Stock Scorecard



Stock Summary for 360 DigiTech Inc (QFIN) - $35.25 as of 11/20/2024 8:37:22 PM EST

Total Score

20 out of 30

Currently on the following lists
None
Tim's Recommendation
Buy

Growth List Algorithm Criteria for QFIN

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for QFIN

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for QFIN

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for QFIN

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for QFIN (81 out of 90)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 4
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 10
Book Value to Price (Max of 10) 10
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 9

Latest News for for QFIN

China's top PE firm seeks stronger ties with Middle East in hard tech, EVs 10/3/2023 9:00:00 AM
360 DigiTech ADR Shows Rising Price Performance With Jump To 87 RS Rating 4/11/2023 7:00:00 AM
A Look Into Financial Services Sector Value Stocks - Southern First Bancshares ( NASDAQ:SFST ) , Bank7 ( NASDAQ:BSVN ) , S&T Bancorp ( NASDAQ:STBA ) , Premier Financial ( NASDAQ:PFC ) , 360 DigiTech ( NASDAQ:QFIN ) 4/6/2023 2:48:00 PM
360 DigiTech Announces Results of Extraordinary General Meeting 3/31/2023 8:40:00 AM
Futu Announces Fourth Quarter and Full Year 2022 Unaudited Financial Results 3/28/2023 8:00:00 AM
360 DigiTech Announces Fourth Quarter 2022 and Full Year 2022 Unaudited Financial Results and Declares Quarterly Dividend 3/9/2023 10:00:00 PM
360 DigiTech to Announce Fourth Quarter and Full Year 2022 Unaudited Financial Results on March 9, 2023 2/27/2023 8:40:00 AM
360 DigiTech to Announce Fourth Quarter and Full Year 2022 Unaudited Financial Results on March 9, 2023 - 360 DigiTech ( NASDAQ:QFIN ) 2/27/2023 8:40:00 AM
360 DigiTech to Hold Extraordinary General Meeting on March 31, 2023 - 360 DigiTech ( NASDAQ:QFIN ) 2/14/2023 10:59:00 AM
Fintech Lufax Seeks Dual Listing as Pandemic Hits Profits - Alibaba Group Holding ( NYSE:BABA ) , Lufax Holding ( NYSE:LU ) 2/10/2023 2:27:00 PM

Financial Details for QFIN

Company Overview

Ticker QFIN
Company Name 360 DigiTech Inc
Country China
Description 360 DigiTech, Inc., operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.
Sector Name FINANCE
Industry Name FINANCE SERVICES
Most Recent Quarter 6/30/2024
Next Earnings Date N/A

Stock Price History

Last Day Price 35.25
Price 4 Years Ago 9.48
Last Day Price Updated 11/20/2024 8:37:22 PM EST
Last Day Volume 1,874,497
Average Daily Volume 1,305,012
52-Week High 35.23
52-Week Low 13.03
Last Price to 52 Week Low 170.53%

Valuation Measures

Trailing PE 7.78
Industry PE 24.79
Sector PE 21.40
5-Year Average PE 0.77
Free Cash Flow Ratio 0.86
Industry Free Cash Flow Ratio 7.13
Sector Free Cash Flow Ratio 11.50
Current Ratio Most Recent Quarter 1.46
Total Cash Per Share 40.82
Book Value Per Share Most Recent Quarter 148.59
Price to Book Ratio 1.53
Industry Price to Book Ratio 2.30
Sector Price to Book Ratio 2.00
Price to Sales Ratio Twelve Trailing Months 0.29
Industry Price to Sales Ratio Twelve Trailing Months 4.12
Sector Price to Sales Ratio Twelve Trailing Months 3.50
Analyst Buy Ratings 9
Analyst Strong Buy Ratings 2

Share Statistics

Total Shares Outstanding 155,254,000
Market Capitalization 5,472,703,500
Institutional Ownership N/A

Dividends

Ex-Dividend Date 9/27/2024
Last Dividend Amount 0.58
Current Dividend Amount 0.60
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.18
Trailing Annual Dividend Yield 3.35%
Forward Annual Dividend Rate 1.81
Forward Annual Dividend Yield 5.14%
5-Year Dividend Payments Count 9
3-Year Average Dividend Yield 3.14%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage -19.51%
3-Year Dividend Growth Rate Percentage 53.53%
5-Year Dividend Growth Rate Percentage 53.53%
All-Time Dividend Growth Rate Percentage 53.53%
Dividend Payout Ratio 28.43%

Income Statement

Quarterly Earnings Growth YOY 34.30%
Annual Earnings Growth 6.49%
Reported EPS 12 Trailing Months 4.15
Reported EPS Past Year 16.74
Reported EPS Prior Year 27.22
Net Income Twelve Trailing Months 5,037,083,000
Net Income Past Year 4,285,336,000
Net Income Prior Year 4,024,173,000
Quarterly Revenue Growth YOY 6.30%
5-Year Revenue Growth 29.65%
Operating Margin Twelve Trailing Months 0.43

Balance Sheet

Total Cash Most Recent Quarter 6,337,134,000
Total Cash Past Year 4,177,890,000
Total Cash Prior Year 7,165,584,000
Net Cash Position Most Recent Quarter 6,337,134,000
Net Cash Position Past Year 4,177,890,000
Long Term Debt Past Year 0
Long Term Debt Prior Year 0
Total Debt Most Recent Quarter 0
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 21,937,483,000
Total Stockholder Equity Prior Year 18,847,156,000
Total Stockholder Equity Most Recent Quarter 22,568,768,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 8,064,182,000
Free Cash Flow Per Share Twelve Trailing Months 51.94
Free Cash Flow Past Year 7,033,796,000
Free Cash Flow Prior Year 5,897,208,000

Options

Put/Call Ratio 0.09
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.13
MACD Signal 0.74
20-Day Bollinger Lower Band 15.11
20-Day Bollinger Middle Band 26.09
20-Day Bollinger Upper Band 37.07
Beta 0.66
RSI 40.18
50-Day SMA 20.05
150-Day SMA 16.21
200-Day SMA 17.19

System

Modified 11/19/2024 10:59:43 AM EST