Stock Scorecard
Stock Summary for Bank OZK (OZK) - $43.73 as of 3/28/2025 8:40:45 PM EST
Total Score
19 out of 30
Safety Score
74 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OZK
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OZK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OZK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OZK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OZK (74 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OZK
Financial Details for OZK
Company Overview |
|
|---|---|
| Ticker | OZK |
| Company Name | Bank OZK |
| Country | USA |
| Description | Bank OZK offers a variety of retail and commercial banking services. The company is headquartered in Little Rock, Arkansas. |
| Sector Name | TECHNOLOGY |
| Industry Name | GENERAL |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/15/2025 |
Stock Price History |
|
| Last Day Price | 43.73 |
| Price 4 Years Ago | 41.58 |
| Last Day Price Updated | 3/28/2025 8:40:45 PM EST |
| Last Day Volume | 1,978,277 |
| Average Daily Volume | 1,182,502 |
| 52-Week High | 53.64 |
| 52-Week Low | 36.36 |
| Last Price to 52 Week Low | 20.27% |
Valuation Measures |
|
| Trailing PE | 7.37 |
| Industry PE | 16.69 |
| Sector PE | 75.28 |
| 5-Year Average PE | 8.96 |
| Free Cash Flow Ratio | 1.79 |
| Industry Free Cash Flow Ratio | 110.52 |
| Sector Free Cash Flow Ratio | 42.47 |
| Current Ratio Most Recent Quarter | 0.34 |
| Total Cash Per Share | 24.48 |
| Book Value Per Share Most Recent Quarter | 47.30 |
| Price to Book Ratio | 0.96 |
| Industry Price to Book Ratio | 31.35 |
| Sector Price to Book Ratio | 13.76 |
| Price to Sales Ratio Twelve Trailing Months | 3.48 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.19 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.50 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 113,604,000 |
| Market Capitalization | 4,967,902,920 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 1/14/2025 |
| Previous Dividend Amount | 0.4100 |
| Current Dividend Amount | 0.4200 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.62 |
| Trailing Annual Dividend Yield | 3.58% |
| Forward Annual Dividend Rate | 1.68 |
| Forward Annual Dividend Yield | 3.71% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.58% |
| 5-Year Average Dividend Yield | 3.18% |
| 1-Year Dividend Growth Rate Percentage | 6.33% |
| 3-Year Dividend Growth Rate Percentage | 3.12% |
| 5-Year Dividend Growth Rate Percentage | 10.36% |
| All-Time Dividend Growth Rate Percentage | 19.81% |
| Dividend Payout Ratio | 26.38% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 4.10% |
| Annual Earnings Growth | 3.72% |
| Reported EPS 12 Trailing Months | 6.16 |
| Reported EPS Past Year | 6.14 |
| Reported EPS Prior Year | 5.87 |
| Net Income Twelve Trailing Months | 716,455,000 |
| Net Income Past Year | 716,456,000 |
| Net Income Prior Year | 690,783,000 |
| Quarterly Revenue Growth YOY | 6.20% |
| 5-Year Revenue Growth | 10.99% |
| Operating Margin Twelve Trailing Months | 62.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,781,101,000 |
| Total Cash Past Year | 2,781,101,000 |
| Total Cash Prior Year | 2,149,529,000 |
| Net Cash Position Most Recent Quarter | 1,898,061,000 |
| Net Cash Position Past Year | 1,898,061,000 |
| Long Term Debt Past Year | 883,040,000 |
| Long Term Debt Prior Year | 1,274,731,000 |
| Total Debt Most Recent Quarter | 883,040,000 |
| Equity to Debt Ratio Past Year | 0.87 |
| Equity to Debt Ratio Most Recent Quarter | 0.87 |
| Total Stockholder Equity Past Year | 5,705,623,000 |
| Total Stockholder Equity Prior Year | 5,139,001,000 |
| Total Stockholder Equity Most Recent Quarter | 5,705,623,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 738,307,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 6.50 |
| Free Cash Flow Past Year | 738,848,000 |
| Free Cash Flow Prior Year | 852,412,000 |
Options |
|
| Put/Call Ratio | 2.18 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.82 |
| MACD Signal | -1.06 |
| 20-Day Bollinger Lower Band | 40.86 |
| 20-Day Bollinger Middle Band | 47.04 |
| 20-Day Bollinger Upper Band | 53.22 |
| Beta | 1.22 |
| RSI | 42.63 |
| 50-Day SMA | 44.22 |
| 150-Day SMA | 40.30 |
| 200-Day SMA | 40.03 |
System |
|
| Modified | 3/28/2025 4:20:19 AM EST |