Stock Scorecard
Stock Summary for Bank OZK (OZK) - $52.24 as of 8/14/2026 1:40:43 PM EST
Total Score
16 out of 30
Safety Score
78 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OZK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OZK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OZK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OZK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OZK (78 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OZK
Financial Details for OZK
Company Overview |
|
|---|---|
| Ticker | OZK |
| Company Name | Bank OZK |
| Country | USA |
| Description | Bank OZK offers a variety of retail and commercial banking services. The company is headquartered in Little Rock, Arkansas. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/15/2026 |
Stock Price History |
|
| Last Day Price | 52.24 |
| Price 4 Years Ago | 34.84 |
| Last Day Price Updated | 8/14/2026 1:40:43 PM EST |
| Last Day Volume | 959,619 |
| Average Daily Volume | 1,242,893 |
| 52-Week High | 53.18 |
| 52-Week Low | 41.16 |
| Last Price to 52 Week Low | 26.92% |
Valuation Measures |
|
| Trailing PE | 8.61 |
| Industry PE | 24.26 |
| Sector PE | 24.75 |
| 5-Year Average PE | 9.38 |
| Free Cash Flow Ratio | 3.67 |
| Industry Free Cash Flow Ratio | 10.76 |
| Sector Free Cash Flow Ratio | 85.79 |
| Current Ratio Most Recent Quarter | 5.36 |
| Total Cash Per Share | 14.25 |
| Book Value Per Share Most Recent Quarter | 54.47 |
| Price to Book Ratio | 0.95 |
| Industry Price to Book Ratio | 1.28 |
| Sector Price to Book Ratio | 1.94 |
| Price to Sales Ratio Twelve Trailing Months | 3.67 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.59 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.49 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 109,038,000 |
| Market Capitalization | 5,696,145,120 |
| Institutional Ownership | 98.54% |
Dividends |
|
| Ex-Dividend Date | 7/13/2026 |
| Previous Dividend Amount | 0.4700 |
| Current Dividend Amount | 0.4800 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.86 |
| Trailing Annual Dividend Yield | 3.56% |
| Forward Annual Dividend Rate | 1.92 |
| Forward Annual Dividend Yield | 3.68% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.89% |
| 5-Year Average Dividend Yield | 3.62% |
| 1-Year Dividend Growth Rate Percentage | 10.34% |
| 3-Year Dividend Growth Rate Percentage | 5.05% |
| 5-Year Dividend Growth Rate Percentage | 11.10% |
| All-Time Dividend Growth Rate Percentage | 19.44% |
| Dividend Payout Ratio | 30.64% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -5.70% |
| Annual Earnings Growth | -0.14% |
| Reported EPS 12 Trailing Months | 6.07 |
| Reported EPS Past Year | 2.93 |
| Reported EPS Prior Year | 6.17 |
| Net Income Twelve Trailing Months | 691,279,000 |
| Net Income Past Year | 715,480,000 |
| Net Income Prior Year | 716,456,000 |
| Quarterly Revenue Growth YOY | -2.10% |
| 5-Year Revenue Growth | 18.97% |
| Operating Margin Twelve Trailing Months | 55.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,554,322,000 |
| Total Cash Past Year | 2,833,821,000 |
| Total Cash Prior Year | 2,781,101,000 |
| Net Cash Position Most Recent Quarter | 1,090,391,000 |
| Net Cash Position Past Year | 2,370,243,000 |
| Long Term Debt Past Year | 463,578,000 |
| Long Term Debt Prior Year | 883,040,000 |
| Total Debt Most Recent Quarter | 463,931,000 |
| Equity to Debt Ratio Past Year | 0.93 |
| Equity to Debt Ratio Most Recent Quarter | 0.93 |
| Total Stockholder Equity Past Year | 6,129,851,000 |
| Total Stockholder Equity Prior Year | 5,705,623,000 |
| Total Stockholder Equity Most Recent Quarter | 6,278,068,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 762,417,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 6.99 |
| Free Cash Flow Past Year | 731,729,000 |
| Free Cash Flow Prior Year | 738,848,000 |
Options |
|
| Put/Call Ratio | 2.26 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.40 |
| MACD Signal | 0.38 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.88 |
| RSI | 58.30 |
| 50-Day SMA | 47.45 |
| 150-Day SMA | 43.49 |
| 200-Day SMA | 41.50 |
System |
|
| Modified | 8/15/2026 5:16:04 AM EST |