Stock Scorecard
Stock Summary for Prosperity Bancshares Inc (PB) - $63.19 as of 10/24/2025 3:44:49 PM EST
Total Score
14 out of 30
Safety Score
75 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for PB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for PB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for PB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for PB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for PB (75 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for PB
Financial Details for PB
Company Overview |
|
|---|---|
| Ticker | PB |
| Company Name | Prosperity Bancshares Inc |
| Country | USA |
| Description | Prosperity Bancshares, Inc. is a leading banking holding company headquartered in Houston, Texas, operating primarily through its wholly-owned subsidiary, Prosperity Bank. The company provides a full suite of retail and commercial banking services to a diverse customer base, including individuals and businesses. Known for its commitment to exceptional customer service and community involvement, Prosperity Bancshares emphasizes sustainable growth and profitability, strategically positioning itself in a competitive banking environment. Its focus on fostering economic development in its markets enhances its reputation and viability in the financial sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/29/2025 |
Stock Price History |
|
| Last Day Price | 63.19 |
| Price 4 Years Ago | 63.77 |
| Last Day Price Updated | 10/24/2025 3:44:49 PM EST |
| Last Day Volume | 975,730 |
| Average Daily Volume | 1,024,122 |
| 52-Week High | 83.98 |
| 52-Week Low | 60.54 |
| Last Price to 52 Week Low | 4.38% |
Valuation Measures |
|
| Trailing PE | 11.50 |
| Industry PE | 16.26 |
| Sector PE | 22.89 |
| 5-Year Average PE | 15.05 |
| Free Cash Flow Ratio | 4.60 |
| Industry Free Cash Flow Ratio | 7.64 |
| Sector Free Cash Flow Ratio | 30.76 |
| Current Ratio Most Recent Quarter | 0.85 |
| Total Cash Per Share | 13.74 |
| Book Value Per Share Most Recent Quarter | 79.77 |
| Price to Book Ratio | 0.82 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 4.89 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.01 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.84 |
| Analyst Buy Ratings | 6 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 94,993,000 |
| Market Capitalization | 6,002,607,670 |
| Institutional Ownership | 87.09% |
Dividends |
|
| Ex-Dividend Date | 12/15/2025 |
| Previous Dividend Amount | 0.5800 |
| Current Dividend Amount | 0.6000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.32 |
| Trailing Annual Dividend Yield | 3.69% |
| Forward Annual Dividend Rate | 2.40 |
| Forward Annual Dividend Yield | 3.82% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.27% |
| 5-Year Average Dividend Yield | 3.21% |
| 1-Year Dividend Growth Rate Percentage | 3.54% |
| 3-Year Dividend Growth Rate Percentage | 2.90% |
| 5-Year Dividend Growth Rate Percentage | 4.13% |
| All-Time Dividend Growth Rate Percentage | 11.93% |
| Dividend Payout Ratio | 41.13% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.70% |
| Annual Earnings Growth | 14.33% |
| Reported EPS 12 Trailing Months | 5.48 |
| Reported EPS Past Year | 2.79 |
| Reported EPS Prior Year | 5.06 |
| Net Income Twelve Trailing Months | 522,738,000 |
| Net Income Past Year | 479,386,000 |
| Net Income Prior Year | 419,316,000 |
| Quarterly Revenue Growth YOY | 5.10% |
| 5-Year Revenue Growth | 13.29% |
| Operating Margin Twelve Trailing Months | 58.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,304,993,000 |
| Total Cash Past Year | 1,972,175,000 |
| Total Cash Prior Year | 458,153,000 |
| Net Cash Position Most Recent Quarter | -1,895,007,000 |
| Net Cash Position Past Year | -1,227,825,000 |
| Long Term Debt Past Year | 3,200,000,000 |
| Long Term Debt Prior Year | 3,725,000,000 |
| Total Debt Most Recent Quarter | 3,200,000,000 |
| Equity to Debt Ratio Past Year | 0.70 |
| Equity to Debt Ratio Most Recent Quarter | 0.70 |
| Total Stockholder Equity Past Year | 7,438,495,000 |
| Total Stockholder Equity Prior Year | 7,079,330,000 |
| Total Stockholder Equity Most Recent Quarter | 7,599,736,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 322,407,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.39 |
| Free Cash Flow Past Year | 451,554,000 |
| Free Cash Flow Prior Year | 612,202,000 |
Options |
|
| Put/Call Ratio | 1.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.83 |
| MACD Signal | -0.64 |
| 20-Day Bollinger Lower Band | 61.49 |
| 20-Day Bollinger Middle Band | 67.39 |
| 20-Day Bollinger Upper Band | 73.29 |
| Beta | 0.74 |
| RSI | 41.34 |
| 50-Day SMA | 70.91 |
| 150-Day SMA | 63.66 |
| 200-Day SMA | 63.68 |
System |
|
| Modified | 10/25/2025 6:51:27 AM EST |