Stock Scorecard
Stock Summary for PRA Group Inc (PRAA) - $20.92 as of 11/20/2024 8:36:17 PM EST
Total Score
12 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PRAA
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PRAA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PRAA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PRAA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PRAA (56 out of 90)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 7 |
Latest News for for PRAA
Financial Details for PRAA
Company Overview |
|
|---|---|
| Ticker | PRAA |
| Company Name | PRA Group Inc |
| Country | USA |
| Description | PRA Group, Inc., a service company, is engaged in the purchase, collection and management of delinquent loan portfolios in the Americas, Australia and Europe. The company is headquartered in Norfolk, Virginia. |
| Sector Name | TRADE & SERVICES |
| Industry Name | SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 2/13/2025 |
Stock Price History |
|
| Last Day Price | 20.92 |
| Price 4 Years Ago | 39.66 |
| Last Day Price Updated | 11/20/2024 8:36:17 PM EST |
| Last Day Volume | 268,169 |
| Average Daily Volume | 304,644 |
| 52-Week High | 31.43 |
| 52-Week Low | 17.34 |
| Last Price to 52 Week Low | 20.65% |
Valuation Measures |
|
| Trailing PE | 20.64 |
| Industry PE | 49.51 |
| Sector PE | 41.04 |
| 5-Year Average PE | 8.17 |
| Free Cash Flow Ratio | 5.84 |
| Industry Free Cash Flow Ratio | 43.79 |
| Sector Free Cash Flow Ratio | 94.88 |
| Current Ratio Most Recent Quarter | 214.02 |
| Total Cash Per Share | 3.58 |
| Book Value Per Share Most Recent Quarter | 30.92 |
| Price to Book Ratio | 0.75 |
| Industry Price to Book Ratio | 7.60 |
| Sector Price to Book Ratio | 9.15 |
| Price to Sales Ratio Twelve Trailing Months | 0.86 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.94 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.18 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 39,426,700 |
| Market Capitalization | 824,806,564 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/7/2007 |
| Last Dividend Amount | 0.00 |
| Current Dividend Amount | 0.33 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 0.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -48.10% |
| Annual Earnings Growth | -171.26% |
| Reported EPS 12 Trailing Months | 1.10 |
| Reported EPS Past Year | 1.32 |
| Reported EPS Prior Year | -2.13 |
| Net Income Twelve Trailing Months | 43,363,000 |
| Net Income Past Year | -83,477,000 |
| Net Income Prior Year | 117,147,000 |
| Quarterly Revenue Growth YOY | 30.10% |
| 5-Year Revenue Growth | -2.44% |
| Operating Margin Twelve Trailing Months | 0.32 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 141,135,000 |
| Total Cash Past Year | 112,528,000 |
| Total Cash Prior Year | 83,376,000 |
| Net Cash Position Most Recent Quarter | -3,155,037,000 |
| Net Cash Position Past Year | -5,727,957,000 |
| Long Term Debt Past Year | 5,840,485,000 |
| Long Term Debt Prior Year | 4,350,109,000 |
| Total Debt Most Recent Quarter | 3,296,172,000 |
| Equity to Debt Ratio Past Year | 0.17 |
| Equity to Debt Ratio Most Recent Quarter | 0.27 |
| Total Stockholder Equity Past Year | 1,167,112,000 |
| Total Stockholder Equity Prior Year | 1,227,661,000 |
| Total Stockholder Equity Most Recent Quarter | 1,218,882,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -120,249,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -3.05 |
| Free Cash Flow Past Year | -100,422,000 |
| Free Cash Flow Prior Year | 8,341,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.76 |
| MACD Signal | 0.40 |
| 20-Day Bollinger Lower Band | 19.08 |
| 20-Day Bollinger Middle Band | 22.15 |
| 20-Day Bollinger Upper Band | 25.22 |
| Beta | 1.50 |
| RSI | 58.51 |
| 50-Day SMA | 23.12 |
| 150-Day SMA | 29.93 |
| 200-Day SMA | 32.41 |
System |
|
| Modified | 11/19/2024 10:32:44 AM EST |