Stock Scorecard
Stock Summary for Renasant Corp (RNST) - $33.72 as of 3/28/2025 8:53:42 PM EST
Total Score
18 out of 30
Safety Score
66 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for RNST
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RNST
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RNST
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RNST
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RNST (66 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RNST
Financial Details for RNST
Company Overview |
|
|---|---|
| Ticker | RNST |
| Company Name | Renasant Corp |
| Country | USA |
| Description | Renasant Corporation is a bank holding company for Renasant Bank, providing a variety of financial, wealth management, trust and insurance services to retail and commercial clients. The company is headquartered in Tupelo, Mississippi. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/21/2025 |
Stock Price History |
|
| Last Day Price | 33.72 |
| Price 4 Years Ago | 34.69 |
| Last Day Price Updated | 3/28/2025 8:53:42 PM EST |
| Last Day Volume | 1,125,232 |
| Average Daily Volume | 652,103 |
| 52-Week High | 39.38 |
| 52-Week Low | 27.24 |
| Last Price to 52 Week Low | 23.79% |
Valuation Measures |
|
| Trailing PE | 10.85 |
| Industry PE | 15.33 |
| Sector PE | 18.76 |
| 5-Year Average PE | 12.68 |
| Free Cash Flow Ratio | 1.68 |
| Industry Free Cash Flow Ratio | 3.71 |
| Sector Free Cash Flow Ratio | 16.64 |
| Current Ratio Most Recent Quarter | 14.41 |
| Total Cash Per Share | 20.02 |
| Book Value Per Share Most Recent Quarter | 42.13 |
| Price to Book Ratio | 0.85 |
| Industry Price to Book Ratio | 1.09 |
| Sector Price to Book Ratio | 2.74 |
| Price to Sales Ratio Twelve Trailing Months | 3.22 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.10 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 63,733,000 |
| Market Capitalization | 2,149,076,760 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/17/2025 |
| Previous Dividend Amount | 0.2200 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.88 |
| Trailing Annual Dividend Yield | 2.46% |
| Forward Annual Dividend Rate | 0.88 |
| Forward Annual Dividend Yield | 2.46% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.48% |
| 5-Year Average Dividend Yield | 2.55% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 5.38% |
| Dividend Payout Ratio | 26.91% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 41.30% |
| Annual Earnings Growth | -12.88% |
| Reported EPS 12 Trailing Months | 3.27 |
| Reported EPS Past Year | 2.77 |
| Reported EPS Prior Year | 3.16 |
| Net Income Twelve Trailing Months | 178,834,000 |
| Net Income Past Year | 144,678,000 |
| Net Income Prior Year | 166,068,000 |
| Quarterly Revenue Growth YOY | 14.40% |
| 5-Year Revenue Growth | 3.85% |
| Operating Margin Twelve Trailing Months | 32.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,275,620,000 |
| Total Cash Past Year | 801,351,000 |
| Total Cash Prior Year | 575,992,000 |
| Net Cash Position Most Recent Quarter | 842,443,000 |
| Net Cash Position Past Year | 371,951,000 |
| Long Term Debt Past Year | 429,400,000 |
| Long Term Debt Prior Year | 428,133,000 |
| Total Debt Most Recent Quarter | 433,177,000 |
| Equity to Debt Ratio Past Year | 0.84 |
| Equity to Debt Ratio Most Recent Quarter | 0.86 |
| Total Stockholder Equity Past Year | 2,297,383,000 |
| Total Stockholder Equity Prior Year | 2,136,016,000 |
| Total Stockholder Equity Most Recent Quarter | 2,658,078,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 122,112,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.92 |
| Free Cash Flow Past Year | 126,919,000 |
| Free Cash Flow Prior Year | 559,207,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.71 |
| MACD Signal | -0.76 |
| 20-Day Bollinger Lower Band | 33.54 |
| 20-Day Bollinger Middle Band | 36.24 |
| 20-Day Bollinger Upper Band | 38.93 |
| Beta | 1.04 |
| RSI | 42.78 |
| 50-Day SMA | 33.17 |
| 150-Day SMA | 30.84 |
| 200-Day SMA | 31.55 |
System |
|
| Modified | 3/28/2025 6:15:46 AM EST |