Stock Scorecard



Stock Summary for Prosperity Bancshares Inc (PB) - $73.75 as of 5/13/2025 12:05:56 PM EST

Total Score

14 out of 30

Safety Score

81 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for PB

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for PB

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for PB

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for PB

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for PB (81 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 9
Book Value to Price (Max of 10) 6
Analyst Buy Ratings (Max of 5) 4
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 8
Trading Volume (Max of 10) 8
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for PB

Why Prosperity Bancshares ( PB ) is a Top Dividend Stock for Your Portfolio 5/9/2025 3:45:00 PM
How Do Investors Really Feel About Prosperity Bancshares? - Prosperity Bancshares ( NYSE:PB ) 4/25/2025 2:00:00 PM
Prosperity Bancshares Q1 Earnings Beat on Higher NII & Fee Income 4/24/2025 6:26:00 PM
Prosperity Bancshares ( PB ) is a Top Dividend Stock Right Now: Should You Buy? 4/23/2025 3:45:00 PM
Prosperity Bancshares ( PB ) Q1 Earnings Top Estimates 4/23/2025 11:40:00 AM
Will Prosperity Bancshares ( PB ) Beat Estimates Again in Its Next Earnings Report? 4/21/2025 4:10:00 PM
Exploring Analyst Estimates for Prosperity Bancshares ( PB ) Q1 Earnings, Beyond Revenue and EPS 4/21/2025 1:15:00 PM
First Financial Bankshares ( FFIN ) Matches Q1 Earnings Estimates 4/17/2025 9:20:00 PM
First Horizon Q1 Earnings Beat, Expenses & Provisions Decline Y/Y 4/17/2025 5:43:00 PM
ACNB ( ACNB ) Earnings Expected to Grow: What to Know Ahead of Q1 Release 4/17/2025 2:01:00 PM

Financial Details for PB

Company Overview

Ticker PB
Company Name Prosperity Bancshares Inc
Country USA
Description Prosperity Bancshares, Inc. is a banking holding company for Prosperity Bank providing retail and commercial banking services to businesses and consumers. The company is headquartered in Houston, Texas.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/22/2025

Stock Price History

Last Day Price 73.75
Price 4 Years Ago 64.88
Last Day Price Updated 5/13/2025 12:05:56 PM EST
Last Day Volume 883,021
Average Daily Volume 739,206
52-Week High 85.41
52-Week Low 55.84
Last Price to 52 Week Low 32.07%

Valuation Measures

Trailing PE 14.07
Industry PE 16.08
Sector PE 18.76
5-Year Average PE 20.90
Free Cash Flow Ratio 21.56
Industry Free Cash Flow Ratio 6.60
Sector Free Cash Flow Ratio 25.77
Current Ratio Most Recent Quarter 276.38
Total Cash Per Share 3.42
Book Value Per Share Most Recent Quarter 78.91
Price to Book Ratio 0.88
Industry Price to Book Ratio 1.04
Sector Price to Book Ratio 2.07
Price to Sales Ratio Twelve Trailing Months 5.79
Industry Price to Sales Ratio Twelve Trailing Months 3.03
Sector Price to Sales Ratio Twelve Trailing Months 3.16
Analyst Buy Ratings 4
Analyst Strong Buy Ratings 4

Share Statistics

Total Shares Outstanding 95,258,000
Market Capitalization 7,025,277,500
Institutional Ownership N/A

Dividends

Ex-Dividend Date 6/13/2025
Previous Dividend Amount 0.5800
Current Dividend Amount 0.5800
Total Years Dividend Increasing Dividend Aristocrat - Increasing for 26 Years
Trailing Annual Dividend Rate 2.28
Trailing Annual Dividend Yield 3.09%
Forward Annual Dividend Rate 2.32
Forward Annual Dividend Yield 3.15%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 3.02%
5-Year Average Dividend Yield 3.16%
1-Year Dividend Growth Rate Percentage 2.65%
3-Year Dividend Growth Rate Percentage 1.32%
5-Year Dividend Growth Rate Percentage 3.91%
All-Time Dividend Growth Rate Percentage 12.28%
Dividend Payout Ratio 43.51%

Income Statement

Quarterly Earnings Growth YOY 16.00%
Annual Earnings Growth 14.33%
Reported EPS 12 Trailing Months 5.24
Reported EPS Past Year 1.37
Reported EPS Prior Year 5.06
Net Income Twelve Trailing Months 499,185,000
Net Income Past Year 479,386,000
Net Income Prior Year 419,316,000
Quarterly Revenue Growth YOY 10.70%
5-Year Revenue Growth 7.52%
Operating Margin Twelve Trailing Months 57.40%

Balance Sheet

Total Cash Most Recent Quarter 326,066,000
Total Cash Past Year 1,972,175,000
Total Cash Prior Year 458,153,000
Net Cash Position Most Recent Quarter -2,873,934,000
Net Cash Position Past Year -1,227,825,000
Long Term Debt Past Year 3,200,000,000
Long Term Debt Prior Year 3,725,000,000
Total Debt Most Recent Quarter 3,200,000,000
Equity to Debt Ratio Past Year 0.70
Equity to Debt Ratio Most Recent Quarter 0.70
Total Stockholder Equity Past Year 7,438,495,000
Total Stockholder Equity Prior Year 7,079,330,000
Total Stockholder Equity Most Recent Quarter 7,517,061,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 451,588,000
Free Cash Flow Per Share Twelve Trailing Months 4.74
Free Cash Flow Past Year 456,589,000
Free Cash Flow Prior Year 612,202,000

Options

Put/Call Ratio 0.25
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.20
MACD Signal -0.44
20-Day Bollinger Lower Band 63.39
20-Day Bollinger Middle Band 72.72
20-Day Bollinger Upper Band 82.05
Beta 0.72
RSI 58.77
50-Day SMA 70.80
150-Day SMA 64.16
200-Day SMA 64.10

System

Modified 5/13/2025 7:55:59 AM EST