Stock Scorecard
Stock Summary for Primerica Inc (PRI) - $255.26 as of 11/5/2025 9:09:32 PM EST
Total Score
14 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PRI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRI (65 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PRI
Financial Details for PRI
Company Overview |
|
|---|---|
| Ticker | PRI |
| Company Name | Primerica Inc |
| Country | USA |
| Description | Primerica, Inc. (PRI) is a prominent financial services provider headquartered in Duluth, Georgia, dedicated to serving middle-income families in the United States and Canada. The company offers a diverse array of products, including life insurance, investment options, and savings solutions, aimed at enhancing financial stability and security for its clients. Leveraging a robust direct sales model, Primerica empowers its sales representatives to educate consumers on financial literacy, thereby cultivating strong relational ties and fostering sustainable business growth. As a leader in its field, Primerica focuses on long-term financial wellness for families, positioning itself as a trusted partner in their financial journeys. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - LIFE |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 11/6/2025 |
Stock Price History |
|
| Last Day Price | 255.26 |
| Price 4 Years Ago | 145.14 |
| Last Day Price Updated | 11/5/2025 9:09:32 PM EST |
| Last Day Volume | 297,198 |
| Average Daily Volume | 155,567 |
| 52-Week High | 304.39 |
| 52-Week Low | 229.19 |
| Last Price to 52 Week Low | 11.37% |
Valuation Measures |
|
| Trailing PE | 12.36 |
| Industry PE | 52.02 |
| Sector PE | 21.61 |
| 5-Year Average PE | 15.46 |
| Free Cash Flow Ratio | 13.31 |
| Industry Free Cash Flow Ratio | 5.96 |
| Sector Free Cash Flow Ratio | 32.05 |
| Current Ratio Most Recent Quarter | 28.21 |
| Total Cash Per Share | 19.18 |
| Book Value Per Share Most Recent Quarter | 70.90 |
| Price to Book Ratio | 3.91 |
| Industry Price to Book Ratio | 1.15 |
| Sector Price to Book Ratio | 2.29 |
| Price to Sales Ratio Twelve Trailing Months | 2.63 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.05 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.76 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 32,391,300 |
| Market Capitalization | 8,268,203,238 |
| Institutional Ownership | 95.48% |
Dividends |
|
| Ex-Dividend Date | 8/22/2025 |
| Previous Dividend Amount | 1.0400 |
| Current Dividend Amount | 1.0400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 4.02 |
| Trailing Annual Dividend Yield | 1.54% |
| Forward Annual Dividend Rate | 4.16 |
| Forward Annual Dividend Yield | 1.60% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.23% |
| 5-Year Average Dividend Yield | 1.36% |
| 1-Year Dividend Growth Rate Percentage | 26.06% |
| 3-Year Dividend Growth Rate Percentage | 12.28% |
| 5-Year Dividend Growth Rate Percentage | 21.96% |
| All-Time Dividend Growth Rate Percentage | 30.86% |
| Dividend Payout Ratio | 19.01% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 17,206.00% |
| Annual Earnings Growth | -18.40% |
| Reported EPS 12 Trailing Months | 21.15 |
| Reported EPS Past Year | 10.48 |
| Reported EPS Prior Year | 19.33 |
| Net Income Twelve Trailing Months | 678,838,000 |
| Net Income Past Year | 470,518,000 |
| Net Income Prior Year | 576,601,000 |
| Quarterly Revenue Growth YOY | 0.20% |
| 5-Year Revenue Growth | 8.52% |
| Operating Margin Twelve Trailing Months | 31.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 621,198,000 |
| Total Cash Past Year | 687,821,000 |
| Total Cash Prior Year | 613,148,000 |
| Net Cash Position Most Recent Quarter | -1,232,223,000 |
| Net Cash Position Past Year | -1,210,247,000 |
| Long Term Debt Past Year | 1,898,068,000 |
| Long Term Debt Prior Year | 1,980,301,000 |
| Total Debt Most Recent Quarter | 1,853,421,000 |
| Equity to Debt Ratio Past Year | 0.54 |
| Equity to Debt Ratio Most Recent Quarter | 0.55 |
| Total Stockholder Equity Past Year | 2,259,041,000 |
| Total Stockholder Equity Prior Year | 2,065,967,000 |
| Total Stockholder Equity Most Recent Quarter | 2,307,515,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 809,066,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 24.98 |
| Free Cash Flow Past Year | 832,860,000 |
| Free Cash Flow Prior Year | 658,620,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -2.84 |
| MACD Signal | -1.88 |
| 20-Day Bollinger Lower Band | 254.36 |
| 20-Day Bollinger Middle Band | 267.39 |
| 20-Day Bollinger Upper Band | 280.41 |
| Beta | 0.97 |
| RSI | 42.29 |
| 50-Day SMA | 272.36 |
| 150-Day SMA | 229.22 |
| 200-Day SMA | 203.62 |
System |
|
| Modified | 11/4/2025 7:10:26 AM EST |