Stock Scorecard
Stock Summary for Primerica Inc (PRI) - $252.06 as of 3/10/2026 6:52:30 PM EST
Total Score
11 out of 30
Safety Score
45 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PRI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRI (45 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for PRI
Financial Details for PRI
Company Overview |
|
|---|---|
| Ticker | PRI |
| Company Name | Primerica Inc |
| Country | N/A |
| Description | Primerica, Inc., offers financial products to middle-income households in the United States and Canada. The company is headquartered in Duluth, Georgia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - LIFE |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 5/6/2026 |
Stock Price History |
|
| Last Day Price | 252.06 |
| Price 4 Years Ago | 135.35 |
| Last Day Price Updated | 3/10/2026 6:52:30 PM EST |
| Last Day Volume | 232,812 |
| Average Daily Volume | 238,397 |
| 52-Week High | 291.20 |
| 52-Week Low | 227.23 |
| Last Price to 52 Week Low | 10.93% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.60 |
| Sector PE | 20.42 |
| 5-Year Average PE | 12.32 |
| Free Cash Flow Ratio | 10.60 |
| Industry Free Cash Flow Ratio | 3.06 |
| Sector Free Cash Flow Ratio | 23.88 |
| Current Ratio Most Recent Quarter | 22.68 |
| Total Cash Per Share | 23.77 |
| Book Value Per Share Most Recent Quarter | 76.89 |
| Price to Book Ratio | 3.36 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 1.75 |
| Price to Sales Ratio Twelve Trailing Months | 2.50 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.69 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.68 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 31,809,800 |
| Market Capitalization | 8,017,978,188 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/23/2026 |
| Previous Dividend Amount | 1.0400 |
| Current Dividend Amount | 1.2000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 4.32 |
| Trailing Annual Dividend Yield | 1.64% |
| Forward Annual Dividend Rate | 4.80 |
| Forward Annual Dividend Yield | 1.82% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.62% |
| 5-Year Average Dividend Yield | 1.45% |
| 1-Year Dividend Growth Rate Percentage | 15.38% |
| 3-Year Dividend Growth Rate Percentage | 7.42% |
| 5-Year Dividend Growth Rate Percentage | 21.54% |
| All-Time Dividend Growth Rate Percentage | 30.51% |
| Dividend Payout Ratio | 18.86% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 23.50% |
| Annual Earnings Growth | 59.66% |
| Reported EPS 12 Trailing Months | 22.91 |
| Reported EPS Past Year | 22.94 |
| Reported EPS Prior Year | 19.33 |
| Net Income Twelve Trailing Months | 751,234,000 |
| Net Income Past Year | 751,234,000 |
| Net Income Prior Year | 470,518,000 |
| Quarterly Revenue Growth YOY | 8.00% |
| 5-Year Revenue Growth | 7.79% |
| Operating Margin Twelve Trailing Months | 30.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 756,227,000 |
| Total Cash Past Year | 756,227,000 |
| Total Cash Prior Year | 687,821,000 |
| Net Cash Position Most Recent Quarter | -1,080,150,000 |
| Net Cash Position Past Year | -1,141,841,000 |
| Long Term Debt Past Year | 1,898,068,000 |
| Long Term Debt Prior Year | 1,898,068,000 |
| Total Debt Most Recent Quarter | 1,836,377,000 |
| Equity to Debt Ratio Past Year | 0.56 |
| Equity to Debt Ratio Most Recent Quarter | 0.57 |
| Total Stockholder Equity Past Year | 2,445,902,000 |
| Total Stockholder Equity Prior Year | 2,259,041,000 |
| Total Stockholder Equity Most Recent Quarter | 2,445,902,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 864,080,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 27.16 |
| Free Cash Flow Past Year | 880,756,000 |
| Free Cash Flow Prior Year | 832,860,000 |
Options |
|
| Put/Call Ratio | 0.18 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.69 |
| MACD Signal | -0.96 |
| 20-Day Bollinger Lower Band | 245.99 |
| 20-Day Bollinger Middle Band | 257.76 |
| 20-Day Bollinger Upper Band | 269.52 |
| Beta | 0.92 |
| RSI | 46.27 |
| 50-Day SMA | 261.23 |
| 150-Day SMA | 240.17 |
| 200-Day SMA | 213.91 |
System |
|
| Modified | 3/10/2026 6:18:08 AM EST |