Stock Scorecard
Stock Summary for Synchrony Financial (SYF) - $42.28 as of 3/27/2024 9:35:30 PM EST
Total Score
10 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for SYF
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SYF
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SYF
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for SYF
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for SYF
Financial Details for SYF
Company Overview |
|
---|---|
Ticker | SYF |
Company Name | Synchrony Financial |
Country | USA |
Description | Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary. |
Sector Name | FINANCE |
Industry Name | FINANCE SERVICES |
Most Recent Quarter | 12/31/2023 |
Next Earnings Date | 4/17/2024 |
Stock Price History |
|
Last Day Price | 42.28 |
Last Day Price Updated | 3/27/2024 9:35:30 PM EST |
Last Day Volume | 3,501,304 |
Average Daily Volume | 4,466,456 |
52-Week High | 43.84 |
52-Week Low | 26.00 |
Last Price to 52 Week Low | 62.62% |
Valuation Measures |
|
Trailing PE | 8.02 |
Industry PE | 44.43 |
Sector PE | 19.12 |
5-Year Average PE | 7.88 |
Free Cash Flow Ratio | 1.21 |
Industry Free Cash Flow Ratio | 20.87 |
Sector Free Cash Flow Ratio | 9.61 |
Current Ratio Most Recent Quarter | 3.38 |
Total Cash Per Share | 35.05 |
Book Value Per Share Most Recent Quarter | 32.37 |
Price to Book Ratio | 1.28 |
Industry Price to Book Ratio | 1.94 |
Sector Price to Book Ratio | 1.76 |
Price to Sales Ratio Twelve Trailing Months | 2.21 |
Industry Price to Sales Ratio Twelve Trailing Months | 4.58 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.81 |
Share Statistics |
|
Total Shares Outstanding | 406,844,000 |
Market Capitalization | 17,201,364,320 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | 2/2/2024 |
Last Dividend Amount | 0.25 |
Current Dividend Amount | 0.25 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 0.98 |
Trailing Annual Dividend Yield | 2.32% |
Forward Annual Dividend Rate | 1.01 |
Forward Annual Dividend Yield | 2.38% |
5-Year Dividend Payments Count | 20 |
3-Year Average Dividend Yield | 2.38% |
5-Year Average Dividend Yield | 2.41% |
1-Year Dividend Growth Rate Percentage | 6.67% |
3-Year Dividend Growth Rate Percentage | 4.45% |
5-Year Dividend Growth Rate Percentage | 2.79% |
All-Time Dividend Growth Rate Percentage | 20.52% |
Dividend Payout Ratio | 18.88% |
Income Statement |
|
Quarterly Earnings Growth YOY | -17.60% |
Annual Earnings Growth | -25.80% |
Reported EPS 12 Trailing Months | 5.19 |
Reported EPS Past Year | 5.18 |
Reported EPS Prior Year | 6.10 |
Net Income Twelve Trailing Months | 2,238,000,000 |
Net Income Past Year | 2,238,000,000 |
Net Income Prior Year | 3,016,000,000 |
Quarterly Revenue Growth YOY | -2.00% |
5-Year Revenue Growth | 0.88% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 14,259,000,000 |
Total Cash Past Year | 14,259,000,000 |
Total Cash Prior Year | 10,294,000,000 |
Net Cash Position Most Recent Quarter | -1,723,000,000 |
Net Cash Position Past Year | -1,723,000,000 |
Long Term Debt Past Year | 15,982,000,000 |
Long Term Debt Prior Year | 14,191,000,000 |
Total Debt Most Recent Quarter | 15,982,000,000 |
Equity to Debt Ratio Past Year | 0.47 |
Equity to Debt Ratio Most Recent Quarter | 0.47 |
Total Stockholder Equity Past Year | 13,903,000,000 |
Total Stockholder Equity Prior Year | 12,873,000,000 |
Total Stockholder Equity Most Recent Quarter | 13,903,000,000 |
Options |
|
Put/Call Ratio | 21.17 |
Has Options | Options Chain |
Liquidity Rating | |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | 0.93 |
MACD Signal | 0.94 |
20-Day Bollinger Lower Band | 29.43 |
20-Day Bollinger Middle Band | 37.30 |
20-Day Bollinger Upper Band | 45.16 |
Beta | 1.61 |
RSI | 68.91 |
50-Day SMA | 33.14 |
200-Day SMA | 34.26 |
System |
|
Modified | 3/27/2024 8:02:24 AM EST |