Stock Scorecard
Stock Summary for Charles Schwab Corp (SCHW) - $97.04 as of 12/12/2025 8:20:34 AM EST
Total Score
10 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for SCHW
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SCHW
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SCHW
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SCHW
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SCHW (51 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for SCHW
Financial Details for SCHW
Company Overview |
|
|---|---|
| Ticker | SCHW |
| Company Name | Charles Schwab Corp |
| Country | N/A |
| Description | The Charles Schwab Corporation is a prominent American financial services firm recognized for its extensive platform encompassing banking, electronic trading, and wealth management solutions. Serving both retail and institutional investors, Schwab prioritizes innovation and customer-centric services, offering a diverse suite of financial products such as brokerage accounts, investment advisory, and institutional trading solutions. With a strong focus on cost efficiency and accessibility, Schwab is committed to enhancing its offerings and empowering clients to navigate the evolving landscape of modern finance. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CAPITAL MARKETS |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/20/2026 |
Stock Price History |
|
| Last Day Price | 97.04 |
| Price 4 Years Ago | 79.62 |
| Last Day Price Updated | 12/12/2025 8:20:34 AM EST |
| Last Day Volume | 8,400,482 |
| Average Daily Volume | 8,290,683 |
| 52-Week High | 99.14 |
| 52-Week Low | 65.30 |
| Last Price to 52 Week Low | 48.61% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 27.01 |
| Sector PE | 24.90 |
| 5-Year Average PE | 23.40 |
| Free Cash Flow Ratio | 5.64 |
| Industry Free Cash Flow Ratio | 10.79 |
| Sector Free Cash Flow Ratio | 21.91 |
| Current Ratio Most Recent Quarter | 0.50 |
| Total Cash Per Share | 17.20 |
| Book Value Per Share Most Recent Quarter | 23.86 |
| Price to Book Ratio | 3.93 |
| Industry Price to Book Ratio | 4.42 |
| Sector Price to Book Ratio | 1.94 |
| Price to Sales Ratio Twelve Trailing Months | 7.47 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.83 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.67 |
| Analyst Buy Ratings | 11 |
| Analyst Strong Buy Ratings | 8 |
Share Statistics |
|
| Total Shares Outstanding | 1,776,937,000 |
| Market Capitalization | 172,433,966,480 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/14/2025 |
| Previous Dividend Amount | 0.2700 |
| Current Dividend Amount | 0.2700 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.08 |
| Trailing Annual Dividend Yield | 1.13% |
| Forward Annual Dividend Rate | 1.08 |
| Forward Annual Dividend Yield | 1.13% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.33% |
| 5-Year Average Dividend Yield | 1.19% |
| 1-Year Dividend Growth Rate Percentage | 8.00% |
| 3-Year Dividend Growth Rate Percentage | 3.92% |
| 5-Year Dividend Growth Rate Percentage | 10.67% |
| All-Time Dividend Growth Rate Percentage | 18.32% |
| Dividend Payout Ratio | 25.29% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 77.50% |
| Annual Earnings Growth | 17.27% |
| Reported EPS 12 Trailing Months | 4.27 |
| Reported EPS Past Year | 3.38 |
| Reported EPS Prior Year | 3.25 |
| Net Income Twelve Trailing Months | 8,233,000,000 |
| Net Income Past Year | 5,942,000,000 |
| Net Income Prior Year | 5,067,000,000 |
| Quarterly Revenue Growth YOY | 26.60% |
| 5-Year Revenue Growth | 17.15% |
| Operating Margin Twelve Trailing Months | 49.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 30,572,000,000 |
| Total Cash Past Year | 42,083,000,000 |
| Total Cash Prior Year | 43,337,000,000 |
| Net Cash Position Most Recent Quarter | 10,409,000,000 |
| Net Cash Position Past Year | 19,697,000,000 |
| Long Term Debt Past Year | 22,386,000,000 |
| Long Term Debt Prior Year | 26,043,000,000 |
| Total Debt Most Recent Quarter | 20,163,000,000 |
| Equity to Debt Ratio Past Year | 0.68 |
| Equity to Debt Ratio Most Recent Quarter | 0.71 |
| Total Stockholder Equity Past Year | 48,375,000,000 |
| Total Stockholder Equity Prior Year | 40,958,000,000 |
| Total Stockholder Equity Most Recent Quarter | 49,384,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -1,397,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.79 |
| Free Cash Flow Past Year | 2,050,000,000 |
| Free Cash Flow Prior Year | 18,887,000,000 |
Options |
|
| Put/Call Ratio | 1.03 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.45 |
| MACD Signal | -0.54 |
| 20-Day Bollinger Lower Band | 91.08 |
| 20-Day Bollinger Middle Band | 94.25 |
| 20-Day Bollinger Upper Band | 97.42 |
| Beta | 0.96 |
| RSI | 54.11 |
| 50-Day SMA | 86.13 |
| 150-Day SMA | 70.89 |
| 200-Day SMA | 71.03 |
System |
|
| Modified | 12/11/2025 7:57:22 AM EST |