Stock Scorecard
Stock Summary for RLI Corp (RLI) - $61.15 as of 10/24/2025 3:55:23 PM EST
Total Score
15 out of 30
Safety Score
62 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for RLI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RLI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RLI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RLI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RLI (62 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RLI
Financial Details for RLI
Company Overview |
|
|---|---|
| Ticker | RLI |
| Company Name | RLI Corp |
| Country | USA |
| Description | RLI Corp. is a leading specialty insurance company headquartered in Peoria, Illinois, renowned for its innovative risk solutions and commitment to underwriting profitability. With a strong focus on niche markets, RLI offers a diverse range of products including property, casualty, and surety insurance, catering to both individual and commercial clients. The company’s disciplined underwriting approach and superior customer service have positioned it as a trusted partner in the insurance industry, ensuring sustained growth and shareholder value. RLI's consistent performance and strategic investments underscore its commitment to delivering long-term value to institutional investors. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/20/2026 |
Stock Price History |
|
| Last Day Price | 61.15 |
| Price 4 Years Ago | 49.63 |
| Last Day Price Updated | 10/24/2025 3:55:23 PM EST |
| Last Day Volume | 631,933 |
| Average Daily Volume | 661,413 |
| 52-Week High | 88.55 |
| 52-Week Low | 59.01 |
| Last Price to 52 Week Low | 3.63% |
Valuation Measures |
|
| Trailing PE | 16.01 |
| Industry PE | 18.64 |
| Sector PE | 22.89 |
| 5-Year Average PE | 16.20 |
| Free Cash Flow Ratio | 107.28 |
| Industry Free Cash Flow Ratio | 58.75 |
| Sector Free Cash Flow Ratio | 30.76 |
| Current Ratio Most Recent Quarter | 1.99 |
| Total Cash Per Share | 0.57 |
| Book Value Per Share Most Recent Quarter | 20.41 |
| Price to Book Ratio | 3.36 |
| Industry Price to Book Ratio | 2.24 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 3.03 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.84 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 91,838,000 |
| Market Capitalization | 5,615,893,700 |
| Institutional Ownership | 84.47% |
Dividends |
|
| Ex-Dividend Date | 8/29/2025 |
| Previous Dividend Amount | 0.1600 |
| Current Dividend Amount | 0.1600 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.47 |
| Trailing Annual Dividend Yield | 4.02% |
| Forward Annual Dividend Rate | 0.64 |
| Forward Annual Dividend Yield | 1.04% |
| 5-Year Dividend Payments Count | 25 |
| 3-Year Average Dividend Yield | 0.70% |
| 5-Year Average Dividend Yield | 0.84% |
| 1-Year Dividend Growth Rate Percentage | 12.28% |
| 3-Year Dividend Growth Rate Percentage | 5.96% |
| 5-Year Dividend Growth Rate Percentage | 6.63% |
| All-Time Dividend Growth Rate Percentage | 9.13% |
| Dividend Payout Ratio | 70.57% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 31.10% |
| Annual Earnings Growth | 13.51% |
| Reported EPS 12 Trailing Months | 3.83 |
| Reported EPS Past Year | 2.59 |
| Reported EPS Prior Year | 4.68 |
| Net Income Twelve Trailing Months | 353,020,000 |
| Net Income Past Year | 345,779,000 |
| Net Income Prior Year | 304,611,000 |
| Quarterly Revenue Growth YOY | 8.40% |
| 5-Year Revenue Growth | 12.02% |
| Operating Margin Twelve Trailing Months | 30.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 52,621,000 |
| Total Cash Past Year | 39,790,000 |
| Total Cash Prior Year | 36,424,000 |
| Net Cash Position Most Recent Quarter | -47,379,000 |
| Net Cash Position Past Year | -60,210,000 |
| Long Term Debt Past Year | 100,000,000 |
| Long Term Debt Prior Year | 100,000,000 |
| Total Debt Most Recent Quarter | 100,000,000 |
| Equity to Debt Ratio Past Year | 0.94 |
| Equity to Debt Ratio Most Recent Quarter | 0.98 |
| Total Stockholder Equity Past Year | 1,521,967,000 |
| Total Stockholder Equity Prior Year | 1,413,514,000 |
| Total Stockholder Equity Most Recent Quarter | 6,247,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 582,904,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 6.35 |
| Free Cash Flow Past Year | 555,509,000 |
| Free Cash Flow Prior Year | 458,344,000 |
Options |
|
| Put/Call Ratio | 1.18 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.25 |
| MACD Signal | -0.97 |
| 20-Day Bollinger Lower Band | 60.23 |
| 20-Day Bollinger Middle Band | 67.12 |
| 20-Day Bollinger Upper Band | 74.01 |
| Beta | 0.56 |
| RSI | 42.61 |
| 50-Day SMA | 73.84 |
| 150-Day SMA | 68.98 |
| 200-Day SMA | 64.30 |
System |
|
| Modified | 10/25/2025 8:28:24 AM EST |