Stock Scorecard
Stock Summary for Bank OZK (OZK) - $47.66 as of 6/2/2026 9:55:41 AM EST
Total Score
17 out of 30
Safety Score
75 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OZK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OZK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OZK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OZK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OZK (75 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OZK
Financial Details for OZK
Company Overview |
|
|---|---|
| Ticker | OZK |
| Company Name | Bank OZK |
| Country | USA |
| Description | Bank OZK offers a variety of retail and commercial banking services. The company is headquartered in Little Rock, Arkansas. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 47.66 |
| Price 4 Years Ago | 35.17 |
| Last Day Price Updated | 6/2/2026 9:55:41 AM EST |
| Last Day Volume | 713,576 |
| Average Daily Volume | 1,107,720 |
| 52-Week High | 52.14 |
| 52-Week Low | 41.55 |
| Last Price to 52 Week Low | 14.71% |
Valuation Measures |
|
| Trailing PE | 7.87 |
| Industry PE | 14.26 |
| Sector PE | 18.78 |
| 5-Year Average PE | 12.22 |
| Free Cash Flow Ratio | 3.06 |
| Industry Free Cash Flow Ratio | 12.72 |
| Sector Free Cash Flow Ratio | 31.47 |
| Current Ratio Most Recent Quarter | 5.36 |
| Total Cash Per Share | 15.59 |
| Book Value Per Share Most Recent Quarter | 53.19 |
| Price to Book Ratio | 0.91 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.71 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 109,166,000 |
| Market Capitalization | 5,202,851,560 |
| Institutional Ownership | 99.14% |
Dividends |
|
| Ex-Dividend Date | 4/13/2026 |
| Previous Dividend Amount | 0.4600 |
| Current Dividend Amount | 0.4700 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.82 |
| Trailing Annual Dividend Yield | 3.76% |
| Forward Annual Dividend Rate | 1.88 |
| Forward Annual Dividend Yield | 3.89% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 8.05% |
| 3-Year Dividend Growth Rate Percentage | 3.95% |
| 5-Year Dividend Growth Rate Percentage | 10.52% |
| All-Time Dividend Growth Rate Percentage | 19.44% |
| Dividend Payout Ratio | 29.59% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -2.00% |
| Annual Earnings Growth | -0.14% |
| Reported EPS 12 Trailing Months | 6.15 |
| Reported EPS Past Year | 1.44 |
| Reported EPS Prior Year | 6.17 |
| Net Income Twelve Trailing Months | 706,885,000 |
| Net Income Past Year | 715,480,000 |
| Net Income Prior Year | 716,456,000 |
| Quarterly Revenue Growth YOY | 1.40% |
| 5-Year Revenue Growth | 18.97% |
| Operating Margin Twelve Trailing Months | 56.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,701,994,000 |
| Total Cash Past Year | 2,833,821,000 |
| Total Cash Prior Year | 2,781,101,000 |
| Net Cash Position Most Recent Quarter | 888,116,000 |
| Net Cash Position Past Year | 2,370,243,000 |
| Long Term Debt Past Year | 463,578,000 |
| Long Term Debt Prior Year | 883,040,000 |
| Total Debt Most Recent Quarter | 813,878,000 |
| Equity to Debt Ratio Past Year | 0.93 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 6,129,851,000 |
| Total Stockholder Equity Prior Year | 5,705,623,000 |
| Total Stockholder Equity Most Recent Quarter | 6,156,210,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 701,436,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 6.43 |
| Free Cash Flow Past Year | 731,729,000 |
| Free Cash Flow Prior Year | 738,848,000 |
Options |
|
| Put/Call Ratio | 4.60 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.16 |
| MACD Signal | 0.15 |
| 20-Day Bollinger Lower Band | 42.94 |
| 20-Day Bollinger Middle Band | 47.05 |
| 20-Day Bollinger Upper Band | 51.16 |
| Beta | 0.90 |
| RSI | 53.35 |
| 50-Day SMA | 47.20 |
| 150-Day SMA | 42.86 |
| 200-Day SMA | 41.06 |
System |
|
| Modified | 6/2/2026 5:32:27 AM EST |