Stock Scorecard
Stock Summary for Synchrony Financial (SYF)
Total Score
12 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for SYF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SYF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SYF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for SYF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Financial Details for SYF
Company Overview |
|
|---|---|
| Company Name | Synchrony Financial |
| Country | USA |
| Description | Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 9/30/2022 |
| Next Earnings Date | 1/26/2023 |
Stock Price History |
|
| Last Day Price | 35.94 |
| Last Day Volume | 5,727,787 |
| Average Daily Volume | 5,082,015 |
| 52-Week High | 49.00 |
| 52-Week Low | 26.85 |
| Last Price to 52 Week Low | 33.85 % |
Valuation Measures |
|
| Trailing PE | 5.91 |
| Industry PE | 21.44 |
| Sector PE | 25.68 |
| 5-Year Average PE | 7.85 |
| Free Cash Flow Ratio | 1.35 |
| Industry Free Cash Flow Ratio | 5.19 |
| Sector Free Cash Flow Ratio | 14.33 |
| Book Value Per Share Most Recent Quarter | 26.75 |
| Price to Book Ratio | 1.36 |
| Industry Price to Book Ratio | 0.93 |
| Sector Price to Book Ratio | 2.53 |
| Price to Sales Ratio Twelve Trailing Months | 1.97 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.87 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.81 |
Share Statistics |
|
| Total Shares Outstanding | 450,541,000 |
| Market Capitalization | 16,192,443,540 |
| Institutional Ownership | 0.00 % |
Dividends |
|
| Ex-Dividend Date | 10/31/2022 |
| Last Dividend Amount | 0.23 |
| Current Dividend Amount | 0.23 |
| Dividend Aristocrat? | False |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00 % |
| Trailing Annual Dividend Rate | 0.90 |
| Trailing Annual Dividend Yield | 2.53 % |
| 5-Year Average Dividend Yield | 0.00 % |
| 5-Year Dividend Payments Count | 21 |
| Dividend Payout Ratio | 0.00 % |
Income Statement |
|
| Quarterly Earnings Growth YOY | -26.50 % |
| Annual Earnings Growth | 204.77 % |
| Reported EPS Past Year | 4.84 |
| Reported EPS Prior Year | 7.33 |
| Net Income Twelve Trailing Months | 3,252,000,000 |
| Net Income Past Year | 4,221,000,000 |
| Net Income Prior Year | 1,385,000,000 |
| Quarterly Revenue Growth YOY | -19.30 % |
| 5-Year Revenue Growth | 8.74 % |
Balance Sheet |
|
| Total Cash Per Share | 26.55 |
| Total Cash Most Recent Quarter | 11,962,000,000 |
| Total Cash Past Year | 8,337,000,000 |
| Total Cash Prior Year | 11,524,000,000 |
| Net Cash Position Most Recent Quarter | -2,359,000,000 |
| Net Cash Position Past Year | -6,170,000,000 |
| Long Term Debt Past Year | 14,507,000,000 |
| Long Term Debt Prior Year | 15,775,000,000 |
| Total Debt Most Recent Quarter | 14,321,000,000 |
| Equity to Debt Ratio Past Year | 0.48 |
| Equity to Debt Ratio Most Recent Quarter | 0.48 |
| Current Ratio Most Recent Quarter | 1.68 |
| Total Stockholder Equity Past Year | 13,655,000,000 |
| Total Stockholder Equity Prior Year | 12,701,000,000 |
| Total Stockholder Equity Most Recent Quarter | 13,012,000,000 |
Options |
|
| Put/Call Ratio | 0.31 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| MACD | 0.69 |
| MACD Signal | 0.90 |
| 20-Day Bollinger Lower Band | 40.25 |
| 20-Day Bollinger Middle Band | 42.39 |
| 20-Day Bollinger Upper Band | 44.53 |
| Beta | 1.61 |
| RSI | 52.01 |
| 50-Day SMA | 35.80 |
| 200-Day SMA | 33.67 |
System |
|
| Modified | 12/2/2022 5:36:28 AM |