Stock Scorecard



Stock Summary for Provident Financial Services Inc (PFS) - $15.20 as of 4/26/2024 3:38:08 PM EST

Total Score

14 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for PFS

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for PFS

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for PFS

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for PFS

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for PFS

Provident Financial Services ( NYSE:PFS ) Raised to Hold at StockNews.com 4/24/2024 8:50:00 AM
Lakeland Bancorp Announces First Quarter Results 4/19/2024 12:00:00 PM
Provident Financial Services, Inc. Announces First Quarter Earnings and Declares Quarterly Cash Dividend - Provident Finl Servs ( NYSE:PFS ) 4/18/2024 9:00:00 PM
Provident Financial Services, Inc. Announces First Quarter Earnings and Declares Quarterly Cash Dividend 4/18/2024 9:00:00 PM
Provident Financial Services, Inc. Receives Federal Reserve Board Approval for its Merger with Lakeland Bancorp, Inc. - Provident Finl Servs ( NYSE:PFS ) , Lakeland Bancorp ( NASDAQ:LBAI ) 4/11/2024 10:59:00 PM
Provident Financial Services, Inc. Receives Federal Reserve Board Approval for its Merger with Lakeland Bancorp, Inc. 4/11/2024 10:59:00 PM
Provident Financial Services, Inc. Schedules First Quarter Earnings Conference Call - Provident Finl Servs ( NYSE:PFS ) 4/11/2024 1:00:00 PM
Provident ( PFS ) & Lakeland ( LBAI ) Get Conditional Nod for Merger 3/26/2024 2:30:00 PM
Provident Financial Services, Inc. Receives FDIC and New Jersey Department of Banking and Insurance Approvals for its Merger with Lakeland Bancorp, Inc. 3/25/2024 5:06:00 PM
Provident Financial Services, Inc. Receives FDIC and New Jersey Department of Banking and Insurance Approvals for its Merger with Lakeland Bancorp, Inc. - Provident Finl Servs ( NYSE:PFS ) , Lakeland Bancorp ( NASDAQ:LBAI ) 3/25/2024 5:00:00 PM

Financial Details for PFS

Company Overview

Ticker PFS
Company Name Provident Financial Services Inc
Country USA
Description Provident Financial Services, Inc. is the banking holding company for Provident Bank offering various banking products and services to individuals, families and businesses in the United States. The company is headquartered in Jersey City, New Jersey.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTION, FEDERALLY CHARTERED
Most Recent Quarter 3/31/2024
Next Earnings Date 7/25/2024

Stock Price History

Last Day Price 15.20
Last Day Price Updated 4/26/2024 3:38:08 PM EST
Last Day Volume 0
Average Daily Volume 933,106
52-Week High 18.75
52-Week Low 13.01
Last Price to 52 Week Low 16.83%

Valuation Measures

Trailing PE 9.43
Industry PE 24.68
Sector PE 18.49
5-Year Average PE 14.38
Free Cash Flow Ratio 7.24
Industry Free Cash Flow Ratio 3.63
Sector Free Cash Flow Ratio 8.80
Current Ratio Most Recent Quarter 0.09
Total Cash Per Share 2.10
Book Value Per Share Most Recent Quarter 22.41
Price to Book Ratio 0.63
Industry Price to Book Ratio 0.75
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 2.36
Industry Price to Sales Ratio Twelve Trailing Months 2.63
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 75,928,000
Market Capitalization 1,154,105,600
Institutional Ownership N/A

Dividends

Ex-Dividend Date 4/26/2024
Last Dividend Amount 0.24
Current Dividend Amount 0.24
Dividend Aristocrat? False
Trailing Annual Dividend Rate 1.20
Trailing Annual Dividend Yield 7.95%
Forward Annual Dividend Rate 1.15
Forward Annual Dividend Yield 7.65%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 4.55%
5-Year Average Dividend Yield 4.66%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 1.60%
5-Year Dividend Growth Rate Percentage -3.78%
All-Time Dividend Growth Rate Percentage 10.11%
Dividend Payout Ratio 75.00%

Income Statement

Quarterly Earnings Growth YOY -21.10%
Annual Earnings Growth -26.90%
Reported EPS 12 Trailing Months 1.60
Reported EPS Past Year 0.43
Reported EPS Prior Year 1.82
Net Income Twelve Trailing Months 119,944,000
Net Income Past Year 128,398,000
Net Income Prior Year 175,648,000
Quarterly Revenue Growth YOY -8.20%
5-Year Revenue Growth 7.76%

Balance Sheet

Total Cash Most Recent Quarter 159,623,000
Total Cash Past Year 181,455,000
Total Cash Prior Year 187,585,000
Net Cash Position Most Recent Quarter -156,321,000
Net Cash Position Past Year -364,045,000
Long Term Debt Past Year 545,500,000
Long Term Debt Prior Year 10,493,000
Total Debt Most Recent Quarter 315,944,000
Equity to Debt Ratio Past Year 0.76
Equity to Debt Ratio Most Recent Quarter 0.84
Total Stockholder Equity Past Year 1,690,596,000
Total Stockholder Equity Prior Year 1,597,703,000
Total Stockholder Equity Most Recent Quarter 1,695,162,000

Options

Put/Call Ratio 5.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.05
MACD Signal -0.16
20-Day Bollinger Lower Band 13.29
20-Day Bollinger Middle Band 15.81
20-Day Bollinger Upper Band 18.32
Beta 1.06
RSI 61.54
50-Day SMA 15.75
200-Day SMA 18.05

System

Modified 4/27/2024 8:48:37 AM EST