Stock Scorecard
Stock Summary for 360 DigiTech Inc (QFIN) - $45.45 as of 5/12/2025 9:23:22 PM EST
Total Score
22 out of 30
Safety Score
43 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for QFIN
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for QFIN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for QFIN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for QFIN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for QFIN (43 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -40 |
Latest News for for QFIN
Financial Details for QFIN
Company Overview |
|
|---|---|
| Ticker | QFIN |
| Company Name | 360 DigiTech Inc |
| Country | China |
| Description | 360 DigiTech, Inc., operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/19/2025 |
Stock Price History |
|
| Last Day Price | 45.45 |
| Price 4 Years Ago | 18.35 |
| Last Day Price Updated | 5/12/2025 9:23:22 PM EST |
| Last Day Volume | 1,454,655 |
| Average Daily Volume | 2,032,223 |
| 52-Week High | 48.04 |
| 52-Week Low | 17.42 |
| Last Price to 52 Week Low | 160.91% |
Valuation Measures |
|
| Trailing PE | 7.45 |
| Industry PE | 13.92 |
| Sector PE | 18.76 |
| 5-Year Average PE | 0.51 |
| Free Cash Flow Ratio | 1.43 |
| Industry Free Cash Flow Ratio | 6.67 |
| Sector Free Cash Flow Ratio | 25.77 |
| Current Ratio Most Recent Quarter | 2.45 |
| Total Cash Per Share | 31.73 |
| Book Value Per Share Most Recent Quarter | 170.36 |
| Price to Book Ratio | 1.80 |
| Industry Price to Book Ratio | 3.36 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 0.35 |
| Industry Price to Sales Ratio Twelve Trailing Months | 5.38 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 8 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 140,315,000 |
| Market Capitalization | 6,377,316,750 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/23/2025 |
| Previous Dividend Amount | 0.6000 |
| Current Dividend Amount | 0.7000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.30 |
| Trailing Annual Dividend Yield | 2.86% |
| Forward Annual Dividend Rate | 1.40 |
| Forward Annual Dividend Yield | 3.08% |
| 5-Year Dividend Payments Count | 10 |
| 3-Year Average Dividend Yield | 3.13% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 18.64% |
| 3-Year Dividend Growth Rate Percentage | 8.92% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 19.96% |
| Dividend Payout Ratio | 22.77% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 93.00% |
| Annual Earnings Growth | 46.18% |
| Reported EPS 12 Trailing Months | 5.71 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 42.16 |
| Net Income Twelve Trailing Months | 6,480,555,000 |
| Net Income Past Year | 6,264,314,000 |
| Net Income Prior Year | 4,285,336,000 |
| Quarterly Revenue Growth YOY | -0.30% |
| 5-Year Revenue Growth | 13.24% |
| Operating Margin Twelve Trailing Months | 49.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 4,452,416,000 |
| Total Cash Past Year | 4,452,416,000 |
| Total Cash Prior Year | 4,177,890,000 |
| Net Cash Position Most Recent Quarter | 4,452,416,000 |
| Net Cash Position Past Year | 4,452,416,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 24,190,043,000 |
| Total Stockholder Equity Prior Year | 21,937,483,000 |
| Total Stockholder Equity Most Recent Quarter | 24,190,043,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 9,262,106,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 66.01 |
| Free Cash Flow Past Year | 9,190,161,000 |
| Free Cash Flow Prior Year | 7,033,796,000 |
Options |
|
| Put/Call Ratio | 3.16 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.05 |
| MACD Signal | 0.40 |
| 20-Day Bollinger Lower Band | 34.17 |
| 20-Day Bollinger Middle Band | 40.34 |
| 20-Day Bollinger Upper Band | 46.51 |
| Beta | 0.59 |
| RSI | 62.96 |
| 50-Day SMA | 31.92 |
| 150-Day SMA | 20.35 |
| 200-Day SMA | 19.13 |
System |
|
| Modified | 5/10/2025 8:46:10 AM EST |