Stock Scorecard



Stock Summary for PayPal Holdings Inc (PYPL) - $73.89 as of 7/15/2025 3:29:27 PM EST

Total Score

12 out of 30

Safety Score

60 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for PYPL

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for PYPL

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for PYPL

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for PYPL

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for PYPL (60 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 10
Stock Price Trend (Max of 10) 1
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 5
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 8
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for PYPL

Paymentus ( PAY ) Surges 5.8%: Is This an Indication of Further Gains? 7/15/2025 5:35:00 PM
Cintas Gears Up to Report Q4 Earnings: What's in the Offing? 7/15/2025 3:58:00 PM
Jamie Dimon says JPMorgan Chase will get involved in stablecoins as fintech threat looms 7/15/2025 3:57:00 PM
Top Mobile Payments Stocks to Buy to Ride the Cashless Wave 7/15/2025 3:10:00 PM
Galileo Drives SoFi's Seamless Fintech Integration and Expansion 7/15/2025 2:09:00 PM
Here's Why Paypal ( PYPL ) is a Strong Momentum Stock 7/15/2025 1:50:00 PM
Is Visa's AI Strategy the Key to Defending Its Payments Dominance? 7/15/2025 1:42:00 PM
Visa Stock Outpaces Peers in 2025 Despite Valuation Concerns 7/15/2025 1:00:00 PM
Monster Energy Up & Up Festival Announces ODD MOB as Fall 2025 Headliner for Crowdfunded College Tour 7/15/2025 12:04:00 PM
3 Absurdly Cheap Growth Stocks to Load Up On Right Now 7/15/2025 7:33:00 AM

Financial Details for PYPL

Company Overview

Ticker PYPL
Company Name PayPal Holdings Inc
Country USA
Description PayPal Holdings, Inc. is an American company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee.
Sector Name TRADE & SERVICES
Industry Name SERVICES-BUSINESS SERVICES, NEC
Most Recent Quarter 3/31/2025
Next Earnings Date 7/29/2025

Stock Price History

Last Day Price 73.89
Price 4 Years Ago 188.58
Last Day Price Updated 7/15/2025 3:29:27 PM EST
Last Day Volume 12,993,866
Average Daily Volume 9,882,481
52-Week High 93.66
52-Week Low 55.85
Last Price to 52 Week Low 32.30%

Valuation Measures

Trailing PE 16.60
Industry PE 85.27
Sector PE 50.43
5-Year Average PE 28.67
Free Cash Flow Ratio 9.65
Industry Free Cash Flow Ratio 45.29
Sector Free Cash Flow Ratio 62.57
Current Ratio Most Recent Quarter 1.30
Total Cash Per Share 7.66
Book Value Per Share Most Recent Quarter 20.69
Price to Book Ratio 3.55
Industry Price to Book Ratio 8.95
Sector Price to Book Ratio 10.84
Price to Sales Ratio Twelve Trailing Months 2.25
Industry Price to Sales Ratio Twelve Trailing Months 4.06
Sector Price to Sales Ratio Twelve Trailing Months 2.26
Analyst Buy Ratings 16
Analyst Strong Buy Ratings 7

Share Statistics

Total Shares Outstanding 972,533,000
Market Capitalization 71,860,463,370
Institutional Ownership 79.43%

Dividends

Ex-Dividend Date N/A
Previous Dividend Amount 0.0000
Current Dividend Amount 0.0000
Total Years Dividend Increasing N/A
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement

Quarterly Earnings Growth YOY 55.40%
Annual Earnings Growth -2.33%
Reported EPS 12 Trailing Months 4.45
Reported EPS Past Year 1.33
Reported EPS Prior Year 4.98
Net Income Twelve Trailing Months 4,546,000,000
Net Income Past Year 4,147,000,000
Net Income Prior Year 4,246,000,000
Quarterly Revenue Growth YOY 1.20%
5-Year Revenue Growth 12.34%
Operating Margin Twelve Trailing Months 20.10%

Balance Sheet

Total Cash Most Recent Quarter 7,449,000,000
Total Cash Past Year 6,561,000,000
Total Cash Prior Year 9,081,000,000
Net Cash Position Most Recent Quarter -3,968,000,000
Net Cash Position Past Year -3,318,000,000
Long Term Debt Past Year 9,879,000,000
Long Term Debt Prior Year 9,676,000,000
Total Debt Most Recent Quarter 11,417,000,000
Equity to Debt Ratio Past Year 0.67
Equity to Debt Ratio Most Recent Quarter 0.64
Total Stockholder Equity Past Year 20,417,000,000
Total Stockholder Equity Prior Year 21,051,000,000
Total Stockholder Equity Most Recent Quarter 20,254,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 5,968,000,000
Free Cash Flow Per Share Twelve Trailing Months 6.14
Free Cash Flow Past Year 6,767,000,000
Free Cash Flow Prior Year 4,220,000,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 1.23
MACD Signal 0.93
20-Day Bollinger Lower Band 59.96
20-Day Bollinger Middle Band 69.18
20-Day Bollinger Upper Band 78.41
Beta 1.45
RSI 63.03
50-Day SMA 75.36
150-Day SMA 70.82
200-Day SMA 89.36

System

Modified 7/15/2025 8:44:49 AM EST