Stock Scorecard
Stock Summary for Saratoga Investment Corp (SAR) - $22.67 as of 4/29/2026 8:21:03 PM EST
Total Score
18 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for SAR
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SAR
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SAR
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SAR
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SAR (58 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SAR
Financial Details for SAR
Company Overview |
|
|---|---|
| Ticker | SAR |
| Company Name | Saratoga Investment Corp |
| Country | USA |
| Description | Saratoga Investment Corp (SAR) is a publicly traded business development company focused on delivering flexible debt and equity capital to middle-market companies across diverse sectors such as healthcare, technology, and consumer products. The firm employs a disciplined investment strategy characterized by extensive due diligence and strong risk management, prioritizing capital preservation alongside the enhancement of shareholder returns. With its proactive approach to portfolio management and a track record of reliable dividend distributions, Saratoga presents an appealing opportunity for institutional investors seeking to diversify within the alternative asset landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | ASSET MANAGEMENT |
| Most Recent Quarter | 11/30/2025 |
| Next Earnings Date | 5/5/2026 |
Stock Price History |
|
| Last Day Price | 22.67 |
| Price 4 Years Ago | 16.66 |
| Last Day Price Updated | 4/29/2026 8:21:03 PM EST |
| Last Day Volume | 47,908 |
| Average Daily Volume | 112,187 |
| 52-Week High | 23.60 |
| 52-Week Low | 19.80 |
| Last Price to 52 Week Low | 14.49% |
Valuation Measures |
|
| Trailing PE | 9.44 |
| Industry PE | 28.48 |
| Sector PE | 42.73 |
| 5-Year Average PE | 10.82 |
| Free Cash Flow Ratio | 7.04 |
| Industry Free Cash Flow Ratio | 56.66 |
| Sector Free Cash Flow Ratio | 20.34 |
| Current Ratio Most Recent Quarter | 9.12 |
| Total Cash Per Share | 3.22 |
| Book Value Per Share Most Recent Quarter | 25.59 |
| Price to Book Ratio | 0.88 |
| Industry Price to Book Ratio | 1.84 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 2.94 |
| Industry Price to Sales Ratio Twelve Trailing Months | 20.65 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.58 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 16,224,200 |
| Market Capitalization | 367,802,614 |
| Institutional Ownership | 12.98% |
Dividends |
|
| Ex-Dividend Date | 5/5/2026 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 3.00 |
| Trailing Annual Dividend Yield | 13.39% |
| Forward Annual Dividend Rate | 3.00 |
| Forward Annual Dividend Yield | 13.39% |
| 5-Year Dividend Payments Count | 33 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 123.97% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 16.30% |
| Annual Earnings Growth | 214.38% |
| Reported EPS 12 Trailing Months | 2.42 |
| Reported EPS Past Year | 2.11 |
| Reported EPS Prior Year | 3.38 |
| Net Income Twelve Trailing Months | 38,540,620 |
| Net Income Past Year | 28,086,257 |
| Net Income Prior Year | 8,933,825 |
| Quarterly Revenue Growth YOY | -11.80% |
| 5-Year Revenue Growth | 8.16% |
| Operating Margin Twelve Trailing Months | 67.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 52,298,401 |
| Total Cash Past Year | 148,218,491 |
| Total Cash Prior Year | 40,507,124 |
| Net Cash Position Most Recent Quarter | -722,157,849 |
| Net Cash Position Past Year | -645,944,359 |
| Long Term Debt Past Year | 794,162,850 |
| Long Term Debt Prior Year | 820,939,260 |
| Total Debt Most Recent Quarter | 774,456,250 |
| Equity to Debt Ratio Past Year | 0.33 |
| Equity to Debt Ratio Most Recent Quarter | 0.35 |
| Total Stockholder Equity Past Year | 392,665,468 |
| Total Stockholder Equity Prior Year | 370,224,108 |
| Total Stockholder Equity Most Recent Quarter | 413,206,912 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 22,918,735 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.41 |
| Free Cash Flow Past Year | 197,538,505 |
| Free Cash Flow Prior Year | -157,206,679 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 21.20 |
| 20-Day Bollinger Middle Band | 22.37 |
| 20-Day Bollinger Upper Band | 23.53 |
| Beta | 0.60 |
| RSI | 49.48 |
| 50-Day SMA | 22.09 |
| 150-Day SMA | 19.81 |
| 200-Day SMA | 18.90 |
System |
|
| Modified | 4/29/2026 6:48:01 AM EST |