Stock Scorecard
Stock Summary for Safety Insurance Group Inc (SAFT) - $70.53 as of 6/22/2026 9:12:37 AM EST
Total Score
22 out of 30
Safety Score
49 out of 100
Currently on the following lists
Dividend Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for SAFT
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SAFT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SAFT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for SAFT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for SAFT (49 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for SAFT
Financial Details for SAFT
Company Overview |
|
|---|---|
| Ticker | SAFT |
| Company Name | Safety Insurance Group Inc |
| Country | USA |
| Description | Safety Insurance Group, Inc. offers private passenger and commercial auto and homeowners insurance in the United States. The company is headquartered in Boston, Massachusetts. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/5/2026 |
Stock Price History |
|
| Last Day Price | 70.53 |
| Price 4 Years Ago | 71.52 |
| Last Day Price Updated | 6/22/2026 9:12:37 AM EST |
| Last Day Volume | 254,389 |
| Average Daily Volume | 111,770 |
| 52-Week High | 79.47 |
| 52-Week Low | 64.59 |
| Last Price to 52 Week Low | 9.20% |
Valuation Measures |
|
| Trailing PE | 16.67 |
| Industry PE | 13.25 |
| Sector PE | 18.11 |
| 5-Year Average PE | 10.87 |
| Free Cash Flow Ratio | 18.91 |
| Industry Free Cash Flow Ratio | 32.53 |
| Sector Free Cash Flow Ratio | 26.31 |
| Current Ratio Most Recent Quarter | 116.32 |
| Total Cash Per Share | 3.73 |
| Book Value Per Share Most Recent Quarter | 58.28 |
| Price to Book Ratio | 1.21 |
| Industry Price to Book Ratio | 1.60 |
| Sector Price to Book Ratio | 1.85 |
| Price to Sales Ratio Twelve Trailing Months | 0.81 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.28 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.12 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 14,683,400 |
| Market Capitalization | 1,035,620,202 |
| Institutional Ownership | 88.10% |
Dividends |
|
| Ex-Dividend Date | 6/1/2026 |
| Previous Dividend Amount | 0.9200 |
| Current Dividend Amount | 0.9200 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 3.68 |
| Trailing Annual Dividend Yield | 5.22% |
| Forward Annual Dividend Rate | 3.68 |
| Forward Annual Dividend Yield | 5.22% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.79% |
| 5-Year Average Dividend Yield | 4.96% |
| 1-Year Dividend Growth Rate Percentage | 1.10% |
| 3-Year Dividend Growth Rate Percentage | 0.55% |
| 5-Year Dividend Growth Rate Percentage | 0.55% |
| All-Time Dividend Growth Rate Percentage | 11.38% |
| Dividend Payout Ratio | 87.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 153.20% |
| Annual Earnings Growth | 40.32% |
| Reported EPS 12 Trailing Months | 4.23 |
| Reported EPS Past Year | -0.99 |
| Reported EPS Prior Year | 6.42 |
| Net Income Twelve Trailing Months | 63,036,000 |
| Net Income Past Year | 99,255,000 |
| Net Income Prior Year | 70,734,000 |
| Quarterly Revenue Growth YOY | 4.40% |
| 5-Year Revenue Growth | 8.33% |
| Operating Margin Twelve Trailing Months | -5.48% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 54,831,000 |
| Total Cash Past Year | 73,901,000 |
| Total Cash Prior Year | 58,974,000 |
| Net Cash Position Most Recent Quarter | 24,831,000 |
| Net Cash Position Past Year | 43,901,000 |
| Long Term Debt Past Year | 30,000,000 |
| Long Term Debt Prior Year | 35,000,000 |
| Total Debt Most Recent Quarter | 30,000,000 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 0.97 |
| Total Stockholder Equity Past Year | 892,311,000 |
| Total Stockholder Equity Prior Year | 828,464,000 |
| Total Stockholder Equity Most Recent Quarter | 855,750,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 170,273,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 11.60 |
| Free Cash Flow Past Year | 191,990,000 |
| Free Cash Flow Prior Year | 124,322,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.01 |
| MACD Signal | -0.83 |
| 20-Day Bollinger Lower Band | 67.86 |
| 20-Day Bollinger Middle Band | 73.41 |
| 20-Day Bollinger Upper Band | 78.96 |
| Beta | 0.23 |
| RSI | 34.94 |
| 50-Day SMA | 72.09 |
| 150-Day SMA | 71.61 |
| 200-Day SMA | 70.91 |
System |
|
| Modified | 6/20/2026 7:27:02 AM EST |