Stock Scorecard
Stock Summary for Royal Bank Of Canada (RY) - $173.11 as of 1/5/2026 9:01:24 PM EST
Total Score
13 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for RY
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RY (58 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for RY
Financial Details for RY
Company Overview |
|
|---|---|
| Ticker | RY |
| Company Name | Royal Bank Of Canada |
| Country | N/A |
| Description | Royal Bank of Canada (RY) is a preeminent financial institution and one of North America's largest banks, offering a comprehensive suite of services that includes personal and commercial banking, wealth management, insurance, and capital markets. Headquartered in Toronto, RBC maintains a robust international footprint across more than 15 countries, serving millions of clients worldwide. With a strong commitment to innovation and sustainability, the bank not only aims to enhance shareholder value but also seeks to drive positive community impact, reinforcing its position as a leader in the global financial landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - DIVERSIFIED |
| Most Recent Quarter | 10/31/2025 |
| Next Earnings Date | 2/26/2026 |
Stock Price History |
|
| Last Day Price | 173.11 |
| Price 4 Years Ago | 83.50 |
| Last Day Price Updated | 1/5/2026 9:01:24 PM EST |
| Last Day Volume | 969,668 |
| Average Daily Volume | 965,221 |
| 52-Week High | 172.38 |
| 52-Week Low | 103.51 |
| Last Price to 52 Week Low | 67.24% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.77 |
| Sector PE | 25.11 |
| 5-Year Average PE | 8.37 |
| Free Cash Flow Ratio | 2.77 |
| Industry Free Cash Flow Ratio | 1.09 |
| Sector Free Cash Flow Ratio | 36.45 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 62.41 |
| Book Value Per Share Most Recent Quarter | 66.44 |
| Price to Book Ratio | 2.58 |
| Industry Price to Book Ratio | 1.61 |
| Sector Price to Book Ratio | 1.95 |
| Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.33 |
| Analyst Buy Ratings | 7 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 1,400,212,000 |
| Market Capitalization | 242,390,699,320 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 1/26/2026 |
| Previous Dividend Amount | 1.5400 |
| Current Dividend Amount | 1.6400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 6.04 |
| Trailing Annual Dividend Yield | 3.54% |
| Forward Annual Dividend Rate | 6.56 |
| Forward Annual Dividend Yield | 3.85% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.54% |
| 5-Year Average Dividend Yield | 4.99% |
| 1-Year Dividend Growth Rate Percentage | 8.61% |
| 3-Year Dividend Growth Rate Percentage | 4.22% |
| 5-Year Dividend Growth Rate Percentage | 7.24% |
| All-Time Dividend Growth Rate Percentage | 8.37% |
| Dividend Payout Ratio | 58.64% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 29.20% |
| Annual Earnings Growth | 25.46% |
| Reported EPS 12 Trailing Months | 10.30 |
| Reported EPS Past Year | 14.34 |
| Reported EPS Prior Year | 11.94 |
| Net Income Twelve Trailing Months | 20,362,000,000 |
| Net Income Past Year | 20,362,000,000 |
| Net Income Prior Year | 16,230,000,000 |
| Quarterly Revenue Growth YOY | 13.80% |
| 5-Year Revenue Growth | 17.57% |
| Operating Margin Twelve Trailing Months | 44.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 87,388,000,000 |
| Total Cash Past Year | 87,388,000,000 |
| Total Cash Prior Year | 122,743,000,000 |
| Net Cash Position Most Recent Quarter | 74,868,000,000 |
| Net Cash Position Past Year | -266,421,000,000 |
| Long Term Debt Past Year | 353,809,000,000 |
| Long Term Debt Prior Year | 334,221,000,000 |
| Total Debt Most Recent Quarter | 12,520,000,000 |
| Equity to Debt Ratio Past Year | 0.28 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 139,092,000,000 |
| Total Stockholder Equity Prior Year | 127,089,000,000 |
| Total Stockholder Equity Most Recent Quarter | 139,092,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 52,977,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 37.83 |
| Free Cash Flow Past Year | 52,977,000,000 |
| Free Cash Flow Prior Year | 20,859,000,000 |
Options |
|
| Put/Call Ratio | 0.28 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 4.94 |
| MACD Signal | 4.97 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.01 |
| RSI | 77.63 |
| 50-Day SMA | 131.62 |
| 150-Day SMA | 107.85 |
| 200-Day SMA | 102.61 |
System |
|
| Modified | 1/3/2026 7:18:11 AM EST |