Stock Scorecard



Stock Summary for PaySign Inc (PAYS) - $5.52 as of 10/17/2025 3:36:38 PM EST

Total Score

17 out of 30

Safety Score

34 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for PAYS

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for PAYS

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for PAYS

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for PAYS

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for PAYS (34 out of 100)

Stock Price Rating (Max of 10) 4
Historical Stock Price Rating (Max of 10) 2
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 1
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 2
Trading Volume (Max of 10) 6
Price to Earnings (Max of 10) 2
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for PAYS

Paysign: A Small-Cap Stock With Big Potential? 10/9/2025 11:00:00 PM
Top 2 Financial Stocks That May Collapse This Quarter - HSBC Holdings ( NYSE:HSBC ) , Empro Group ( NASDAQ:EMPG ) 10/1/2025 1:01:00 PM
3 Tech Infrastructure Stocks Look Ready To Fly - Intrusion ( NASDAQ:INTZ ) , Katapult Holdings ( NASDAQ:KPLT ) 9/4/2025 12:42:00 PM
Paysign ( PAYS ) Q2 Revenue Jumps 33% 8/6/2025 12:16:00 PM
Super Micro Computer Posts Downbeat Q4 Results, Joins Personalis, Snap And Other Big Stocks Moving Lower In Wednesday's Pre-Market Session - Day One Biopharmaceutical ( NASDAQ:DAWN ) , Digital Turbine ( NASDAQ:APPS ) 8/6/2025 12:11:00 PM
Insider Selling: Matthew Lanford Unloads $186K Of PaySign Stock - PaySign ( NASDAQ:PAYS ) 8/5/2025 3:01:00 PM
PaySign Chief Financial Officer Trades $215K In Company Stock - PaySign ( NASDAQ:PAYS ) 8/5/2025 3:01:00 PM
Sell Alert: Joan M Herman Cashes Out $100K In PaySign Stock - PaySign ( NASDAQ:PAYS ) 8/5/2025 3:01:00 PM
Sell Alert: Robert Strobo Cashes Out $187K In PaySign Stock - PaySign ( NASDAQ:PAYS ) 8/5/2025 3:01:00 PM
Finding the Best Cheap Stocks to Buy Now 7/22/2025 8:41:00 PM

Financial Details for PAYS

Company Overview

Ticker PAYS
Company Name PaySign Inc
Country USA
Description Paysign, Inc. is an innovative financial technology firm headquartered in Henderson, Nevada, specializing in prepaid card solutions and comprehensive processing services for corporate, consumer, and governmental sectors. The company's advanced payment solutions emphasize efficiency, security, and user experience, establishing Paysign as a significant participant in the expanding prepaid market. With a commitment to enhancing financial services, Paysign is strategically positioned to capitalize on emerging trends in digital payment technologies.
Sector Name TECHNOLOGY
Industry Name SOFTWARE - INFRASTRUCTURE
Most Recent Quarter 6/30/2025
Next Earnings Date 11/11/2025

Stock Price History

Last Day Price 5.52
Price 4 Years Ago 1.60
Last Day Price Updated 10/17/2025 3:36:38 PM EST
Last Day Volume 506,183
Average Daily Volume 619,706
52-Week High 8.88
52-Week Low 1.80
Last Price to 52 Week Low 206.67%

Valuation Measures

Trailing PE 45.08
Industry PE 89.15
Sector PE 79.94
5-Year Average PE 57.10
Free Cash Flow Ratio 2.64
Industry Free Cash Flow Ratio 22.47
Sector Free Cash Flow Ratio 39.60
Current Ratio Most Recent Quarter 1.11
Total Cash Per Share 2.09
Book Value Per Share Most Recent Quarter 0.78
Price to Book Ratio 8.06
Industry Price to Book Ratio 10.12
Sector Price to Book Ratio 7.92
Price to Sales Ratio Twelve Trailing Months 4.39
Industry Price to Sales Ratio Twelve Trailing Months 6.11
Sector Price to Sales Ratio Twelve Trailing Months 6.16
Analyst Buy Ratings 3
Analyst Strong Buy Ratings 2

Share Statistics

Total Shares Outstanding 54,452,000
Market Capitalization 300,575,040
Institutional Ownership 36.59%

Dividends

Ex-Dividend Date N/A
Previous Dividend Amount 0.0000
Current Dividend Amount 0.0000
Total Years Dividend Increasing N/A
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement

Quarterly Earnings Growth YOY 100.00%
Annual Earnings Growth -40.92%
Reported EPS 12 Trailing Months 0.12
Reported EPS Past Year 0.07
Reported EPS Prior Year 0.07
Net Income Twelve Trailing Months 6,783,570
Net Income Past Year 3,815,907
Net Income Prior Year 6,458,727
Quarterly Revenue Growth YOY 33.10%
5-Year Revenue Growth 10.99%
Operating Margin Twelve Trailing Months 7.54%

Balance Sheet

Total Cash Most Recent Quarter 113,913,123
Total Cash Past Year 10,766,982
Total Cash Prior Year 16,994,705
Net Cash Position Most Recent Quarter 113,913,123
Net Cash Position Past Year 10,766,982
Long Term Debt Past Year 0
Long Term Debt Prior Year 0
Total Debt Most Recent Quarter 0
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 30,441,632
Total Stockholder Equity Prior Year 24,487,381
Total Stockholder Equity Most Recent Quarter 42,207,959

Free Cash Flow

Free Cash Flow Twelve Trailing Months -14,968,498
Free Cash Flow Per Share Twelve Trailing Months -0.27
Free Cash Flow Past Year 13,458,418
Free Cash Flow Prior Year 20,571,946

Options

Put/Call Ratio 0.01
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.02
MACD Signal 0.02
20-Day Bollinger Lower Band 3.94
20-Day Bollinger Middle Band 6.12
20-Day Bollinger Upper Band 8.29
Beta 0.93
RSI 48.01
50-Day SMA 4.15
150-Day SMA 3.55
200-Day SMA 3.18

System

Modified 10/18/2025 6:38:16 AM EST