Stock Scorecard
Stock Summary for SoFi Technologies Inc (SOFI) - $14.29 as of 5/13/2025 9:07:47 PM EST
Total Score
12 out of 30
Safety Score
41 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for SOFI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SOFI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SOFI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SOFI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SOFI (41 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 5 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SOFI
Financial Details for SOFI
Company Overview |
|
|---|---|
| Ticker | SOFI |
| Company Name | SoFi Technologies Inc |
| Country | USA |
| Description | SoFi Technologies, Inc. provides digital financial services. The company is headquartered in San Francisco, California. |
| Sector Name | REAL ESTATE & CONSTRUCTION |
| Industry Name | BLANK CHECKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/28/2025 |
Stock Price History |
|
| Last Day Price | 14.29 |
| Price 4 Years Ago | 15.81 |
| Last Day Price Updated | 5/13/2025 9:07:47 PM EST |
| Last Day Volume | 69,931,252 |
| Average Daily Volume | 64,951,666 |
| 52-Week High | 18.42 |
| 52-Week Low | 6.01 |
| Last Price to 52 Week Low | 137.77% |
Valuation Measures |
|
| Trailing PE | 32.65 |
| Industry PE | 121.27 |
| Sector PE | 63.28 |
| 5-Year Average PE | 31.29 |
| Free Cash Flow Ratio | 7.56 |
| Industry Free Cash Flow Ratio | 122.99 |
| Sector Free Cash Flow Ratio | 93.05 |
| Current Ratio Most Recent Quarter | 339.62 |
| Total Cash Per Share | 1.89 |
| Book Value Per Share Most Recent Quarter | 6.05 |
| Price to Book Ratio | 2.15 |
| Industry Price to Book Ratio | 3.31 |
| Sector Price to Book Ratio | 12.17 |
| Price to Sales Ratio Twelve Trailing Months | 5.60 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.62 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.74 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 1,105,360,000 |
| Market Capitalization | 15,795,594,400 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 179.00% |
| Annual Earnings Growth | 265.81% |
| Reported EPS 12 Trailing Months | 0.43 |
| Reported EPS Past Year | 0.06 |
| Reported EPS Prior Year | 0.13 |
| Net Income Twelve Trailing Months | 481,738,000 |
| Net Income Past Year | 498,665,000 |
| Net Income Prior Year | -300,742,000 |
| Quarterly Revenue Growth YOY | 20.10% |
| 5-Year Revenue Growth | 42.62% |
| Operating Margin Twelve Trailing Months | 10.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,085,697,000 |
| Total Cash Past Year | 2,538,293,000 |
| Total Cash Prior Year | 3,085,020,000 |
| Net Cash Position Most Recent Quarter | -475,027,000 |
| Net Cash Position Past Year | -69,008,000 |
| Long Term Debt Past Year | 2,607,301,000 |
| Long Term Debt Prior Year | 4,754,812,000 |
| Total Debt Most Recent Quarter | 2,560,724,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.72 |
| Total Stockholder Equity Past Year | 6,525,134,000 |
| Total Stockholder Equity Prior Year | 5,554,986,000 |
| Total Stockholder Equity Most Recent Quarter | 6,678,514,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -1,538,216,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -1.39 |
| Free Cash Flow Past Year | -1,274,072,000 |
| Free Cash Flow Prior Year | -7,338,548,000 |
Options |
|
| Put/Call Ratio | 0.56 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.32 |
| MACD Signal | 0.16 |
| 20-Day Bollinger Lower Band | 9.53 |
| 20-Day Bollinger Middle Band | 13.75 |
| 20-Day Bollinger Upper Band | 17.97 |
| Beta | 1.86 |
| RSI | 58.29 |
| 50-Day SMA | 11.03 |
| 150-Day SMA | 8.30 |
| 200-Day SMA | 9.51 |
System |
|
| Modified | 5/13/2025 11:04:36 AM EST |