Stock Scorecard
Stock Summary for Chicago Atlantic Real Estate Finance Inc (REFI) - $15.67 as of 1/22/2025 7:59:14 AM EST
Total Score
15 out of 30
Safety Score
53 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for REFI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for REFI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for REFI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for REFI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for REFI (53 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 1 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for REFI
Financial Details for REFI
Company Overview |
|
|---|---|
| Ticker | REFI |
| Company Name | Chicago Atlantic Real Estate Finance Inc |
| Country | USA |
| Description | N/A |
| Sector Name | REAL ESTATE & CONSTRUCTION |
| Industry Name | REAL ESTATE INVESTMENT TRUSTS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 3/10/2025 |
Stock Price History |
|
| Last Day Price | 15.67 |
| Price 4 Years Ago | 0.00 |
| Last Day Price Updated | 1/22/2025 7:59:14 AM EST |
| Last Day Volume | 157,417 |
| Average Daily Volume | 150,036 |
| 52-Week High | 15.75 |
| 52-Week Low | 13.54 |
| Last Price to 52 Week Low | 15.73% |
Valuation Measures |
|
| Trailing PE | 7.83 |
| Industry PE | 60.73 |
| Sector PE | 58.04 |
| 5-Year Average PE | 7.78 |
| Free Cash Flow Ratio | 46.09 |
| Industry Free Cash Flow Ratio | 133.65 |
| Sector Free Cash Flow Ratio | 103.22 |
| Current Ratio Most Recent Quarter | 0.04 |
| Total Cash Per Share | 0.34 |
| Book Value Per Share Most Recent Quarter | 15.05 |
| Price to Book Ratio | 1.04 |
| Industry Price to Book Ratio | 14.13 |
| Sector Price to Book Ratio | 12.51 |
| Price to Sales Ratio Twelve Trailing Months | 5.41 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.32 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.19 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 19,634,500 |
| Market Capitalization | 307,672,615 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/31/2024 |
| Previous Dividend Amount | 0.1800 |
| Current Dividend Amount | 0.4700 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.59 |
| Trailing Annual Dividend Yield | 10.22% |
| Forward Annual Dividend Rate | 1.88 |
| Forward Annual Dividend Yield | 12.08% |
| 5-Year Dividend Payments Count | 16 |
| 3-Year Average Dividend Yield | 11.94% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 1.92% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 93.37% |
| Dividend Payout Ratio | 78.71% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 3.70% |
| Annual Earnings Growth | 19.87% |
| Reported EPS 12 Trailing Months | 2.00 |
| Reported EPS Past Year | 1.49 |
| Reported EPS Prior Year | 2.12 |
| Net Income Twelve Trailing Months | 38,523,235 |
| Net Income Past Year | 38,710,248 |
| Net Income Prior Year | 32,292,477 |
| Quarterly Revenue Growth YOY | 12.10% |
| 5-Year Revenue Growth | -92.87% |
| Operating Margin Twelve Trailing Months | 72.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 6,760,433 |
| Total Cash Past Year | 7,898,040 |
| Total Cash Prior Year | 5,715,827 |
| Net Cash Position Most Recent Quarter | -47,239,567 |
| Net Cash Position Past Year | -58,101,962 |
| Long Term Debt Past Year | 66,000,002 |
| Long Term Debt Prior Year | 665,561,530 |
| Total Debt Most Recent Quarter | 54,000,000 |
| Equity to Debt Ratio Past Year | 0.80 |
| Equity to Debt Ratio Most Recent Quarter | 0.85 |
| Total Stockholder Equity Past Year | 271,853,391 |
| Total Stockholder Equity Prior Year | 264,033,023 |
| Total Stockholder Equity Most Recent Quarter | 295,466,758 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 36,835,529 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.88 |
| Free Cash Flow Past Year | 28,416,458 |
| Free Cash Flow Prior Year | 3,412,158 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.02 |
| 20-Day Bollinger Lower Band | 14.38 |
| 20-Day Bollinger Middle Band | 15.10 |
| 20-Day Bollinger Upper Band | 15.81 |
| Beta | 0.24 |
| RSI | 53.08 |
| 50-Day SMA | 14.59 |
| 150-Day SMA | 12.65 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 1/21/2025 10:53:23 AM EST |