,000,000 |
| Net Cash Position Past Year | 4,812,000,000 |
| Long Term Debt Past Year | 34,956,000,000 |
| Long Term Debt Prior Year | 38,918,000,000 |
| Total Debt Most Recent Quarter | 44,427,000,000 |
| Equity to Debt Ratio Past Year | 0.65 |
| Equity to Debt Ratio Most Recent Quarter | 0.60 |
| Total Stockholder Equity Past Year | 63,679,000,000 |
| Total Stockholder Equity Prior Year | 59,101,000,000 |
| Total Stockholder Equity Most Recent Quarter | 65,646,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 986,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.77 |
| Free Cash Flow Past Year | 2,164,000,000 |
| Free Cash Flow Prior Year | 8,614,000,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.28 |
| MACD Signal | -0.37 |
| 20-Day Bollinger Lower Band | 40.81 |
| 20-Day Bollinger Middle Band | 44.30 |
| 20-Day Bollinger Upper Band | 47.78 |
| Beta | 0.86 |
| RSI | 46.68 |
| 50-Day SMA | 42.64 |
| 150-Day SMA | 36.57 |
| 200-Day SMA | 38.16 |
System |
|
| Modified | 11/4/2025 10:22:00 AM EST |