Stock Scorecard
Stock Summary for PRA Group Inc (PRAA) - $14.64 as of 6/19/2025 8:19:20 PM EST
Total Score
17 out of 30
Safety Score
57 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PRAA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRAA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRAA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRAA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRAA (57 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PRAA
Financial Details for PRAA
Company Overview |
|
|---|---|
| Ticker | PRAA |
| Company Name | PRA Group Inc |
| Country | USA |
| Description | PRA Group, Inc., a service company, is engaged in the purchase, collection and management of delinquent loan portfolios in the Americas, Australia and Europe. The company is headquartered in Norfolk, Virginia. |
| Sector Name | TRADE & SERVICES |
| Industry Name | SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 14.64 |
| Price 4 Years Ago | 50.21 |
| Last Day Price Updated | 6/19/2025 8:19:20 PM EST |
| Last Day Volume | 452,778 |
| Average Daily Volume | 579,055 |
| 52-Week High | 27.54 |
| 52-Week Low | 12.91 |
| Last Price to 52 Week Low | 13.40% |
Valuation Measures |
|
| Trailing PE | 8.20 |
| Industry PE | 37.79 |
| Sector PE | 47.91 |
| 5-Year Average PE | 34.67 |
| Free Cash Flow Ratio | 4.52 |
| Industry Free Cash Flow Ratio | 67.50 |
| Sector Free Cash Flow Ratio | 59.56 |
| Current Ratio Most Recent Quarter | 2.14 |
| Total Cash Per Share | 3.24 |
| Book Value Per Share Most Recent Quarter | 30.75 |
| Price to Book Ratio | 0.47 |
| Industry Price to Book Ratio | 7.73 |
| Sector Price to Book Ratio | 10.78 |
| Price to Sales Ratio Twelve Trailing Months | 0.51 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.53 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.20 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 39,658,700 |
| Market Capitalization | 580,603,368 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/7/2007 |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.3333 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 1.70% |
| Annual Earnings Growth | 184.58% |
| Reported EPS 12 Trailing Months | 1.76 |
| Reported EPS Past Year | 0.09 |
| Reported EPS Prior Year | 1.79 |
| Net Income Twelve Trailing Months | 76,190,000 |
| Net Income Past Year | 70,601,000 |
| Net Income Prior Year | -83,477,000 |
| Quarterly Revenue Growth YOY | 5.50% |
| 5-Year Revenue Growth | 2.46% |
| Operating Margin Twelve Trailing Months | 27.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 128,654,000 |
| Total Cash Past Year | 105,938,000 |
| Total Cash Prior Year | 112,528,000 |
| Net Cash Position Most Recent Quarter | -3,337,421,000 |
| Net Cash Position Past Year | -3,220,683,000 |
| Long Term Debt Past Year | 3,326,621,000 |
| Long Term Debt Prior Year | 1,476,555,000 |
| Total Debt Most Recent Quarter | 3,466,075,000 |
| Equity to Debt Ratio Past Year | 0.25 |
| Equity to Debt Ratio Most Recent Quarter | 0.26 |
| Total Stockholder Equity Past Year | 1,135,032,000 |
| Total Stockholder Equity Prior Year | 1,167,112,000 |
| Total Stockholder Equity Most Recent Quarter | 1,219,108,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -78,625,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -1.98 |
| Free Cash Flow Past Year | -98,639,000 |
| Free Cash Flow Prior Year | -100,422,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.35 |
| MACD Signal | -0.60 |
| 20-Day Bollinger Lower Band | 12.07 |
| 20-Day Bollinger Middle Band | 18.48 |
| 20-Day Bollinger Upper Band | 24.89 |
| Beta | 1.53 |
| RSI | 49.74 |
| 50-Day SMA | 20.53 |
| 150-Day SMA | 25.34 |
| 200-Day SMA | 29.70 |
System |
|
| Modified | 6/19/2025 8:13:02 AM EST |