Stock Scorecard
Stock Summary for OP Bancorp (OPBK) - $14.54 as of 8/29/2025 9:00:01 PM EST
Total Score
17 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OPBK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OPBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OPBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OPBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OPBK (51 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OPBK
Financial Details for OPBK
Company Overview |
|
|---|---|
| Ticker | OPBK |
| Company Name | OP Bancorp |
| Country | USA |
| Description | OP Bancorp is Open Bank's banking holding company offering banking products and services in California. The company is headquartered in Los Angeles, California. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/23/2025 |
Stock Price History |
|
| Last Day Price | 14.54 |
| Price 4 Years Ago | 10.92 |
| Last Day Price Updated | 8/29/2025 9:00:01 PM EST |
| Last Day Volume | 129,078 |
| Average Daily Volume | 55,069 |
| 52-Week High | 18.07 |
| 52-Week Low | 10.23 |
| Last Price to 52 Week Low | 42.13% |
Valuation Measures |
|
| Trailing PE | 9.61 |
| Industry PE | 17.88 |
| Sector PE | 22.38 |
| 5-Year Average PE | 8.89 |
| Free Cash Flow Ratio | 1.05 |
| Industry Free Cash Flow Ratio | 8.06 |
| Sector Free Cash Flow Ratio | 28.87 |
| Current Ratio Most Recent Quarter | 0.09 |
| Total Cash Per Share | 13.80 |
| Book Value Per Share Most Recent Quarter | 14.36 |
| Price to Book Ratio | 0.99 |
| Industry Price to Book Ratio | 1.16 |
| Sector Price to Book Ratio | 2.24 |
| Price to Sales Ratio Twelve Trailing Months | 2.52 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.36 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 14,885,600 |
| Market Capitalization | 216,436,624 |
| Institutional Ownership | 62.33% |
Dividends |
|
| Ex-Dividend Date | 8/7/2025 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 3.40% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 3.40% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.12% |
| 5-Year Average Dividend Yield | 3.84% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 9.00% |
| All-Time Dividend Growth Rate Percentage | 19.14% |
| Dividend Payout Ratio | 32.43% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 17.10% |
| Annual Earnings Growth | -11.91% |
| Reported EPS 12 Trailing Months | 1.48 |
| Reported EPS Past Year | 0.79 |
| Reported EPS Prior Year | 1.39 |
| Net Income Twelve Trailing Months | 22,300,000 |
| Net Income Past Year | 21,069,000 |
| Net Income Prior Year | 23,918,000 |
| Quarterly Revenue Growth YOY | 13.80% |
| 5-Year Revenue Growth | 17.02% |
| Operating Margin Twelve Trailing Months | 42.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 205,493,000 |
| Total Cash Past Year | 135,043,000 |
| Total Cash Prior Year | 91,311,000 |
| Net Cash Position Most Recent Quarter | 155,493,000 |
| Net Cash Position Past Year | 40,043,000 |
| Long Term Debt Past Year | 95,000,000 |
| Long Term Debt Prior Year | 105,000,000 |
| Total Debt Most Recent Quarter | 50,000,000 |
| Equity to Debt Ratio Past Year | 0.68 |
| Equity to Debt Ratio Most Recent Quarter | 0.81 |
| Total Stockholder Equity Past Year | 204,993,000 |
| Total Stockholder Equity Prior Year | 192,626,000 |
| Total Stockholder Equity Most Recent Quarter | 213,718,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 13,805,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.93 |
| Free Cash Flow Past Year | 29,782,000 |
| Free Cash Flow Prior Year | 65,658,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.29 |
| MACD Signal | 0.21 |
| 20-Day Bollinger Lower Band | 11.16 |
| 20-Day Bollinger Middle Band | 12.83 |
| 20-Day Bollinger Upper Band | 14.51 |
| Beta | 0.68 |
| RSI | 63.27 |
| 50-Day SMA | 13.38 |
| 150-Day SMA | 10.67 |
| 200-Day SMA | 10.68 |
System |
|
| Modified | 8/28/2025 7:09:37 AM EST |