Stock Scorecard
Stock Summary for OP Bancorp (OPBK) - $14.24 as of 6/10/2026 8:47:11 PM EST
Total Score
15 out of 30
Safety Score
34 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OPBK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OPBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OPBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OPBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OPBK (34 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for OPBK
Financial Details for OPBK
Company Overview |
|
|---|---|
| Ticker | OPBK |
| Company Name | OP Bancorp |
| Country | N/A |
| Description | OP Bancorp is Open Bank's banking holding company offering banking products and services in California. The company is headquartered in Los Angeles, California. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/23/2026 |
Stock Price History |
|
| Last Day Price | 14.24 |
| Price 4 Years Ago | 9.64 |
| Last Day Price Updated | 6/10/2026 8:47:11 PM EST |
| Last Day Volume | 42,448 |
| Average Daily Volume | 31,818 |
| 52-Week High | 15.00 |
| 52-Week Low | 11.11 |
| Last Price to 52 Week Low | 28.17% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.19 |
| Sector PE | 17.63 |
| 5-Year Average PE | 11.46 |
| Free Cash Flow Ratio | 1.32 |
| Industry Free Cash Flow Ratio | 14.76 |
| Sector Free Cash Flow Ratio | 37.53 |
| Current Ratio Most Recent Quarter | 0.08 |
| Total Cash Per Share | 10.76 |
| Book Value Per Share Most Recent Quarter | 15.31 |
| Price to Book Ratio | 0.90 |
| Industry Price to Book Ratio | 1.24 |
| Sector Price to Book Ratio | 2.05 |
| Price to Sales Ratio Twelve Trailing Months | 2.22 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.20 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 14,894,200 |
| Market Capitalization | 212,093,408 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/7/2026 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.1400 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.50 |
| Trailing Annual Dividend Yield | 3.51% |
| Forward Annual Dividend Rate | 0.56 |
| Forward Annual Dividend Yield | 3.93% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.46% |
| 5-Year Average Dividend Yield | 4.01% |
| 1-Year Dividend Growth Rate Percentage | 16.67% |
| 3-Year Dividend Growth Rate Percentage | 8.01% |
| 5-Year Dividend Growth Rate Percentage | 6.21% |
| All-Time Dividend Growth Rate Percentage | 15.71% |
| Dividend Payout Ratio | 27.32% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 30.00% |
| Annual Earnings Growth | 21.77% |
| Reported EPS 12 Trailing Months | 1.83 |
| Reported EPS Past Year | 0.48 |
| Reported EPS Prior Year | 1.71 |
| Net Income Twelve Trailing Months | 27,329,000 |
| Net Income Past Year | 25,655,000 |
| Net Income Prior Year | 21,069,000 |
| Quarterly Revenue Growth YOY | 12.30% |
| 5-Year Revenue Growth | 20.94% |
| Operating Margin Twelve Trailing Months | 45.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 160,260,000 |
| Total Cash Past Year | 434,000,000 |
| Total Cash Prior Year | 135,043,000 |
| Net Cash Position Most Recent Quarter | 60,653,000 |
| Net Cash Position Past Year | 334,414,000 |
| Long Term Debt Past Year | 99,586,000 |
| Long Term Debt Prior Year | 95,000,000 |
| Total Debt Most Recent Quarter | 99,607,000 |
| Equity to Debt Ratio Past Year | 0.70 |
| Equity to Debt Ratio Most Recent Quarter | 0.70 |
| Total Stockholder Equity Past Year | 227,893,000 |
| Total Stockholder Equity Prior Year | 204,993,000 |
| Total Stockholder Equity Most Recent Quarter | 232,711,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 23,277,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.56 |
| Free Cash Flow Past Year | 23,360,000 |
| Free Cash Flow Prior Year | 29,782,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.04 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 12.60 |
| 20-Day Bollinger Middle Band | 13.73 |
| 20-Day Bollinger Upper Band | 14.86 |
| Beta | 0.62 |
| RSI | 41.73 |
| 50-Day SMA | 13.51 |
| 150-Day SMA | 11.68 |
| 200-Day SMA | 11.03 |
System |
|
| Modified | 6/9/2026 5:17:00 AM EST |