Stock Scorecard

Stock Summary for Stellus Capital Investment Corp (SCM) - $13.13 as of 1/9/2026 8:29:14 PM EST

Total Score

17 out of 30

Safety Score

48 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for SCM

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for SCM

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for SCM

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for SCM

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for SCM (48 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 4
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 2
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 2
Operating Margin (Max of 10) 9
Trading Volume (Max of 10) 3
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for SCM

Company Overview
Ticker SCM
Company Name Stellus Capital Investment Corp
Country USA
Description N/A
Sector Name FINANCIAL SERVICES
Industry Name ASSET MANAGEMENT
Most Recent Quarter 9/30/2025
Next Earnings Date 3/10/2026

Stock Price History
Last Day Price 13.13
Price 4 Years Ago 8.53
Last Day Price Updated 1/9/2026 8:29:14 PM EST
Last Day Volume 59,099
Average Daily Volume 157,168
52-Week High 14.47
52-Week Low 10.22
Last Price to 52 Week Low 28.47%

Valuation Measures
Trailing PE 11.66
Industry PE 27.95
Sector PE 21.33
5-Year Average PE 7.96
Free Cash Flow Ratio 0.00
Industry Free Cash Flow Ratio 100.83
Sector Free Cash Flow Ratio 54.25
Current Ratio Most Recent Quarter 0.09
Total Cash Per Share 311,739.61
Book Value Per Share Most Recent Quarter 13.05
Price to Book Ratio 0.99
Industry Price to Book Ratio 1.95
Sector Price to Book Ratio 2.09
Price to Sales Ratio Twelve Trailing Months 3.59
Industry Price to Sales Ratio Twelve Trailing Months 7.44
Sector Price to Sales Ratio Twelve Trailing Months 3.96
Analyst Buy Ratings 1
Analyst Strong Buy Ratings 0

Share Statistics
Total Shares Outstanding 28,947,300
Market Capitalization 380,078,049
Institutional Ownership 13.03%

Dividends
Ex-Dividend Date 12/31/2025
Previous Dividend Amount 0.1333
Current Dividend Amount 0.1333
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.60
Trailing Annual Dividend Yield 12.37%
Forward Annual Dividend Rate 1.60
Forward Annual Dividend Yield 12.37%
5-Year Dividend Payments Count 75
3-Year Average Dividend Yield 13.82%
5-Year Average Dividend Yield 13.17%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 11.11%
All-Time Dividend Growth Rate Percentage 1.64%
Dividend Payout Ratio 146.75%

Income Statement
Quarterly Earnings Growth YOY -60.00%
Annual Earnings Growth 161.47%
Reported EPS 12 Trailing Months 1.09
Reported EPS Past Year 1.03
Reported EPS Prior Year 1.64
Net Income Twelve Trailing Months 30,522,057
Net Income Past Year 45,844,627
Net Income Prior Year 17,533,167
Quarterly Revenue Growth YOY -0.80%
5-Year Revenue Growth 21.15%
Operating Margin Twelve Trailing Months 70.80%

Balance Sheet
Total Cash Most Recent Quarter 9,024,020,000,000
Total Cash Past Year 20,058,594
Total Cash Prior Year 26,125,741
Net Cash Position Most Recent Quarter 9,023,387,676,060
Net Cash Position Past Year -572,952,016
Long Term Debt Past Year 593,010,610
Long Term Debt Prior Year 575,834,550
Total Debt Most Recent Quarter 632,323,940
Equity to Debt Ratio Past Year 0.38
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 369,921,940
Total Stockholder Equity Prior Year 319,939,788
Total Stockholder Equity Most Recent Quarter 377,730,327,000,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months -49,316,897
Free Cash Flow Per Share Twelve Trailing Months -1.70
Free Cash Flow Past Year -28,648,480
Free Cash Flow Prior Year -17,265,088

Options
Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.17
MACD Signal 0.16
20-Day Bollinger Lower Band 10.91
20-Day Bollinger Middle Band 12.50
20-Day Bollinger Upper Band 14.09
Beta 0.66
RSI 57.05
50-Day SMA 12.78
150-Day SMA 0.00
200-Day SMA 0.00

System
Modified 1/8/2026 7:35:14 AM EST