Stock Scorecard
Stock Summary for PCB Bancorp. (PCB) - $28.08 as of 7/27/2026 9:03:00 AM EST
Total Score
18 out of 30
Safety Score
56 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PCB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PCB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PCB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PCB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PCB (56 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PCB
Financial Details for PCB
Company Overview |
|
|---|---|
| Ticker | PCB |
| Company Name | PCB Bancorp. |
| Country | USA |
| Description | PCB Bancorp is the banking holding company for Pacific City Bank offering various banking products and services to individuals and small and medium-sized businesses in Southern California. The company is headquartered in Los Angeles, California. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 28.08 |
| Price 4 Years Ago | 15.33 |
| Last Day Price Updated | 7/27/2026 9:03:00 AM EST |
| Last Day Volume | 70,942 |
| Average Daily Volume | 44,117 |
| 52-Week High | 30.84 |
| 52-Week Low | 19.14 |
| Last Price to 52 Week Low | 46.71% |
Valuation Measures |
|
| Trailing PE | 10.43 |
| Industry PE | 17.03 |
| Sector PE | 18.90 |
| 5-Year Average PE | 14.41 |
| Free Cash Flow Ratio | 16.14 |
| Industry Free Cash Flow Ratio | 12.13 |
| Sector Free Cash Flow Ratio | 75.87 |
| Current Ratio Most Recent Quarter | 0.68 |
| Total Cash Per Share | 1.74 |
| Book Value Per Share Most Recent Quarter | 23.16 |
| Price to Book Ratio | 1.26 |
| Industry Price to Book Ratio | 1.26 |
| Sector Price to Book Ratio | 2.03 |
| Price to Sales Ratio Twelve Trailing Months | 3.54 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.58 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.83 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 14,234,700 |
| Market Capitalization | 399,710,376 |
| Institutional Ownership | 41.68% |
Dividends |
|
| Ex-Dividend Date | 8/7/2026 |
| Previous Dividend Amount | 0.2200 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing | 7 |
| Trailing Annual Dividend Rate | 0.84 |
| Trailing Annual Dividend Yield | 2.91% |
| Forward Annual Dividend Rate | 0.88 |
| Forward Annual Dividend Yield | 3.04% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.76% |
| 5-Year Average Dividend Yield | 3.89% |
| 1-Year Dividend Growth Rate Percentage | 10.00% |
| 3-Year Dividend Growth Rate Percentage | 4.88% |
| 5-Year Dividend Growth Rate Percentage | 10.05% |
| All-Time Dividend Growth Rate Percentage | 24.78% |
| Dividend Payout Ratio | 30.32% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 39.60% |
| Annual Earnings Growth | 45.11% |
| Reported EPS 12 Trailing Months | 2.77 |
| Reported EPS Past Year | 0.74 |
| Reported EPS Prior Year | 2.58 |
| Net Income Twelve Trailing Months | 40,371,000 |
| Net Income Past Year | 37,453,000 |
| Net Income Prior Year | 25,810,000 |
| Quarterly Revenue Growth YOY | 17.60% |
| 5-Year Revenue Growth | 18.00% |
| Operating Margin Twelve Trailing Months | 50.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 24,787,000 |
| Total Cash Past Year | 25,319,000 |
| Total Cash Prior Year | 198,792,000 |
| Net Cash Position Most Recent Quarter | -25,213,000 |
| Net Cash Position Past Year | -8,681,000 |
| Long Term Debt Past Year | 34,000,000 |
| Long Term Debt Prior Year | 39,000,000 |
| Total Debt Most Recent Quarter | 50,000,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.89 |
| Total Stockholder Equity Past Year | 390,026,000 |
| Total Stockholder Equity Prior Year | 363,814,000 |
| Total Stockholder Equity Most Recent Quarter | 396,718,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 43,445,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.05 |
| Free Cash Flow Past Year | 24,396,000 |
| Free Cash Flow Prior Year | 34,910,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.83 |
| MACD Signal | 0.94 |
| 20-Day Bollinger Lower Band | 20.11 |
| 20-Day Bollinger Middle Band | 25.16 |
| 20-Day Bollinger Upper Band | 30.21 |
| Beta | 0.49 |
| RSI | 53.37 |
| 50-Day SMA | 22.75 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 7/25/2026 1:05:23 AM EST |