Stock Scorecard
Stock Summary for 1st Source Corp (SRCE) - $58.88 as of 10/23/2025 10:09:25 PM EST
Total Score
16 out of 30
Safety Score
60 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for SRCE
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SRCE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SRCE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SRCE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SRCE (60 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SRCE
Financial Details for SRCE
Company Overview |
|
|---|---|
| Ticker | SRCE |
| Company Name | 1st Source Corp |
| Country | USA |
| Description | 1st Source Corporation (SRCE) is a prominent banking institution headquartered in South Bend, Indiana, serving a diverse clientele through its subsidiary, 1st Source Bank. The company offers a comprehensive array of financial services, including commercial and consumer banking, trust and wealth advisory services, and insurance solutions tailored for both individuals and businesses. With a strong regional presence and commitment to customer service, 1st Source Corporation is well-positioned to capitalize on growth opportunities in the evolving financial landscape. Its focus on building long-term relationships and community engagement underscores its dedication to delivering value to stakeholders. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/23/2025 |
Stock Price History |
|
| Last Day Price | 58.88 |
| Price 4 Years Ago | 45.01 |
| Last Day Price Updated | 10/23/2025 10:09:25 PM EST |
| Last Day Volume | 92,493 |
| Average Daily Volume | 81,076 |
| 52-Week High | 66.92 |
| 52-Week Low | 51.49 |
| Last Price to 52 Week Low | 14.35% |
Valuation Measures |
|
| Trailing PE | 10.55 |
| Industry PE | 17.20 |
| Sector PE | 24.14 |
| 5-Year Average PE | 12.13 |
| Free Cash Flow Ratio | 16.27 |
| Industry Free Cash Flow Ratio | 6.15 |
| Sector Free Cash Flow Ratio | 42.26 |
| Current Ratio Most Recent Quarter | 0.18 |
| Total Cash Per Share | 3.62 |
| Book Value Per Share Most Recent Quarter | 48.86 |
| Price to Book Ratio | 1.24 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 3.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.86 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 24,537,800 |
| Market Capitalization | 1,444,785,664 |
| Institutional Ownership | 74.61% |
Dividends |
|
| Ex-Dividend Date | 8/5/2025 |
| Previous Dividend Amount | 0.3800 |
| Current Dividend Amount | 0.3800 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.48 |
| Trailing Annual Dividend Yield | 2.46% |
| Forward Annual Dividend Rate | 1.52 |
| Forward Annual Dividend Yield | 2.53% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.44% |
| 5-Year Average Dividend Yield | 2.54% |
| 1-Year Dividend Growth Rate Percentage | 8.57% |
| 3-Year Dividend Growth Rate Percentage | 4.20% |
| 5-Year Dividend Growth Rate Percentage | 5.87% |
| All-Time Dividend Growth Rate Percentage | 8.31% |
| Dividend Payout Ratio | 25.96% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 1.40% |
| Annual Earnings Growth | 6.16% |
| Reported EPS 12 Trailing Months | 5.70 |
| Reported EPS Past Year | 3.07 |
| Reported EPS Prior Year | 5.50 |
| Net Income Twelve Trailing Months | 141,221,000 |
| Net Income Past Year | 132,623,000 |
| Net Income Prior Year | 124,927,000 |
| Quarterly Revenue Growth YOY | 3.00% |
| 5-Year Revenue Growth | 8.23% |
| Operating Margin Twelve Trailing Months | 49.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 88,810,000 |
| Total Cash Past Year | 76,837,000 |
| Total Cash Prior Year | 77,474,000 |
| Net Cash Position Most Recent Quarter | -11,804,000 |
| Net Cash Position Past Year | 990,000 |
| Long Term Debt Past Year | 75,847,000 |
| Long Term Debt Prior Year | 85,034,000 |
| Total Debt Most Recent Quarter | 100,614,000 |
| Equity to Debt Ratio Past Year | 0.94 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 1,111,068,000 |
| Total Stockholder Equity Prior Year | 989,568,000 |
| Total Stockholder Equity Most Recent Quarter | 1,198,589,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 206,007,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 8.40 |
| Free Cash Flow Past Year | 181,486,000 |
| Free Cash Flow Prior Year | 181,956,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.06 |
| MACD Signal | -0.87 |
| 20-Day Bollinger Lower Band | 56.78 |
| 20-Day Bollinger Middle Band | 61.46 |
| 20-Day Bollinger Upper Band | 66.14 |
| Beta | 0.66 |
| RSI | 39.38 |
| 50-Day SMA | 60.78 |
| 150-Day SMA | 52.19 |
| 200-Day SMA | 50.34 |
System |
|
| Modified | 10/23/2025 9:56:30 AM EST |