Stock Scorecard
Stock Summary for Southside Bancshares Inc (SBSI) - $28.62 as of 6/13/2025 3:54:22 PM EST
Total Score
13 out of 30
Safety Score
53 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for SBSI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SBSI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SBSI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SBSI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SBSI (53 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SBSI
Financial Details for SBSI
Company Overview |
|
|---|---|
| Ticker | SBSI |
| Company Name | Southside Bancshares Inc |
| Country | USA |
| Description | Southside Bancshares, Inc. is the banking holding company for Southside Bank providing a range of financial services to individuals, businesses, municipal entities, and non-profit organizations. The company is headquartered in Tyler, Texas. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 28.62 |
| Price 4 Years Ago | 35.92 |
| Last Day Price Updated | 6/13/2025 3:54:22 PM EST |
| Last Day Volume | 110,269 |
| Average Daily Volume | 102,711 |
| 52-Week High | 36.71 |
| 52-Week Low | 24.17 |
| Last Price to 52 Week Low | 18.41% |
Valuation Measures |
|
| Trailing PE | 9.83 |
| Industry PE | 19.26 |
| Sector PE | 20.79 |
| 5-Year Average PE | 16.51 |
| Free Cash Flow Ratio | 2.18 |
| Industry Free Cash Flow Ratio | 5.20 |
| Sector Free Cash Flow Ratio | 12.47 |
| Current Ratio Most Recent Quarter | 6.03 |
| Total Cash Per Share | 13.13 |
| Book Value Per Share Most Recent Quarter | 26.85 |
| Price to Book Ratio | 1.06 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.04 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.15 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 30,214,000 |
| Market Capitalization | 864,724,680 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/22/2025 |
| Previous Dividend Amount | 0.3600 |
| Current Dividend Amount | 0.3600 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.44 |
| Trailing Annual Dividend Yield | 5.03% |
| Forward Annual Dividend Rate | 1.44 |
| Forward Annual Dividend Yield | 5.03% |
| 5-Year Dividend Payments Count | 24 |
| 3-Year Average Dividend Yield | 4.65% |
| 5-Year Average Dividend Yield | 4.33% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 2.39% |
| All-Time Dividend Growth Rate Percentage | 12.61% |
| Dividend Payout Ratio | 50.53% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -0.40% |
| Annual Earnings Growth | 2.08% |
| Reported EPS 12 Trailing Months | 2.85 |
| Reported EPS Past Year | 0.69 |
| Reported EPS Prior Year | 2.89 |
| Net Income Twelve Trailing Months | 88,490,000 |
| Net Income Past Year | 88,494,000 |
| Net Income Prior Year | 86,692,000 |
| Quarterly Revenue Growth YOY | 0.50% |
| 5-Year Revenue Growth | 4.07% |
| Operating Margin Twelve Trailing Months | 43.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 396,723,000 |
| Total Cash Past Year | 373,354,000 |
| Total Cash Prior Year | 513,740,000 |
| Net Cash Position Most Recent Quarter | -367,600,000 |
| Net Cash Position Past Year | -510,871,000 |
| Long Term Debt Past Year | 884,225,000 |
| Long Term Debt Prior Year | 876,615,000 |
| Total Debt Most Recent Quarter | 764,323,000 |
| Equity to Debt Ratio Past Year | 0.48 |
| Equity to Debt Ratio Most Recent Quarter | 0.52 |
| Total Stockholder Equity Past Year | 811,942,000 |
| Total Stockholder Equity Prior Year | 773,288,000 |
| Total Stockholder Equity Most Recent Quarter | 816,623,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 55,916,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.85 |
| Free Cash Flow Past Year | 90,687,000 |
| Free Cash Flow Prior Year | 72,960,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.07 |
| MACD Signal | 0.03 |
| 20-Day Bollinger Lower Band | 26.24 |
| 20-Day Bollinger Middle Band | 28.76 |
| 20-Day Bollinger Upper Band | 31.28 |
| Beta | 0.64 |
| RSI | 52.39 |
| 50-Day SMA | 30.52 |
| 150-Day SMA | 29.42 |
| 200-Day SMA | 30.68 |
System |
|
| Modified | 6/14/2025 9:41:37 AM EST |