Stock Scorecard
Stock Summary for Q2 Holdings Inc (QTWO) - $89.41 as of 7/25/2025 1:09:34 PM EST
Total Score
6 out of 30
Safety Score
46 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for QTWO
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for QTWO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for QTWO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for QTWO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for QTWO (46 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 1 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for QTWO
Financial Details for QTWO
Company Overview |
|
|---|---|
| Ticker | QTWO |
| Company Name | Q2 Holdings Inc |
| Country | USA |
| Description | Q2 Holdings, Inc. provides cloud-based digital banking solutions to Community and Regional Financial Institutions (RCFIs) in the United States. The company is headquartered in Austin, Texas. |
| Sector Name | TECHNOLOGY |
| Industry Name | SERVICES-PREPACKAGED SOFTWARE |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/30/2025 |
Stock Price History |
|
| Last Day Price | 89.41 |
| Price 4 Years Ago | 79.44 |
| Last Day Price Updated | 7/25/2025 1:09:34 PM EST |
| Last Day Volume | 329,654 |
| Average Daily Volume | 511,197 |
| 52-Week High | 112.82 |
| 52-Week Low | 61.51 |
| Last Price to 52 Week Low | 45.36% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 93.15 |
| Sector PE | 50.16 |
| 5-Year Average PE | 17.73 |
| Free Cash Flow Ratio | 14.51 |
| Industry Free Cash Flow Ratio | 64.75 |
| Sector Free Cash Flow Ratio | 81.78 |
| Current Ratio Most Recent Quarter | 1.43 |
| Total Cash Per Share | 6.16 |
| Book Value Per Share Most Recent Quarter | 8.76 |
| Price to Book Ratio | 10.37 |
| Industry Price to Book Ratio | 26.54 |
| Sector Price to Book Ratio | 19.71 |
| Price to Sales Ratio Twelve Trailing Months | 7.85 |
| Industry Price to Sales Ratio Twelve Trailing Months | 18.28 |
| Sector Price to Sales Ratio Twelve Trailing Months | 7.36 |
| Analyst Buy Ratings | 6 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 62,304,000 |
| Market Capitalization | 5,570,600,640 |
| Institutional Ownership | 105.96% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 41.06% |
| Reported EPS 12 Trailing Months | -0.34 |
| Reported EPS Past Year | 0.50 |
| Reported EPS Prior Year | 1.60 |
| Net Income Twelve Trailing Months | -19,940,000 |
| Net Income Past Year | -38,536,000 |
| Net Income Prior Year | -65,384,000 |
| Quarterly Revenue Growth YOY | 14.60% |
| 5-Year Revenue Growth | 17.16% |
| Operating Margin Twelve Trailing Months | 2.08% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 383,902,000 |
| Total Cash Past Year | 358,560,000 |
| Total Cash Prior Year | 229,655,000 |
| Net Cash Position Most Recent Quarter | 81,473,000 |
| Net Cash Position Past Year | 56,445,000 |
| Long Term Debt Past Year | 302,115,000 |
| Long Term Debt Prior Year | 490,464,000 |
| Total Debt Most Recent Quarter | 302,429,000 |
| Equity to Debt Ratio Past Year | 0.63 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 517,796,000 |
| Total Stockholder Equity Prior Year | 448,479,000 |
| Total Stockholder Equity Most Recent Quarter | 545,458,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 137,244,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.20 |
| Free Cash Flow Past Year | 129,059,000 |
| Free Cash Flow Prior Year | 39,649,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.06 |
| MACD Signal | 0.50 |
| 20-Day Bollinger Lower Band | 70.75 |
| 20-Day Bollinger Middle Band | 84.69 |
| 20-Day Bollinger Upper Band | 98.64 |
| Beta | 1.49 |
| RSI | 48.60 |
| 50-Day SMA | 86.98 |
| 150-Day SMA | 54.39 |
| 200-Day SMA | 55.91 |
System |
|
| Modified | 7/24/2025 8:37:24 AM EST |