Stock Scorecard
Stock Summary for Repay Holdings Corporation - Class A (RPAY) - $2.78 as of 3/23/2026 8:51:15 PM EST
Total Score
7 out of 30
Safety Score
31 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for RPAY
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RPAY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RPAY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RPAY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RPAY (31 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RPAY
Financial Details for RPAY
Company Overview |
|
|---|---|
| Ticker | RPAY |
| Company Name | Repay Holdings Corporation - Class A |
| Country | USA |
| Description | Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company is headquartered in Atlanta, Georgia. |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - INFRASTRUCTURE |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 5/13/2026 |
Stock Price History |
|
| Last Day Price | 2.78 |
| Price 4 Years Ago | 8.05 |
| Last Day Price Updated | 3/23/2026 8:51:15 PM EST |
| Last Day Volume | 1,171,884 |
| Average Daily Volume | 1,385,855 |
| 52-Week High | 6.05 |
| 52-Week Low | 2.56 |
| Last Price to 52 Week Low | 8.59% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 76.38 |
| Sector PE | 80.64 |
| 5-Year Average PE | 9.07 |
| Free Cash Flow Ratio | 1.97 |
| Industry Free Cash Flow Ratio | 11.73 |
| Sector Free Cash Flow Ratio | 26.31 |
| Current Ratio Most Recent Quarter | 0.82 |
| Total Cash Per Share | 1.41 |
| Book Value Per Share Most Recent Quarter | 5.92 |
| Price to Book Ratio | 0.45 |
| Industry Price to Book Ratio | 13.45 |
| Sector Price to Book Ratio | 9.68 |
| Price to Sales Ratio Twelve Trailing Months | 0.73 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.32 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.42 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 82,170,000 |
| Market Capitalization | 228,432,600 |
| Institutional Ownership | 109.42% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | -2,427.81% |
| Reported EPS 12 Trailing Months | -3.00 |
| Reported EPS Past Year | -0.82 |
| Reported EPS Prior Year | 0.92 |
| Net Income Twelve Trailing Months | -256,724,000 |
| Net Income Past Year | -256,724,000 |
| Net Income Prior Year | -10,156,000 |
| Quarterly Revenue Growth YOY | 0.40% |
| 5-Year Revenue Growth | 14.81% |
| Operating Margin Twelve Trailing Months | -5.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 115,692,000 |
| Total Cash Past Year | 115,692,000 |
| Total Cash Prior Year | 189,530,000 |
| Net Cash Position Most Recent Quarter | -163,844,000 |
| Net Cash Position Past Year | -381,086,000 |
| Long Term Debt Past Year | 496,778,000 |
| Long Term Debt Prior Year | 496,778,000 |
| Total Debt Most Recent Quarter | 279,536,000 |
| Equity to Debt Ratio Past Year | 0.49 |
| Equity to Debt Ratio Most Recent Quarter | 0.63 |
| Total Stockholder Equity Past Year | 484,431,000 |
| Total Stockholder Equity Prior Year | 761,272,000 |
| Total Stockholder Equity Most Recent Quarter | 484,431,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 80,292,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.98 |
| Free Cash Flow Past Year | 90,826,000 |
| Free Cash Flow Prior Year | 105,237,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.13 |
| MACD Signal | -0.14 |
| 20-Day Bollinger Lower Band | 2.63 |
| 20-Day Bollinger Middle Band | 3.35 |
| 20-Day Bollinger Upper Band | 4.07 |
| Beta | 1.62 |
| RSI | 42.32 |
| 50-Day SMA | 4.33 |
| 150-Day SMA | 6.90 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 3/21/2026 6:49:18 AM EST |