Stock Scorecard



Stock Summary for Ponce Financial Group Inc (PDLB) - $8.15 as of 4/27/2024 8:38:14 AM EST

Total Score

11 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for PDLB

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for PDLB

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for PDLB

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for PDLB

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for PDLB

Recent Price Trend in Ponce Financial ( PDLB ) is Your Friend, Here's Why 2/2/2024 1:50:00 PM
Ponce Financial Group, Inc. Reports Fourth Quarter 2023 Results 1/30/2024 9:53:00 PM
Ponce De Leon Foundation Announces Grant Awards - Ponce Finl Gr ( NASDAQ:PDLB ) 1/29/2024 7:10:00 PM
Ponce De Leon Foundation Announces Grant Awards 1/29/2024 7:10:00 PM
Jefferies ( JEF ) Beats Q4 Earnings and Revenue Estimates 1/8/2024 10:25:00 PM
Ponce Financial ( PDLB ) Is a Great Choice for 'Trend' Investors, Here's Why 12/29/2023 1:50:00 PM
5 Stocks With Recent Price Strength for Sparkling Returns 12/13/2023 11:51:00 AM
Axos Financial ( AX ) Surges 11.8%: Is This an Indication of Further Gains? 12/11/2023 9:16:00 AM
Here's Why Momentum in Ponce Financial ( PDLB ) Should Keep going 12/7/2023 1:50:00 PM
Surging Earnings Estimates Signal Upside for Ponce Financial ( PDLB ) Stock 11/21/2023 5:20:00 PM

Financial Details for PDLB

Company Overview

Ticker PDLB
Company Name Ponce Financial Group Inc
Country USA
Description PDL Community Bancorp is the holding company of Ponce Bank offering various banking products and services primarily in the New York City metropolitan area.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTION, FEDERALLY CHARTERED
Most Recent Quarter 12/31/2023
Next Earnings Date 6/14/2024

Stock Price History

Last Day Price 8.15
Last Day Price Updated 4/27/2024 8:38:14 AM EST
Last Day Volume 15,618
Average Daily Volume 27,990
52-Week High 10.19
52-Week Low 6.51
Last Price to 52 Week Low 25.19%

Valuation Measures

Trailing PE 54.33
Industry PE 24.73
Sector PE 18.60
5-Year Average PE -138.30
Free Cash Flow Ratio 1.39
Industry Free Cash Flow Ratio 3.61
Sector Free Cash Flow Ratio 8.83
Current Ratio Most Recent Quarter 0.38
Total Cash Per Share 5.85
Book Value Per Share Most Recent Quarter 11.92
Price to Book Ratio 0.74
Industry Price to Book Ratio 0.75
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 2.60
Industry Price to Sales Ratio Twelve Trailing Months 2.62
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 23,790,500
Market Capitalization 193,892,575
Institutional Ownership N/A

Dividends

Ex-Dividend Date N/A
Last Dividend Amount 0.00
Current Dividend Amount 0.00
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement

Quarterly Earnings Growth YOY -88.00%
Annual Earnings Growth 111.17%
Reported EPS 12 Trailing Months 0.15
Reported EPS Past Year 0.00
Reported EPS Prior Year 0.15
Net Income Twelve Trailing Months 3,352,000
Net Income Past Year 3,352,000
Net Income Prior Year -30,001,000
Quarterly Revenue Growth YOY 375.90%
5-Year Revenue Growth -18.52%

Balance Sheet

Total Cash Most Recent Quarter 139,190,000
Total Cash Past Year 139,190,000
Total Cash Prior Year 54,360,000
Net Cash Position Most Recent Quarter -545,231,000
Net Cash Position Past Year -545,231,000
Long Term Debt Past Year 684,421,000
Long Term Debt Prior Year 517,375,000
Total Debt Most Recent Quarter 684,421,000
Equity to Debt Ratio Past Year 0.42
Equity to Debt Ratio Most Recent Quarter 0.42
Total Stockholder Equity Past Year 491,395,000
Total Stockholder Equity Prior Year 492,700,000
Total Stockholder Equity Most Recent Quarter 491,395,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.12
MACD Signal -0.15
20-Day Bollinger Lower Band 7.94
20-Day Bollinger Middle Band 8.97
20-Day Bollinger Upper Band 9.99
Beta 0.44
RSI 42.33
50-Day SMA 8.60
200-Day SMA 8.84

System

Modified 4/27/2024 8:38:15 AM EST