Stock Scorecard
Stock Summary for Old Republic International Corp (ORI) - $38.50 as of 7/1/2025 7:49:25 AM EST
Total Score
16 out of 30
Safety Score
62 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ORI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ORI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ORI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ORI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ORI (62 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ORI
Financial Details for ORI
Company Overview |
|
|---|---|
| Ticker | ORI |
| Company Name | Old Republic International Corp |
| Country | USA |
| Description | Old Republic International Corporation is engaged in the insurance underwriting and related services business primarily in the United States and Canada. The company is headquartered in Chicago, Illinois. |
| Sector Name | FINANCE |
| Industry Name | SURETY INSURANCE |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/24/2025 |
Stock Price History |
|
| Last Day Price | 38.50 |
| Price 4 Years Ago | 19.66 |
| Last Day Price Updated | 7/1/2025 7:49:25 AM EST |
| Last Day Volume | 1,525,734 |
| Average Daily Volume | 1,413,691 |
| 52-Week High | 39.53 |
| 52-Week Low | 27.34 |
| Last Price to 52 Week Low | 40.82% |
Valuation Measures |
|
| Trailing PE | 12.52 |
| Industry PE | 9.86 |
| Sector PE | 21.07 |
| 5-Year Average PE | 16.48 |
| Free Cash Flow Ratio | 35.98 |
| Industry Free Cash Flow Ratio | 60.77 |
| Sector Free Cash Flow Ratio | 11.13 |
| Current Ratio Most Recent Quarter | 102.40 |
| Total Cash Per Share | 1.07 |
| Book Value Per Share Most Recent Quarter | 24.27 |
| Price to Book Ratio | 1.59 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.10 |
| Price to Sales Ratio Twelve Trailing Months | 1.14 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.15 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 247,164,000 |
| Market Capitalization | 9,515,814,000 |
| Institutional Ownership | 72.47% |
Dividends |
|
| Ex-Dividend Date | 6/6/2025 |
| Previous Dividend Amount | 0.2900 |
| Current Dividend Amount | 0.2900 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.85 |
| Trailing Annual Dividend Yield | 7.52% |
| Forward Annual Dividend Rate | 1.16 |
| Forward Annual Dividend Yield | 3.07% |
| 5-Year Dividend Payments Count | 24 |
| 3-Year Average Dividend Yield | 3.15% |
| 5-Year Average Dividend Yield | 3.93% |
| 1-Year Dividend Growth Rate Percentage | 9.43% |
| 3-Year Dividend Growth Rate Percentage | 4.61% |
| 5-Year Dividend Growth Rate Percentage | 7.15% |
| All-Time Dividend Growth Rate Percentage | 7.86% |
| Dividend Payout Ratio | 92.67% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -14.80% |
| Annual Earnings Growth | 42.45% |
| Reported EPS 12 Trailing Months | 3.07 |
| Reported EPS Past Year | 0.81 |
| Reported EPS Prior Year | 3.04 |
| Net Income Twelve Trailing Months | 780,800,000 |
| Net Income Past Year | 852,700,000 |
| Net Income Prior Year | 598,600,000 |
| Quarterly Revenue Growth YOY | 4.90% |
| 5-Year Revenue Growth | 2.67% |
| Operating Margin Twelve Trailing Months | 15.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 263,700,000 |
| Total Cash Past Year | 201,900,000 |
| Total Cash Prior Year | 202,800,000 |
| Net Cash Position Most Recent Quarter | -1,325,200,000 |
| Net Cash Position Past Year | -1,386,700,000 |
| Long Term Debt Past Year | 1,588,600,000 |
| Long Term Debt Prior Year | 1,191,600,000 |
| Total Debt Most Recent Quarter | 1,588,900,000 |
| Equity to Debt Ratio Past Year | 0.78 |
| Equity to Debt Ratio Most Recent Quarter | 0.79 |
| Total Stockholder Equity Past Year | 5,619,000,000 |
| Total Stockholder Equity Prior Year | 6,410,700,000 |
| Total Stockholder Equity Most Recent Quarter | 5,917,600,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,302,900,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.27 |
| Free Cash Flow Past Year | 1,231,600,000 |
| Free Cash Flow Prior Year | 880,400,000 |
Options |
|
| Put/Call Ratio | 0.13 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.05 |
| MACD Signal | -0.04 |
| 20-Day Bollinger Lower Band | 35.83 |
| 20-Day Bollinger Middle Band | 37.25 |
| 20-Day Bollinger Upper Band | 38.68 |
| Beta | 0.79 |
| RSI | 50.60 |
| 50-Day SMA | 34.70 |
| 150-Day SMA | 27.32 |
| 200-Day SMA | 25.35 |
System |
|
| Modified | 7/1/2025 7:22:18 AM EST |