Stock Scorecard
Stock Summary for Riverview Bancorp Inc (RVSB) - $5.15 as of 11/19/2025 9:23:07 PM EST
Total Score
13 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for RVSB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RVSB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RVSB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RVSB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RVSB (42 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 7 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RVSB
Financial Details for RVSB
Company Overview |
|
|---|---|
| Ticker | RVSB |
| Company Name | Riverview Bancorp Inc |
| Country | USA |
| Description | Riverview Bancorp, Inc. serves as the parent company of Riverview Community Bank, offering an extensive range of commercial banking services primarily designed for small to medium-sized businesses, professionals, and individual clients dedicated to wealth accumulation. Headquartered in Vancouver, Washington, the company is committed to personalized banking solutions and strong community involvement, establishing itself as a dependable financial institution in the Pacific Northwest. By prioritizing sustainable growth and customer-centric offerings, Riverview Bancorp aims to strengthen its market position and deliver enduring value to its investors and stakeholders. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 5.15 |
| Price 4 Years Ago | 6.81 |
| Last Day Price Updated | 11/19/2025 9:23:07 PM EST |
| Last Day Volume | 50,749 |
| Average Daily Volume | 49,656 |
| 52-Week High | 6.54 |
| 52-Week Low | 4.72 |
| Last Price to 52 Week Low | 9.11% |
Valuation Measures |
|
| Trailing PE | 23.00 |
| Industry PE | 16.96 |
| Sector PE | 23.10 |
| 5-Year Average PE | 22.18 |
| Free Cash Flow Ratio | 3.26 |
| Industry Free Cash Flow Ratio | 7.98 |
| Sector Free Cash Flow Ratio | 42.95 |
| Current Ratio Most Recent Quarter | 0.04 |
| Total Cash Per Share | 1.58 |
| Book Value Per Share Most Recent Quarter | 7.81 |
| Price to Book Ratio | 0.67 |
| Industry Price to Book Ratio | 1.08 |
| Sector Price to Book Ratio | 1.95 |
| Price to Sales Ratio Twelve Trailing Months | 1.99 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.95 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.71 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 20,750,400 |
| Market Capitalization | 106,864,560 |
| Institutional Ownership | 73.66% |
Dividends |
|
| Ex-Dividend Date | 10/9/2025 |
| Previous Dividend Amount | 0.0200 |
| Current Dividend Amount | 0.0200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.08 |
| Trailing Annual Dividend Yield | 1.51% |
| Forward Annual Dividend Rate | 0.08 |
| Forward Annual Dividend Yield | 1.51% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.38% |
| 5-Year Average Dividend Yield | 3.26% |
| 1-Year Dividend Growth Rate Percentage | -50.00% |
| 3-Year Dividend Growth Rate Percentage | -42.26% |
| 5-Year Dividend Growth Rate Percentage | -20.96% |
| All-Time Dividend Growth Rate Percentage | -1.54% |
| Dividend Payout Ratio | 36.36% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -28.60% |
| Annual Earnings Growth | 29.06% |
| Reported EPS 12 Trailing Months | 0.22 |
| Reported EPS Past Year | 0.11 |
| Reported EPS Prior Year | 0.23 |
| Net Income Twelve Trailing Months | 4,704,000 |
| Net Income Past Year | 4,903,000 |
| Net Income Prior Year | 3,799,000 |
| Quarterly Revenue Growth YOY | 11.80% |
| 5-Year Revenue Growth | 3.10% |
| Operating Margin Twelve Trailing Months | 11.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 32,809,000 |
| Total Cash Past Year | 29,414,000 |
| Total Cash Prior Year | 23,642,000 |
| Net Cash Position Most Recent Quarter | -46,626,000 |
| Net Cash Position Past Year | -74,077,000 |
| Long Term Debt Past Year | 103,491,000 |
| Long Term Debt Prior Year | 115,308,000 |
| Total Debt Most Recent Quarter | 79,435,000 |
| Equity to Debt Ratio Past Year | 0.61 |
| Equity to Debt Ratio Most Recent Quarter | 0.67 |
| Total Stockholder Equity Past Year | 160,014,000 |
| Total Stockholder Equity Prior Year | 155,588,000 |
| Total Stockholder Equity Most Recent Quarter | 163,537,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 17,263,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.83 |
| Free Cash Flow Past Year | 5,557,000 |
| Free Cash Flow Prior Year | 7,142,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.03 |
| MACD Signal | 0.05 |
| 20-Day Bollinger Lower Band | 4.73 |
| 20-Day Bollinger Middle Band | 5.17 |
| 20-Day Bollinger Upper Band | 5.60 |
| Beta | 0.60 |
| RSI | 41.40 |
| 50-Day SMA | 5.41 |
| 150-Day SMA | 5.16 |
| 200-Day SMA | 5.48 |
System |
|
| Modified | 11/18/2025 8:35:36 PM EST |