Stock Scorecard
Stock Summary for PROG Holdings Inc (PRG) - $30.30 as of 12/23/2025 12:03:29 PM EST
Total Score
13 out of 30
Safety Score
35 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PRG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRG (35 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for PRG
Financial Details for PRG
Company Overview |
|
|---|---|
| Ticker | PRG |
| Company Name | PROG Holdings Inc |
| Country | N/A |
| Description | PROG Holdings, Inc. (PRG) is a prominent omnichannel provider of innovative leasing and purchasing solutions, focused on addressing the needs of underserved and credit-challenged consumers. Headquartered in Draper, Utah, the company leverages a strategic model that prioritizes flexible financing options, enabling it to cater to a diverse clientele effectively. With a dedication to responsible lending practices, PROG Holdings is well-positioned for sustainable growth within the dynamic retail finance landscape, poised to capitalize on the rising demand for accessible financial solutions while strengthening its competitive market presence. |
| Sector Name | INDUSTRIALS |
| Industry Name | RENTAL & LEASING SERVICES |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 2/25/2026 |
Stock Price History |
|
| Last Day Price | 30.30 |
| Price 4 Years Ago | 43.76 |
| Last Day Price Updated | 12/23/2025 12:03:29 PM EST |
| Last Day Volume | 549,022 |
| Average Daily Volume | 570,670 |
| 52-Week High | 43.63 |
| 52-Week Low | 23.19 |
| Last Price to 52 Week Low | 30.66% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 16.34 |
| Sector PE | 43.79 |
| 5-Year Average PE | 9.86 |
| Free Cash Flow Ratio | 4.09 |
| Industry Free Cash Flow Ratio | 129.15 |
| Sector Free Cash Flow Ratio | 123.99 |
| Current Ratio Most Recent Quarter | 8.31 |
| Total Cash Per Share | 7.40 |
| Book Value Per Share Most Recent Quarter | 17.79 |
| Price to Book Ratio | 1.68 |
| Industry Price to Book Ratio | 2.91 |
| Sector Price to Book Ratio | 5.82 |
| Price to Sales Ratio Twelve Trailing Months | 0.47 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.50 |
| Sector Price to Sales Ratio Twelve Trailing Months | 58.04 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 39,545,600 |
| Market Capitalization | 1,198,231,680 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/18/2025 |
| Previous Dividend Amount | 0.1300 |
| Current Dividend Amount | 0.1300 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.52 |
| Trailing Annual Dividend Yield | 1.74% |
| Forward Annual Dividend Rate | 0.52 |
| Forward Annual Dividend Yield | 1.74% |
| 5-Year Dividend Payments Count | 8 |
| 3-Year Average Dividend Yield | 1.44% |
| 5-Year Average Dividend Yield | 1.06% |
| 1-Year Dividend Growth Rate Percentage | 8.33% |
| 3-Year Dividend Growth Rate Percentage | 77.53% |
| 5-Year Dividend Growth Rate Percentage | 42.81% |
| All-Time Dividend Growth Rate Percentage | 17.01% |
| Dividend Payout Ratio | 13.20% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -57.70% |
| Annual Earnings Growth | 42.07% |
| Reported EPS 12 Trailing Months | 3.94 |
| Reported EPS Past Year | 2.82 |
| Reported EPS Prior Year | 3.40 |
| Net Income Twelve Trailing Months | 163,869,000 |
| Net Income Past Year | 197,249,000 |
| Net Income Prior Year | 138,838,000 |
| Quarterly Revenue Growth YOY | -1.80% |
| 5-Year Revenue Growth | 2.63% |
| Operating Margin Twelve Trailing Months | 15.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 292,610,000 |
| Total Cash Past Year | 95,655,000 |
| Total Cash Prior Year | 155,416,000 |
| Net Cash Position Most Recent Quarter | -301,927,000 |
| Net Cash Position Past Year | -501,108,000 |
| Long Term Debt Past Year | 596,763,000 |
| Long Term Debt Prior Year | 592,265,000 |
| Total Debt Most Recent Quarter | 594,537,000 |
| Equity to Debt Ratio Past Year | 0.52 |
| Equity to Debt Ratio Most Recent Quarter | 0.54 |
| Total Stockholder Equity Past Year | 650,281,000 |
| Total Stockholder Equity Prior Year | 591,331,000 |
| Total Stockholder Equity Most Recent Quarter | 703,557,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 295,649,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.48 |
| Free Cash Flow Past Year | 130,209,000 |
| Free Cash Flow Prior Year | 194,620,000 |
Options |
|
| Put/Call Ratio | 0.02 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.71 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 12/23/2025 6:15:33 AM EST |