Stock Scorecard
Stock Summary for PayPal Holdings Inc (PYPL) - $67.91 as of 11/4/2025 9:34:40 AM EST
Total Score
13 out of 30
Safety Score
60 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PYPL
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PYPL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PYPL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PYPL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PYPL (60 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PYPL
Financial Details for PYPL
Company Overview |
|
|---|---|
| Ticker | PYPL |
| Company Name | PayPal Holdings Inc |
| Country | USA |
| Description | PayPal Holdings, Inc. is a prominent global technology platform that revolutionizes digital and mobile payments for consumers and merchants worldwide. Renowned for its innovative online payment systems, the company delivers a secure and seamless transaction experience, catering to millions and providing services from peer-to-peer transfers to sophisticated e-commerce payment processing solutions. Leveraging its extensive network, PayPal is well-positioned to capitalize on the growing demand for fintech solutions, continually enhancing its offerings with a strong emphasis on security and innovation, thereby reinforcing its status as a key player in the financial technology sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 67.91 |
| Price 4 Years Ago | 188.58 |
| Last Day Price Updated | 11/4/2025 9:34:40 AM EST |
| Last Day Volume | 14,524,229 |
| Average Daily Volume | 18,283,228 |
| 52-Week High | 93.66 |
| 52-Week Low | 55.85 |
| Last Price to 52 Week Low | 21.59% |
Valuation Measures |
|
| Trailing PE | 13.72 |
| Industry PE | 15.51 |
| Sector PE | 23.44 |
| 5-Year Average PE | 20.88 |
| Free Cash Flow Ratio | 7.07 |
| Industry Free Cash Flow Ratio | 12.64 |
| Sector Free Cash Flow Ratio | 31.96 |
| Current Ratio Most Recent Quarter | 1.34 |
| Total Cash Per Share | 9.61 |
| Book Value Per Share Most Recent Quarter | 21.46 |
| Price to Book Ratio | 3.26 |
| Industry Price to Book Ratio | 3.91 |
| Sector Price to Book Ratio | 2.29 |
| Price to Sales Ratio Twelve Trailing Months | 1.95 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.89 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.73 |
| Analyst Buy Ratings | 13 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 935,652,000 |
| Market Capitalization | 63,540,127,320 |
| Institutional Ownership | 82.74% |
Dividends |
|
| Ex-Dividend Date | 11/19/2025 |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.1400 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.56 |
| Forward Annual Dividend Yield | 0.82% |
| 5-Year Dividend Payments Count | 1 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 0.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 31.30% |
| Annual Earnings Growth | -2.33% |
| Reported EPS 12 Trailing Months | 4.98 |
| Reported EPS Past Year | 3.96 |
| Reported EPS Prior Year | 4.98 |
| Net Income Twelve Trailing Months | 4,917,000,000 |
| Net Income Past Year | 4,147,000,000 |
| Net Income Prior Year | 4,246,000,000 |
| Quarterly Revenue Growth YOY | 7.30% |
| 5-Year Revenue Growth | 12.34% |
| Operating Margin Twelve Trailing Months | 19.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 8,995,000,000 |
| Total Cash Past Year | 6,561,000,000 |
| Total Cash Prior Year | 9,081,000,000 |
| Net Cash Position Most Recent Quarter | -2,301,000,000 |
| Net Cash Position Past Year | -3,318,000,000 |
| Long Term Debt Past Year | 9,879,000,000 |
| Long Term Debt Prior Year | 9,676,000,000 |
| Total Debt Most Recent Quarter | 11,296,000,000 |
| Equity to Debt Ratio Past Year | 0.67 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 20,417,000,000 |
| Total Stockholder Equity Prior Year | 21,051,000,000 |
| Total Stockholder Equity Most Recent Quarter | 20,198,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 5,565,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.95 |
| Free Cash Flow Past Year | 6,767,000,000 |
| Free Cash Flow Prior Year | 4,220,000,000 |
Options |
|
| Put/Call Ratio | 0.43 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.56 |
| MACD Signal | 0.33 |
| 20-Day Bollinger Lower Band | 64.00 |
| 20-Day Bollinger Middle Band | 70.14 |
| 20-Day Bollinger Upper Band | 76.28 |
| Beta | 1.45 |
| RSI | 49.44 |
| 50-Day SMA | 74.22 |
| 150-Day SMA | 69.18 |
| 200-Day SMA | 76.58 |
System |
|
| Modified | 11/4/2025 7:27:14 AM EST |