Stock Scorecard
Stock Summary for Synchrony Financial (SYF) - $64.40 as of 11/20/2024 8:45:29 PM EST
Total Score
15 out of 30
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for SYF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SYF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SYF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SYF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SYF (73 out of 90)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for SYF
Financial Details for SYF
Company Overview |
|
|---|---|
| Ticker | SYF |
| Company Name | Synchrony Financial |
| Country | USA |
| Description | Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/21/2025 |
Stock Price History |
|
| Last Day Price | 64.40 |
| Price 4 Years Ago | 31.51 |
| Last Day Price Updated | 11/20/2024 8:45:29 PM EST |
| Last Day Volume | 2,923,237 |
| Average Daily Volume | 3,928,977 |
| 52-Week High | 67.76 |
| 52-Week Low | 28.51 |
| Last Price to 52 Week Low | 125.89% |
Valuation Measures |
|
| Trailing PE | 8.44 |
| Industry PE | 24.79 |
| Sector PE | 21.40 |
| 5-Year Average PE | 7.78 |
| Free Cash Flow Ratio | 1.40 |
| Industry Free Cash Flow Ratio | 7.13 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 3.00 |
| Total Cash Per Share | 46.06 |
| Book Value Per Share Most Recent Quarter | 37.92 |
| Price to Book Ratio | 1.71 |
| Industry Price to Book Ratio | 2.30 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 2.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 9 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 389,344,000 |
| Market Capitalization | 25,073,753,600 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/4/2024 |
| Last Dividend Amount | 0.25 |
| Current Dividend Amount | 0.25 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 1.00 |
| Trailing Annual Dividend Yield | 1.55% |
| Forward Annual Dividend Rate | 1.03 |
| Forward Annual Dividend Yield | 1.60% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.38% |
| 5-Year Average Dividend Yield | 2.41% |
| 1-Year Dividend Growth Rate Percentage | 6.67% |
| 3-Year Dividend Growth Rate Percentage | 4.45% |
| 5-Year Dividend Growth Rate Percentage | 2.79% |
| All-Time Dividend Growth Rate Percentage | 20.52% |
| Dividend Payout Ratio | 13.18% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 31.10% |
| Annual Earnings Growth | -25.80% |
| Reported EPS 12 Trailing Months | 7.59 |
| Reported EPS Past Year | 6.63 |
| Reported EPS Prior Year | 5.18 |
| Net Income Twelve Trailing Months | 3,165,000,000 |
| Net Income Past Year | 2,238,000,000 |
| Net Income Prior Year | 3,016,000,000 |
| Quarterly Revenue Growth YOY | 11.60% |
| 5-Year Revenue Growth | 0.88% |
| Operating Margin Twelve Trailing Months | 0.46 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 17,934,000,000 |
| Total Cash Past Year | 14,259,000,000 |
| Total Cash Prior Year | 10,294,000,000 |
| Net Cash Position Most Recent Quarter | 2,302,000,000 |
| Net Cash Position Past Year | -1,723,000,000 |
| Long Term Debt Past Year | 15,982,000,000 |
| Long Term Debt Prior Year | 14,191,000,000 |
| Total Debt Most Recent Quarter | 15,632,000,000 |
| Equity to Debt Ratio Past Year | 0.47 |
| Equity to Debt Ratio Most Recent Quarter | 0.51 |
| Total Stockholder Equity Past Year | 13,903,000,000 |
| Total Stockholder Equity Prior Year | 12,873,000,000 |
| Total Stockholder Equity Most Recent Quarter | 15,980,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 9,812,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 25.20 |
| Free Cash Flow Past Year | 0 |
| Free Cash Flow Prior Year | 0 |
Options |
|
| Put/Call Ratio | 1.62 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 3.52 |
| MACD Signal | 2.86 |
| 20-Day Bollinger Lower Band | 40.47 |
| 20-Day Bollinger Middle Band | 51.18 |
| 20-Day Bollinger Upper Band | 61.89 |
| Beta | 1.59 |
| RSI | 76.83 |
| 50-Day SMA | 44.20 |
| 150-Day SMA | 36.19 |
| 200-Day SMA | 37.63 |
System |
|
| Modified | 11/19/2024 1:49:22 PM EST |