Stock Scorecard
Stock Summary for PRA Group Inc (PRAA) - $14.94 as of 6/19/2026 3:44:28 PM EST
Total Score
10 out of 30
Safety Score
37 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PRAA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRAA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRAA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRAA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRAA (37 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for PRAA
Financial Details for PRAA
Company Overview |
|
|---|---|
| Ticker | PRAA |
| Company Name | PRA Group Inc |
| Country | N/A |
| Description | PRA Group, Inc., a service company, is engaged in the purchase, collection and management of delinquent loan portfolios in the Americas, Australia and Europe. The company is headquartered in Norfolk, Virginia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/3/2026 |
Stock Price History |
|
| Last Day Price | 14.94 |
| Price 4 Years Ago | 33.78 |
| Last Day Price Updated | 6/19/2026 3:44:28 PM EST |
| Last Day Volume | 6,534,960 |
| Average Daily Volume | 876,894 |
| 52-Week High | 22.55 |
| 52-Week Low | 10.25 |
| Last Price to 52 Week Low | 45.76% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 20.77 |
| Sector PE | 17.47 |
| 5-Year Average PE | 6.86 |
| Free Cash Flow Ratio | 4.57 |
| Industry Free Cash Flow Ratio | 19.57 |
| Sector Free Cash Flow Ratio | 29.23 |
| Current Ratio Most Recent Quarter | 2.02 |
| Total Cash Per Share | 3.27 |
| Book Value Per Share Most Recent Quarter | 26.28 |
| Price to Book Ratio | 0.57 |
| Industry Price to Book Ratio | 2.36 |
| Sector Price to Book Ratio | 1.99 |
| Price to Sales Ratio Twelve Trailing Months | 0.46 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.11 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.38 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 38,140,900 |
| Market Capitalization | 569,825,046 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/7/2007 |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.3333 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 711.00% |
| Annual Earnings Growth | -532.21% |
| Reported EPS 12 Trailing Months | -7.15 |
| Reported EPS Past Year | 0.73 |
| Reported EPS Prior Year | -8.53 |
| Net Income Twelve Trailing Months | -280,591,000 |
| Net Income Past Year | -305,142,000 |
| Net Income Prior Year | 70,601,000 |
| Quarterly Revenue Growth YOY | 16.70% |
| 5-Year Revenue Growth | 3.09% |
| Operating Margin Twelve Trailing Months | 32.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 124,778,000 |
| Total Cash Past Year | 104,409,000 |
| Total Cash Prior Year | 105,938,000 |
| Net Cash Position Most Recent Quarter | -3,654,389,000 |
| Net Cash Position Past Year | -3,592,929,000 |
| Long Term Debt Past Year | 3,697,338,000 |
| Long Term Debt Prior Year | 3,326,621,000 |
| Total Debt Most Recent Quarter | 3,779,167,000 |
| Equity to Debt Ratio Past Year | 0.21 |
| Equity to Debt Ratio Most Recent Quarter | 0.21 |
| Total Stockholder Equity Past Year | 979,851,000 |
| Total Stockholder Equity Prior Year | 1,135,032,000 |
| Total Stockholder Equity Most Recent Quarter | 1,002,288,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -13,355,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.35 |
| Free Cash Flow Past Year | -90,362,000 |
| Free Cash Flow Prior Year | -98,639,000 |
Options |
|
| Put/Call Ratio | 3.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.23 |
| MACD Signal | -1.20 |
| 20-Day Bollinger Lower Band | 9.91 |
| 20-Day Bollinger Middle Band | 16.37 |
| 20-Day Bollinger Upper Band | 22.82 |
| Beta | 1.15 |
| RSI | 27.88 |
| 50-Day SMA | 16.11 |
| 150-Day SMA | 19.44 |
| 200-Day SMA | 22.91 |
System |
|
| Modified | 6/20/2026 6:14:38 AM EST |