Stock Scorecard
Stock Summary for PCB Bancorp. (PCB) - $24.83 as of 6/5/2026 7:43:16 PM EST
Total Score
13 out of 30
Safety Score
35 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for PCB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PCB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PCB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PCB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PCB (35 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for PCB
Financial Details for PCB
Company Overview |
|
|---|---|
| Ticker | PCB |
| Company Name | PCB Bancorp. |
| Country | N/A |
| Description | PCB Bancorp is the banking holding company for Pacific City Bank offering various banking products and services to individuals and small and medium-sized businesses in Southern California. The company is headquartered in Los Angeles, California. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/23/2026 |
Stock Price History |
|
| Last Day Price | 24.83 |
| Price 4 Years Ago | 15.33 |
| Last Day Price Updated | 6/5/2026 7:43:16 PM EST |
| Last Day Volume | 9,689 |
| Average Daily Volume | 24,227 |
| 52-Week High | 25.00 |
| 52-Week Low | 18.09 |
| Last Price to 52 Week Low | 37.26% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.75 |
| Sector PE | 19.23 |
| 5-Year Average PE | 12.77 |
| Free Cash Flow Ratio | 14.27 |
| Industry Free Cash Flow Ratio | 12.57 |
| Sector Free Cash Flow Ratio | 28.49 |
| Current Ratio Most Recent Quarter | 0.68 |
| Total Cash Per Share | 1.74 |
| Book Value Per Share Most Recent Quarter | 23.16 |
| Price to Book Ratio | 1.08 |
| Industry Price to Book Ratio | 1.20 |
| Sector Price to Book Ratio | 1.96 |
| Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.45 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.90 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 14,234,700 |
| Market Capitalization | 353,447,601 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/8/2026 |
| Previous Dividend Amount | 0.2200 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing | 7 |
| Trailing Annual Dividend Rate | 0.84 |
| Trailing Annual Dividend Yield | 3.43% |
| Forward Annual Dividend Rate | 0.88 |
| Forward Annual Dividend Yield | 3.59% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 10.00% |
| 3-Year Dividend Growth Rate Percentage | 4.88% |
| 5-Year Dividend Growth Rate Percentage | 10.05% |
| All-Time Dividend Growth Rate Percentage | 24.78% |
| Dividend Payout Ratio | 30.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 39.60% |
| Annual Earnings Growth | 45.11% |
| Reported EPS 12 Trailing Months | 2.79 |
| Reported EPS Past Year | 0.74 |
| Reported EPS Prior Year | 2.58 |
| Net Income Twelve Trailing Months | 40,371,000 |
| Net Income Past Year | 37,453,000 |
| Net Income Prior Year | 25,810,000 |
| Quarterly Revenue Growth YOY | 17.60% |
| 5-Year Revenue Growth | 18.00% |
| Operating Margin Twelve Trailing Months | 50.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 24,787,000 |
| Total Cash Past Year | 25,319,000 |
| Total Cash Prior Year | 198,792,000 |
| Net Cash Position Most Recent Quarter | -25,213,000 |
| Net Cash Position Past Year | -8,681,000 |
| Long Term Debt Past Year | 34,000,000 |
| Long Term Debt Prior Year | 39,000,000 |
| Total Debt Most Recent Quarter | 50,000,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.89 |
| Total Stockholder Equity Past Year | 390,026,000 |
| Total Stockholder Equity Prior Year | 363,814,000 |
| Total Stockholder Equity Most Recent Quarter | 396,718,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 41,002,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.88 |
| Free Cash Flow Past Year | 24,396,000 |
| Free Cash Flow Prior Year | 34,910,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.19 |
| MACD Signal | 0.22 |
| 20-Day Bollinger Lower Band | 20.80 |
| 20-Day Bollinger Middle Band | 23.08 |
| 20-Day Bollinger Upper Band | 25.36 |
| Beta | 0.52 |
| RSI | 53.61 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 18.13 |
| 200-Day SMA | 17.32 |
System |
|
| Modified | 6/4/2026 5:59:24 AM EST |