Stock Scorecard
Stock Summary for Primerica Inc (PRI) - $266.57 as of 5/27/2025 1:08:30 PM EST
Total Score
14 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PRI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRI (61 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PRI
Financial Details for PRI
Company Overview |
|
|---|---|
| Ticker | PRI |
| Company Name | Primerica Inc |
| Country | USA |
| Description | Primerica, Inc., offers financial products to middle-income households in the United States and Canada. The company is headquartered in Duluth, Georgia. |
| Sector Name | FINANCE |
| Industry Name | LIFE INSURANCE |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 266.57 |
| Price 4 Years Ago | 145.70 |
| Last Day Price Updated | 5/27/2025 1:08:30 PM EST |
| Last Day Volume | 109,411 |
| Average Daily Volume | 152,168 |
| 52-Week High | 305.59 |
| 52-Week Low | 216.45 |
| Last Price to 52 Week Low | 23.16% |
Valuation Measures |
|
| Trailing PE | 12.22 |
| Industry PE | 13.02 |
| Sector PE | 20.51 |
| 5-Year Average PE | 21.49 |
| Free Cash Flow Ratio | 14.02 |
| Industry Free Cash Flow Ratio | 5.40 |
| Sector Free Cash Flow Ratio | 12.44 |
| Current Ratio Most Recent Quarter | 9.82 |
| Total Cash Per Share | 19.02 |
| Book Value Per Share Most Recent Quarter | 68.33 |
| Price to Book Ratio | 3.88 |
| Industry Price to Book Ratio | 1.06 |
| Sector Price to Book Ratio | 2.03 |
| Price to Sales Ratio Twelve Trailing Months | 2.72 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.83 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.12 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 32,859,100 |
| Market Capitalization | 8,759,250,287 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/22/2025 |
| Previous Dividend Amount | 1.0400 |
| Current Dividend Amount | 1.0400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.88 |
| Trailing Annual Dividend Yield | 1.44% |
| Forward Annual Dividend Rate | 4.16 |
| Forward Annual Dividend Yield | 1.55% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.23% |
| 5-Year Average Dividend Yield | 1.35% |
| 1-Year Dividend Growth Rate Percentage | 26.06% |
| 3-Year Dividend Growth Rate Percentage | 12.28% |
| 5-Year Dividend Growth Rate Percentage | 21.96% |
| All-Time Dividend Growth Rate Percentage | 30.86% |
| Dividend Payout Ratio | 17.79% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 28.60% |
| Annual Earnings Growth | -18.40% |
| Reported EPS 12 Trailing Months | 21.81 |
| Reported EPS Past Year | 5.02 |
| Reported EPS Prior Year | 19.33 |
| Net Income Twelve Trailing Months | 501,666,000 |
| Net Income Past Year | 470,518,000 |
| Net Income Prior Year | 576,601,000 |
| Quarterly Revenue Growth YOY | 9.00% |
| 5-Year Revenue Growth | 8.52% |
| Operating Margin Twelve Trailing Months | 29.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 625,072,000 |
| Total Cash Past Year | 687,821,000 |
| Total Cash Prior Year | 613,148,000 |
| Net Cash Position Most Recent Quarter | -1,254,673,000 |
| Net Cash Position Past Year | -1,210,247,000 |
| Long Term Debt Past Year | 1,898,068,000 |
| Long Term Debt Prior Year | 1,980,301,000 |
| Total Debt Most Recent Quarter | 1,879,745,000 |
| Equity to Debt Ratio Past Year | 0.54 |
| Equity to Debt Ratio Most Recent Quarter | 0.55 |
| Total Stockholder Equity Past Year | 2,259,041,000 |
| Total Stockholder Equity Prior Year | 2,065,967,000 |
| Total Stockholder Equity Most Recent Quarter | 2,256,409,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 818,946,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 24.92 |
| Free Cash Flow Past Year | 832,860,000 |
| Free Cash Flow Prior Year | 658,620,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 2.81 |
| MACD Signal | 1.75 |
| 20-Day Bollinger Lower Band | 247.66 |
| 20-Day Bollinger Middle Band | 274.56 |
| 20-Day Bollinger Upper Band | 301.45 |
| Beta | 1.01 |
| RSI | 51.93 |
| 50-Day SMA | 266.34 |
| 150-Day SMA | 208.48 |
| 200-Day SMA | 190.41 |
System |
|
| Modified | 5/27/2025 8:22:56 AM EST |