Stock Scorecard
Stock Summary for Renasant Corp (RNST) - $39.30 as of 8/22/2025 8:35:02 PM EST
Total Score
16 out of 30
Safety Score
70 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for RNST
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RNST
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RNST
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RNST
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RNST (70 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RNST
Financial Details for RNST
Company Overview |
|
|---|---|
| Ticker | RNST |
| Company Name | Renasant Corp |
| Country | USA |
| Description | Renasant Corporation is a bank holding company for Renasant Bank, providing a variety of financial, wealth management, trust and insurance services to retail and commercial clients. The company is headquartered in Tupelo, Mississippi. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/20/2025 |
Stock Price History |
|
| Last Day Price | 39.30 |
| Price 4 Years Ago | 34.47 |
| Last Day Price Updated | 8/22/2025 8:35:02 PM EST |
| Last Day Volume | 794,758 |
| Average Daily Volume | 589,870 |
| 52-Week High | 39.41 |
| 52-Week Low | 26.80 |
| Last Price to 52 Week Low | 46.64% |
Valuation Measures |
|
| Trailing PE | 15.53 |
| Industry PE | 16.95 |
| Sector PE | 21.25 |
| 5-Year Average PE | 14.58 |
| Free Cash Flow Ratio | 2.71 |
| Industry Free Cash Flow Ratio | 7.68 |
| Sector Free Cash Flow Ratio | 14.57 |
| Current Ratio Most Recent Quarter | 0.15 |
| Total Cash Per Share | 14.51 |
| Book Value Per Share Most Recent Quarter | 39.77 |
| Price to Book Ratio | 0.95 |
| Industry Price to Book Ratio | 1.10 |
| Sector Price to Book Ratio | 2.18 |
| Price to Sales Ratio Twelve Trailing Months | 4.85 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.19 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 95,019,000 |
| Market Capitalization | 3,734,246,700 |
| Institutional Ownership | 88.10% |
Dividends |
|
| Ex-Dividend Date | 9/16/2025 |
| Previous Dividend Amount | 0.2200 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.88 |
| Trailing Annual Dividend Yield | 2.35% |
| Forward Annual Dividend Rate | 0.88 |
| Forward Annual Dividend Yield | 2.35% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 2.49% |
| 5-Year Average Dividend Yield | 2.57% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 5.38% |
| Dividend Payout Ratio | 36.36% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -98.50% |
| Annual Earnings Growth | 35.10% |
| Reported EPS 12 Trailing Months | 2.42 |
| Reported EPS Past Year | 1.35 |
| Reported EPS Prior Year | 2.77 |
| Net Income Twelve Trailing Months | 159,738,000 |
| Net Income Past Year | 195,457,000 |
| Net Income Prior Year | 144,678,000 |
| Quarterly Revenue Growth YOY | 15.80% |
| 5-Year Revenue Growth | 8.33% |
| Operating Margin Twelve Trailing Months | 17.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,378,612,000 |
| Total Cash Past Year | 1,092,032,000 |
| Total Cash Prior Year | 801,351,000 |
| Net Cash Position Most Recent Quarter | 821,637,000 |
| Net Cash Position Past Year | 661,418,000 |
| Long Term Debt Past Year | 430,614,000 |
| Long Term Debt Prior Year | 429,400,000 |
| Total Debt Most Recent Quarter | 556,975,000 |
| Equity to Debt Ratio Past Year | 0.86 |
| Equity to Debt Ratio Most Recent Quarter | 0.87 |
| Total Stockholder Equity Past Year | 2,678,318,000 |
| Total Stockholder Equity Prior Year | 2,297,383,000 |
| Total Stockholder Equity Most Recent Quarter | 3,778,854,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 120,440,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.27 |
| Free Cash Flow Past Year | 115,781,000 |
| Free Cash Flow Prior Year | 126,919,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.14 |
| MACD Signal | 0.05 |
| 20-Day Bollinger Lower Band | 28.99 |
| 20-Day Bollinger Middle Band | 34.90 |
| 20-Day Bollinger Upper Band | 40.80 |
| Beta | 0.96 |
| RSI | 52.10 |
| 50-Day SMA | 34.73 |
| 150-Day SMA | 31.47 |
| 200-Day SMA | 31.40 |
System |
|
| Modified | 8/21/2025 9:46:10 AM EST |