Stock Scorecard
Stock Summary for Ready Capital Corp (RC) - $4.97 as of 3/28/2025 8:50:49 PM EST
Total Score
9 out of 30
Safety Score
49 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for RC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for RC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for RC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for RC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for RC (49 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 10 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for RC
Financial Details for RC
Company Overview |
|
|---|---|
| Ticker | RC |
| Company Name | Ready Capital Corp |
| Country | USA |
| Description | Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York. |
| Sector Name | REAL ESTATE & CONSTRUCTION |
| Industry Name | REAL ESTATE INVESTMENT TRUSTS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/6/2025 |
Stock Price History |
|
| Last Day Price | 4.97 |
| Price 4 Years Ago | 10.31 |
| Last Day Price Updated | 3/28/2025 8:50:49 PM EST |
| Last Day Volume | 4,193,788 |
| Average Daily Volume | 3,494,151 |
| 52-Week High | 8.89 |
| 52-Week Low | 4.74 |
| Last Price to 52 Week Low | 4.85% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 90.59 |
| Sector PE | 69.80 |
| 5-Year Average PE | 31.44 |
| Free Cash Flow Ratio | 5.92 |
| Industry Free Cash Flow Ratio | 159.26 |
| Sector Free Cash Flow Ratio | 108.86 |
| Current Ratio Most Recent Quarter | 3.63 |
| Total Cash Per Share | 0.84 |
| Book Value Per Share Most Recent Quarter | 10.61 |
| Price to Book Ratio | 0.50 |
| Industry Price to Book Ratio | 13.57 |
| Sector Price to Book Ratio | 12.48 |
| Price to Sales Ratio Twelve Trailing Months | 5.91 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.33 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 171,828,000 |
| Market Capitalization | 853,985,160 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/31/2025 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.1250 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.10 |
| Trailing Annual Dividend Yield | 22.00% |
| Forward Annual Dividend Rate | 0.50 |
| Forward Annual Dividend Yield | 10.00% |
| 5-Year Dividend Payments Count | 23 |
| 3-Year Average Dividend Yield | 16.13% |
| 5-Year Average Dividend Yield | 16.81% |
| 1-Year Dividend Growth Rate Percentage | -54.55% |
| 3-Year Dividend Growth Rate Percentage | -32.58% |
| 5-Year Dividend Growth Rate Percentage | -24.76% |
| All-Time Dividend Growth Rate Percentage | -3.18% |
| Dividend Payout Ratio | -43.65% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 305.30% |
| Annual Earnings Growth | -228.37% |
| Reported EPS 12 Trailing Months | -2.52 |
| Reported EPS Past Year | 0.05 |
| Reported EPS Prior Year | 1.19 |
| Net Income Twelve Trailing Months | -435,755,000 |
| Net Income Past Year | -435,755,000 |
| Net Income Prior Year | 339,451,000 |
| Quarterly Revenue Growth YOY | -77.50% |
| 5-Year Revenue Growth | -181.51% |
| Operating Margin Twelve Trailing Months | 115.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 143,803,000 |
| Total Cash Past Year | 143,803,000 |
| Total Cash Prior Year | 138,532,000 |
| Net Cash Position Most Recent Quarter | -1,189,309,000 |
| Net Cash Position Past Year | -1,189,309,000 |
| Long Term Debt Past Year | 1,333,112,000 |
| Long Term Debt Prior Year | 1,110,035,000 |
| Total Debt Most Recent Quarter | 1,333,112,000 |
| Equity to Debt Ratio Past Year | 0.58 |
| Equity to Debt Ratio Most Recent Quarter | 0.58 |
| Total Stockholder Equity Past Year | 1,838,045,000 |
| Total Stockholder Equity Prior Year | 2,539,937,000 |
| Total Stockholder Equity Most Recent Quarter | 1,838,045,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 273,407,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.59 |
| Free Cash Flow Past Year | 273,407,000 |
| Free Cash Flow Prior Year | 38,667,000 |
Options |
|
| Put/Call Ratio | 0.30 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.37 |
| MACD Signal | -0.40 |
| 20-Day Bollinger Lower Band | 5.03 |
| 20-Day Bollinger Middle Band | 6.53 |
| 20-Day Bollinger Upper Band | 8.02 |
| Beta | 1.51 |
| RSI | 32.19 |
| 50-Day SMA | 7.20 |
| 150-Day SMA | 8.22 |
| 200-Day SMA | 8.63 |
System |
|
| Modified | 3/28/2025 5:47:14 AM EST |