Stock Scorecard
Stock Summary for Ready Capital Corp (RC) - $4.66 as of 7/4/2025 2:01:35 AM EST
Total Score
9 out of 30
Safety Score
34 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for RC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RC (34 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RC
Financial Details for RC
Company Overview |
|
|---|---|
| Ticker | RC |
| Company Name | Ready Capital Corp |
| Country | USA |
| Description | Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York. |
| Sector Name | REAL ESTATE & CONSTRUCTION |
| Industry Name | REAL ESTATE INVESTMENT TRUSTS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 4.66 |
| Price 4 Years Ago | 9.78 |
| Last Day Price Updated | 7/4/2025 2:01:35 AM EST |
| Last Day Volume | 1,463,461 |
| Average Daily Volume | 1,895,791 |
| 52-Week High | 8.43 |
| 52-Week Low | 3.82 |
| Last Price to 52 Week Low | 21.99% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 56.20 |
| Sector PE | 54.61 |
| 5-Year Average PE | 19.34 |
| Free Cash Flow Ratio | 3.85 |
| Industry Free Cash Flow Ratio | 136.07 |
| Sector Free Cash Flow Ratio | 100.50 |
| Current Ratio Most Recent Quarter | 0.31 |
| Total Cash Per Share | 1.21 |
| Book Value Per Share Most Recent Quarter | 10.61 |
| Price to Book Ratio | 0.43 |
| Industry Price to Book Ratio | 14.12 |
| Sector Price to Book Ratio | 12.78 |
| Price to Sales Ratio Twelve Trailing Months | 5.91 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.77 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 170,507,000 |
| Market Capitalization | 794,562,620 |
| Institutional Ownership | 64.15% |
Dividends |
|
| Ex-Dividend Date | 6/30/2025 |
| Previous Dividend Amount | 0.1250 |
| Current Dividend Amount | 0.1250 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.75 |
| Trailing Annual Dividend Yield | 16.30% |
| Forward Annual Dividend Rate | 0.50 |
| Forward Annual Dividend Yield | 10.87% |
| 5-Year Dividend Payments Count | 22 |
| 3-Year Average Dividend Yield | 17.00% |
| 5-Year Average Dividend Yield | 17.72% |
| 1-Year Dividend Growth Rate Percentage | -54.55% |
| 3-Year Dividend Growth Rate Percentage | -32.58% |
| 5-Year Dividend Growth Rate Percentage | -24.76% |
| All-Time Dividend Growth Rate Percentage | -3.18% |
| Dividend Payout Ratio | -48.08% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 305.30% |
| Annual Earnings Growth | -228.37% |
| Reported EPS 12 Trailing Months | -1.61 |
| Reported EPS Past Year | -0.09 |
| Reported EPS Prior Year | 0.05 |
| Net Income Twelve Trailing Months | -281,966,000 |
| Net Income Past Year | -435,755,000 |
| Net Income Prior Year | 339,451,000 |
| Quarterly Revenue Growth YOY | -77.50% |
| 5-Year Revenue Growth | -28.47% |
| Operating Margin Twelve Trailing Months | -44.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 205,933,000 |
| Total Cash Past Year | 143,803,000 |
| Total Cash Prior Year | 138,532,000 |
| Net Cash Position Most Recent Quarter | -4,623,847,000 |
| Net Cash Position Past Year | -5,556,518,000 |
| Long Term Debt Past Year | 5,700,321,000 |
| Long Term Debt Prior Year | 7,085,972,000 |
| Total Debt Most Recent Quarter | 4,829,780,000 |
| Equity to Debt Ratio Past Year | 0.24 |
| Equity to Debt Ratio Most Recent Quarter | 0.29 |
| Total Stockholder Equity Past Year | 1,838,045,000 |
| Total Stockholder Equity Prior Year | 2,548,298,000 |
| Total Stockholder Equity Most Recent Quarter | 1,941,547,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 359,834,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.11 |
| Free Cash Flow Past Year | 274,815,000 |
| Free Cash Flow Prior Year | -874,988,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.03 |
| MACD Signal | 0.01 |
| 20-Day Bollinger Lower Band | 3.29 |
| 20-Day Bollinger Middle Band | 4.86 |
| 20-Day Bollinger Upper Band | 6.43 |
| Beta | 1.51 |
| RSI | 54.77 |
| 50-Day SMA | 6.23 |
| 150-Day SMA | 7.63 |
| 200-Day SMA | 8.10 |
System |
|
| Modified | 7/3/2025 8:59:11 AM EST |