Stock Scorecard
Stock Summary for Stellus Capital Investment Corp (SCM) - $10.25 as of 2/23/2026 8:54:01 PM EST
Total Score
13 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for SCM
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SCM
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SCM
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SCM
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SCM (58 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SCM
Financial Details for SCM
Company Overview |
|
|---|---|
| Ticker | SCM |
| Company Name | Stellus Capital Investment Corp |
| Country | USA |
| Description | Stellus Capital Investment Corporation (SCM) is a dynamic business development company dedicated to delivering debt and equity financing solutions to private middle-market enterprises. By leveraging robust investment management expertise, Stellus seeks to provide shareholders with attractive risk-adjusted returns while prioritizing capital preservation. The firm's investment strategy encompasses senior secured loans, subordinated debt, and equity investments across various sectors, creating a diversified portfolio. Stellus is strategically positioned to exploit growth opportunities in a shifting market environment, underpinned by a commitment to consistent income generation and prudent risk management. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | ASSET MANAGEMENT |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 3/3/2026 |
Stock Price History |
|
| Last Day Price | 10.25 |
| Price 4 Years Ago | 9.26 |
| Last Day Price Updated | 2/23/2026 8:54:01 PM EST |
| Last Day Volume | 418,700 |
| Average Daily Volume | 246,217 |
| 52-Week High | 14.34 |
| 52-Week Low | 10.13 |
| Last Price to 52 Week Low | 1.18% |
Valuation Measures |
|
| Trailing PE | 9.63 |
| Industry PE | 26.42 |
| Sector PE | 21.13 |
| 5-Year Average PE | 7.89 |
| Free Cash Flow Ratio | 33.06 |
| Industry Free Cash Flow Ratio | 67.52 |
| Sector Free Cash Flow Ratio | 24.01 |
| Current Ratio Most Recent Quarter | 1.73 |
| Total Cash Per Share | 0.31 |
| Book Value Per Share Most Recent Quarter | 13.05 |
| Price to Book Ratio | 0.88 |
| Industry Price to Book Ratio | 1.80 |
| Sector Price to Book Ratio | 1.81 |
| Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Industry Price to Sales Ratio Twelve Trailing Months | 5.50 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.53 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 28,947,300 |
| Market Capitalization | 296,709,825 |
| Institutional Ownership | 14.06% |
Dividends |
|
| Ex-Dividend Date | 3/31/2026 |
| Previous Dividend Amount | 0.1133 |
| Current Dividend Amount | 0.1133 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.58 |
| Trailing Annual Dividend Yield | 15.41% |
| Forward Annual Dividend Rate | 1.36 |
| Forward Annual Dividend Yield | 13.26% |
| 5-Year Dividend Payments Count | 77 |
| 3-Year Average Dividend Yield | 12.73% |
| 5-Year Average Dividend Yield | 13.48% |
| 1-Year Dividend Growth Rate Percentage | -15.00% |
| 3-Year Dividend Growth Rate Percentage | -7.81% |
| 5-Year Dividend Growth Rate Percentage | 4.98% |
| All-Time Dividend Growth Rate Percentage | 1.64% |
| Dividend Payout Ratio | 144.92% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -60.00% |
| Annual Earnings Growth | 161.47% |
| Reported EPS 12 Trailing Months | 1.09 |
| Reported EPS Past Year | 1.03 |
| Reported EPS Prior Year | 1.64 |
| Net Income Twelve Trailing Months | 30,522,057 |
| Net Income Past Year | 45,844,627 |
| Net Income Prior Year | 17,533,167 |
| Quarterly Revenue Growth YOY | -0.80% |
| 5-Year Revenue Growth | 21.15% |
| Operating Margin Twelve Trailing Months | 70.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 9,024,020 |
| Total Cash Past Year | 20,058,594 |
| Total Cash Prior Year | 26,125,741 |
| Net Cash Position Most Recent Quarter | -623,299,920 |
| Net Cash Position Past Year | -572,952,016 |
| Long Term Debt Past Year | 593,010,610 |
| Long Term Debt Prior Year | 575,834,550 |
| Total Debt Most Recent Quarter | 632,323,940 |
| Equity to Debt Ratio Past Year | 0.38 |
| Equity to Debt Ratio Most Recent Quarter | 0.37 |
| Total Stockholder Equity Past Year | 369,921,940 |
| Total Stockholder Equity Prior Year | 319,939,788 |
| Total Stockholder Equity Most Recent Quarter | 377,730,327 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -65,235,592 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.25 |
| Free Cash Flow Past Year | -28,648,480 |
| Free Cash Flow Prior Year | -17,265,088 |
Options |
|
| Put/Call Ratio | 0.20 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.36 |
| MACD Signal | -0.23 |
| 20-Day Bollinger Lower Band | 10.80 |
| 20-Day Bollinger Middle Band | 12.05 |
| 20-Day Bollinger Upper Band | 13.31 |
| Beta | 0.64 |
| RSI | 21.46 |
| 50-Day SMA | 12.56 |
| 150-Day SMA | 11.57 |
| 200-Day SMA | 10.95 |
System |
|
| Modified | 2/21/2026 7:14:58 AM EST |