Stock Scorecard
Stock Summary for Primerica Inc (PRI) - $283.33 as of 3/28/2025 8:46:43 PM EST
Total Score
15 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PRI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRI (61 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PRI
Financial Details for PRI
Company Overview |
|
|---|---|
| Ticker | PRI |
| Company Name | Primerica Inc |
| Country | USA |
| Description | Primerica, Inc., offers financial products to middle-income households in the United States and Canada. The company is headquartered in Duluth, Georgia. |
| Sector Name | FINANCE |
| Industry Name | LIFE INSURANCE |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/5/2025 |
Stock Price History |
|
| Last Day Price | 283.33 |
| Price 4 Years Ago | 146.26 |
| Last Day Price Updated | 3/28/2025 8:46:43 PM EST |
| Last Day Volume | 148,100 |
| Average Daily Volume | 173,964 |
| 52-Week High | 306.77 |
| 52-Week Low | 182.27 |
| Last Price to 52 Week Low | 55.45% |
Valuation Measures |
|
| Trailing PE | 13.83 |
| Industry PE | 10.21 |
| Sector PE | 18.76 |
| 5-Year Average PE | 12.84 |
| Free Cash Flow Ratio | 16.19 |
| Industry Free Cash Flow Ratio | 4.94 |
| Sector Free Cash Flow Ratio | 16.64 |
| Current Ratio Most Recent Quarter | 15.85 |
| Total Cash Per Share | 17.50 |
| Book Value Per Share Most Recent Quarter | 67.70 |
| Price to Book Ratio | 4.27 |
| Industry Price to Book Ratio | 1.23 |
| Sector Price to Book Ratio | 2.74 |
| Price to Sales Ratio Twelve Trailing Months | 3.07 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.94 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 33,250,700 |
| Market Capitalization | 9,420,920,831 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/21/2025 |
| Previous Dividend Amount | 0.9000 |
| Current Dividend Amount | 1.0400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.59 |
| Trailing Annual Dividend Yield | 1.27% |
| Forward Annual Dividend Rate | 4.16 |
| Forward Annual Dividend Yield | 1.47% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.22% |
| 5-Year Average Dividend Yield | 1.35% |
| 1-Year Dividend Growth Rate Percentage | 26.06% |
| 3-Year Dividend Growth Rate Percentage | 12.28% |
| 5-Year Dividend Growth Rate Percentage | 21.96% |
| All-Time Dividend Growth Rate Percentage | 30.86% |
| Dividend Payout Ratio | 17.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 15.50% |
| Annual Earnings Growth | 22.14% |
| Reported EPS 12 Trailing Months | 20.98 |
| Reported EPS Past Year | 19.33 |
| Reported EPS Prior Year | 16.01 |
| Net Income Twelve Trailing Months | 455,383,000 |
| Net Income Past Year | 576,601,000 |
| Net Income Prior Year | 472,068,000 |
| Quarterly Revenue Growth YOY | 11.20% |
| 5-Year Revenue Growth | 8.19% |
| Operating Margin Twelve Trailing Months | 29.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 581,788,000 |
| Total Cash Past Year | 661,763,000 |
| Total Cash Prior Year | 667,154,000 |
| Net Cash Position Most Recent Quarter | -12,523,000 |
| Net Cash Position Past Year | 70,169,000 |
| Long Term Debt Past Year | 591,594,000 |
| Long Term Debt Prior Year | 590,520,000 |
| Total Debt Most Recent Quarter | 594,311,000 |
| Equity to Debt Ratio Past Year | 0.78 |
| Equity to Debt Ratio Most Recent Quarter | 0.77 |
| Total Stockholder Equity Past Year | 2,065,967,000 |
| Total Stockholder Equity Prior Year | 2,031,254,000 |
| Total Stockholder Equity Most Recent Quarter | 1,946,828,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 785,592,001 |
| Free Cash Flow Per Share Twelve Trailing Months | 23.63 |
| Free Cash Flow Past Year | 658,620,000 |
| Free Cash Flow Prior Year | 731,860,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 2.10 |
| MACD Signal | 1.27 |
| 20-Day Bollinger Lower Band | 265.57 |
| 20-Day Bollinger Middle Band | 285.07 |
| 20-Day Bollinger Upper Band | 304.57 |
| Beta | 1.12 |
| RSI | 54.21 |
| 50-Day SMA | 260.31 |
| 150-Day SMA | 201.41 |
| 200-Day SMA | 186.42 |
System |
|
| Modified | 3/28/2025 5:12:53 AM EST |