Stock Scorecard
Stock Summary for OppFi Inc - Class A (OPFI) - $9.51 as of 3/28/2025 8:38:20 PM EST
Total Score
12 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for OPFI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OPFI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OPFI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OPFI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OPFI (42 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 2 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 6 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OPFI
Financial Details for OPFI
Company Overview |
|
|---|---|
| Ticker | OPFI |
| Company Name | OppFi Inc - Class A |
| Country | USA |
| Description | N/A |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/6/2025 |
Stock Price History |
|
| Last Day Price | 9.51 |
| Price 4 Years Ago | 4.36 |
| Last Day Price Updated | 3/28/2025 8:38:20 PM EST |
| Last Day Volume | 873,171 |
| Average Daily Volume | 1,698,656 |
| 52-Week High | 17.73 |
| 52-Week Low | 2.28 |
| Last Price to 52 Week Low | 317.11% |
Valuation Measures |
|
| Trailing PE | 27.64 |
| Industry PE | 17.31 |
| Sector PE | 18.76 |
| 5-Year Average PE | 0.22 |
| Free Cash Flow Ratio | 16.98 |
| Industry Free Cash Flow Ratio | 5.58 |
| Sector Free Cash Flow Ratio | 16.64 |
| Current Ratio Most Recent Quarter | 1.48 |
| Total Cash Per Share | 0.56 |
| Book Value Per Share Most Recent Quarter | 1.49 |
| Price to Book Ratio | 7.36 |
| Industry Price to Book Ratio | 3.44 |
| Sector Price to Book Ratio | 2.74 |
| Price to Sales Ratio Twelve Trailing Months | 3.95 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.65 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 110,000,000 |
| Market Capitalization | 1,046,100,000 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/8/2025 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.12 |
| Trailing Annual Dividend Yield | 1.10% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 2 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | 33.33% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 63.10% |
| Annual Earnings Growth | 822.19% |
| Reported EPS 12 Trailing Months | 0.36 |
| Reported EPS Past Year | 0.95 |
| Reported EPS Prior Year | 0.50 |
| Net Income Twelve Trailing Months | 7,258,000 |
| Net Income Past Year | 7,258,000 |
| Net Income Prior Year | -1,005,000 |
| Quarterly Revenue Growth YOY | 30.00% |
| 5-Year Revenue Growth | 30.59% |
| Operating Margin Twelve Trailing Months | 35.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 61,344,000 |
| Total Cash Past Year | 61,344,000 |
| Total Cash Prior Year | 31,791,000 |
| Net Cash Position Most Recent Quarter | -254,684,000 |
| Net Cash Position Past Year | -254,684,000 |
| Long Term Debt Past Year | 316,028,000 |
| Long Term Debt Prior Year | 331,731,000 |
| Total Debt Most Recent Quarter | 316,028,000 |
| Equity to Debt Ratio Past Year | 0.09 |
| Equity to Debt Ratio Most Recent Quarter | 0.09 |
| Total Stockholder Equity Past Year | 32,774,000 |
| Total Stockholder Equity Prior Year | 10,440,000 |
| Total Stockholder Equity Most Recent Quarter | 32,774,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 310,796,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.83 |
| Free Cash Flow Past Year | 310,796,000 |
| Free Cash Flow Prior Year | 287,155,000 |
Options |
|
| Put/Call Ratio | 1.96 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.36 |
| MACD Signal | -0.48 |
| 20-Day Bollinger Lower Band | 4.67 |
| 20-Day Bollinger Middle Band | 9.82 |
| 20-Day Bollinger Upper Band | 14.98 |
| Beta | 1.66 |
| RSI | 42.73 |
| 50-Day SMA | 6.22 |
| 150-Day SMA | 3.77 |
| 200-Day SMA | 4.37 |
System |
|
| Modified | 3/28/2025 4:02:45 AM EST |