Stock Scorecard
Stock Summary for Riverview Bancorp Inc (RVSB) - $5.15 as of 11/20/2024 8:40:06 PM EST
Total Score
10 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for RVSB
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RVSB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RVSB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RVSB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RVSB (46 out of 90)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 2 |
Latest News for for RVSB
Financial Details for RVSB
Company Overview |
|
|---|---|
| Ticker | RVSB |
| Company Name | Riverview Bancorp Inc |
| Country | USA |
| Description | Riverview Bancorp, Inc. is the holding company of Riverview Community Bank providing commercial banking services to small and medium-sized businesses, professionals and individuals who build wealth. The company is headquartered in Vancouver, Washington. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/23/2025 |
Stock Price History |
|
| Last Day Price | 5.15 |
| Price 4 Years Ago | 4.58 |
| Last Day Price Updated | 11/20/2024 8:40:06 PM EST |
| Last Day Volume | 61,046 |
| Average Daily Volume | 20,924 |
| 52-Week High | 6.36 |
| 52-Week Low | 3.27 |
| Last Price to 52 Week Low | 57.49% |
Valuation Measures |
|
| Trailing PE | 97.40 |
| Industry PE | 23.11 |
| Sector PE | 21.40 |
| 5-Year Average PE | 18.17 |
| Free Cash Flow Ratio | 3.50 |
| Industry Free Cash Flow Ratio | 2.90 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 0.05 |
| Total Cash Per Share | 1.47 |
| Book Value Per Share Most Recent Quarter | 7.62 |
| Price to Book Ratio | 0.64 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 2.22 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 21,068,600 |
| Market Capitalization | 108,503,290 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 10/7/2024 |
| Last Dividend Amount | 0.02 |
| Current Dividend Amount | 0.02 |
| Total Years Dividend Increasing | 8 |
| Trailing Annual Dividend Rate | 0.16 |
| Trailing Annual Dividend Yield | 3.11% |
| Forward Annual Dividend Rate | 0.17 |
| Forward Annual Dividend Yield | 3.39% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.14% |
| 5-Year Average Dividend Yield | 3.06% |
| 1-Year Dividend Growth Rate Percentage | 4.35% |
| 3-Year Dividend Growth Rate Percentage | 8.20% |
| 5-Year Dividend Growth Rate Percentage | 9.00% |
| All-Time Dividend Growth Rate Percentage | 14.87% |
| Dividend Payout Ratio | 320.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -40.00% |
| Annual Earnings Growth | -78.98% |
| Reported EPS 12 Trailing Months | 0.05 |
| Reported EPS Past Year | 0.12 |
| Reported EPS Prior Year | 0.18 |
| Net Income Twelve Trailing Months | 1,007,000 |
| Net Income Past Year | 3,799,000 |
| Net Income Prior Year | 18,069,000 |
| Quarterly Revenue Growth YOY | -4.30% |
| 5-Year Revenue Growth | -3.22% |
| Operating Margin Twelve Trailing Months | 0.17 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 30,960,000 |
| Total Cash Past Year | 23,642,000 |
| Total Cash Prior Year | 22,044,000 |
| Net Cash Position Most Recent Quarter | -126,228,000 |
| Net Cash Position Past Year | -119,502,000 |
| Long Term Debt Past Year | 143,144,000 |
| Long Term Debt Prior Year | 178,508,000 |
| Total Debt Most Recent Quarter | 157,188,000 |
| Equity to Debt Ratio Past Year | 0.52 |
| Equity to Debt Ratio Most Recent Quarter | 0.51 |
| Total Stockholder Equity Past Year | 155,588,000 |
| Total Stockholder Equity Prior Year | 155,239,000 |
| Total Stockholder Equity Most Recent Quarter | 160,774,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 3,953,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.19 |
| Free Cash Flow Past Year | 7,142,000 |
| Free Cash Flow Prior Year | 8,611,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.06 |
| MACD Signal | 0.04 |
| 20-Day Bollinger Lower Band | 4.05 |
| 20-Day Bollinger Middle Band | 4.55 |
| 20-Day Bollinger Upper Band | 5.06 |
| Beta | 0.76 |
| RSI | 58.75 |
| 50-Day SMA | 4.73 |
| 150-Day SMA | 5.61 |
| 200-Day SMA | 5.78 |
System |
|
| Modified | 11/19/2024 11:56:09 AM EST |