Stock Scorecard
Stock Summary for Primerica Inc (PRI) - $294.58 as of 11/20/2024 8:36:17 PM EST
Total Score
15 out of 30
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PRI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRI (62 out of 90)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for PRI
Financial Details for PRI
Company Overview |
|
|---|---|
| Ticker | PRI |
| Company Name | Primerica Inc |
| Country | USA |
| Description | Primerica, Inc., offers financial products to middle-income households in the United States and Canada. The company is headquartered in Duluth, Georgia. |
| Sector Name | FINANCE |
| Industry Name | LIFE INSURANCE |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 2/11/2025 |
Stock Price History |
|
| Last Day Price | 294.58 |
| Price 4 Years Ago | 127.09 |
| Last Day Price Updated | 11/20/2024 8:36:17 PM EST |
| Last Day Volume | 180,698 |
| Average Daily Volume | 131,741 |
| 52-Week High | 304.84 |
| 52-Week Low | 183.51 |
| Last Price to 52 Week Low | 60.53% |
Valuation Measures |
|
| Trailing PE | 14.97 |
| Industry PE | 12.73 |
| Sector PE | 21.40 |
| 5-Year Average PE | 13.82 |
| Free Cash Flow Ratio | 16.90 |
| Industry Free Cash Flow Ratio | 5.08 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 15.85 |
| Total Cash Per Share | 17.43 |
| Book Value Per Share Most Recent Quarter | 58.10 |
| Price to Book Ratio | 5.12 |
| Industry Price to Book Ratio | 1.22 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 3.20 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.94 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 33,371,400 |
| Market Capitalization | 9,830,547,012 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/21/2024 |
| Last Dividend Amount | 0.90 |
| Current Dividend Amount | 0.90 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.30 |
| Trailing Annual Dividend Yield | 1.12% |
| Forward Annual Dividend Rate | 3.88 |
| Forward Annual Dividend Yield | 1.32% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.35% |
| 5-Year Average Dividend Yield | 1.26% |
| 1-Year Dividend Growth Rate Percentage | 18.18% |
| 3-Year Dividend Growth Rate Percentage | 17.60% |
| 5-Year Dividend Growth Rate Percentage | 17.59% |
| All-Time Dividend Growth Rate Percentage | 45.42% |
| Dividend Payout Ratio | 16.54% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 14.30% |
| Annual Earnings Growth | 22.14% |
| Reported EPS 12 Trailing Months | 19.95 |
| Reported EPS Past Year | 14.30 |
| Reported EPS Prior Year | 16.01 |
| Net Income Twelve Trailing Months | 455,383,000 |
| Net Income Past Year | 576,601,000 |
| Net Income Prior Year | 472,068,000 |
| Quarterly Revenue Growth YOY | 10.70% |
| 5-Year Revenue Growth | 8.19% |
| Operating Margin Twelve Trailing Months | 0.35 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 581,788,000 |
| Total Cash Past Year | 661,763,000 |
| Total Cash Prior Year | 667,154,000 |
| Net Cash Position Most Recent Quarter | -12,523,000 |
| Net Cash Position Past Year | 70,169,000 |
| Long Term Debt Past Year | 591,594,000 |
| Long Term Debt Prior Year | 590,520,000 |
| Total Debt Most Recent Quarter | 594,311,000 |
| Equity to Debt Ratio Past Year | 0.78 |
| Equity to Debt Ratio Most Recent Quarter | 0.77 |
| Total Stockholder Equity Past Year | 2,065,967,000 |
| Total Stockholder Equity Prior Year | 2,031,254,000 |
| Total Stockholder Equity Most Recent Quarter | 1,946,828,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 787,032,002 |
| Free Cash Flow Per Share Twelve Trailing Months | 23.58 |
| Free Cash Flow Past Year | 658,620,000 |
| Free Cash Flow Prior Year | 731,860,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 7.69 |
| MACD Signal | 5.69 |
| 20-Day Bollinger Lower Band | 229.42 |
| 20-Day Bollinger Middle Band | 262.97 |
| 20-Day Bollinger Upper Band | 296.52 |
| Beta | 1.08 |
| RSI | 74.53 |
| 50-Day SMA | 239.76 |
| 150-Day SMA | 183.36 |
| 200-Day SMA | 174.05 |
System |
|
| Modified | 11/19/2024 10:35:12 AM EST |