Stock Scorecard



Stock Summary for Renasant Corp (RNST) - $35.62 as of 5/16/2025 3:42:21 PM EST

Total Score

16 out of 30

Safety Score

70 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for RNST

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for RNST

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for RNST

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for RNST

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for RNST (70 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 7
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 4
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 5
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for RNST

Price Over Earnings Overview: Renasant - Renasant ( NYSE:RNST ) 5/16/2025 9:00:00 PM
How Is The Market Feeling About Renasant? - Renasant ( NYSE:RNST ) 5/5/2025 2:00:00 PM
Chapman Becomes Chief Executive Officer of Renasant - Renasant ( NYSE:RNST ) 5/1/2025 1:15:00 PM
Renasant Corporation Declares Quarterly Dividend 4/24/2025 6:00:00 PM
Renasant Corporation Declares Quarterly Dividend - Renasant ( NYSE:RNST ) 4/24/2025 6:00:00 PM
Renasant ( RNST ) Surpasses Q1 Earnings and Revenue Estimates 4/22/2025 9:40:00 PM
Renasant Corporation Announces Earnings for the First Quarter of 2025 4/22/2025 8:31:00 PM
TowneBank ( TOWN ) Earnings Expected to Grow: What to Know Ahead of Q1 Release 4/16/2025 2:01:00 PM
Analysts Estimate Renasant ( RNST ) to Report a Decline in Earnings: What to Look Out for 4/15/2025 2:00:00 PM
Renasant ( RNST ) Soars 7.9%: Is Further Upside Left in the Stock? 4/10/2025 2:50:00 PM

Financial Details for RNST

Company Overview

Ticker RNST
Company Name Renasant Corp
Country USA
Description Renasant Corporation is a bank holding company for Renasant Bank, providing a variety of financial, wealth management, trust and insurance services to retail and commercial clients. The company is headquartered in Tupelo, Mississippi.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/21/2025

Stock Price History

Last Day Price 35.62
Price 4 Years Ago 34.69
Last Day Price Updated 5/16/2025 3:42:21 PM EST
Last Day Volume 464,320
Average Daily Volume 1,068,860
52-Week High 39.38
52-Week Low 26.97
Last Price to 52 Week Low 32.07%

Valuation Measures

Trailing PE 11.07
Industry PE 19.55
Sector PE 21.04
5-Year Average PE 19.60
Free Cash Flow Ratio 3.10
Industry Free Cash Flow Ratio 6.67
Sector Free Cash Flow Ratio 13.56
Current Ratio Most Recent Quarter 17.80
Total Cash Per Share 11.49
Book Value Per Share Most Recent Quarter 42.78
Price to Book Ratio 1.24
Industry Price to Book Ratio 1.09
Sector Price to Book Ratio 2.09
Price to Sales Ratio Twelve Trailing Months 4.80
Industry Price to Sales Ratio Twelve Trailing Months 3.13
Sector Price to Sales Ratio Twelve Trailing Months 3.22
Analyst Buy Ratings 2
Analyst Strong Buy Ratings 2

Share Statistics

Total Shares Outstanding 95,010,000
Market Capitalization 3,384,256,200
Institutional Ownership N/A

Dividends

Ex-Dividend Date 6/16/2025
Previous Dividend Amount 0.2200
Current Dividend Amount 0.2200
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.88
Trailing Annual Dividend Yield 2.47%
Forward Annual Dividend Rate 0.88
Forward Annual Dividend Yield 2.47%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 2.48%
5-Year Average Dividend Yield 2.55%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 5.38%
Dividend Payout Ratio 27.33%

Income Statement

Quarterly Earnings Growth YOY -7.10%
Annual Earnings Growth 35.10%
Reported EPS 12 Trailing Months 3.24
Reported EPS Past Year 0.66
Reported EPS Prior Year 2.77
Net Income Twelve Trailing Months 197,566,000
Net Income Past Year 195,457,000
Net Income Prior Year 144,678,000
Quarterly Revenue Growth YOY 2.30%
5-Year Revenue Growth 2.11%
Operating Margin Twelve Trailing Months 32.90%

Balance Sheet

Total Cash Most Recent Quarter 1,091,339,000
Total Cash Past Year 198,408,000
Total Cash Prior Year 801,351,000
Net Cash Position Most Recent Quarter 658,030,000
Net Cash Position Past Year -232,206,000
Long Term Debt Past Year 430,614,000
Long Term Debt Prior Year 429,400,000
Total Debt Most Recent Quarter 433,309,000
Equity to Debt Ratio Past Year 0.86
Equity to Debt Ratio Most Recent Quarter 0.86
Total Stockholder Equity Past Year 2,678,318,000
Total Stockholder Equity Prior Year 2,297,383,000
Total Stockholder Equity Most Recent Quarter 2,727,105,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 152,215,000
Free Cash Flow Per Share Twelve Trailing Months 1.60
Free Cash Flow Past Year 115,781,000
Free Cash Flow Prior Year 126,919,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 1.09
MACD Signal 0.56
20-Day Bollinger Lower Band 28.28
20-Day Bollinger Middle Band 34.37
20-Day Bollinger Upper Band 40.45
Beta 0.88
RSI 69.85
50-Day SMA 33.54
150-Day SMA 31.07
200-Day SMA 31.31

System

Modified 5/17/2025 9:29:35 AM EST