Stock Scorecard
Stock Summary for OP Bancorp (OPBK) - $16.37 as of 11/20/2024 8:32:33 PM EST
Total Score
14 out of 30
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OPBK
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OPBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OPBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OPBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OPBK (49 out of 90)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for OPBK
Financial Details for OPBK
Company Overview |
|
|---|---|
| Ticker | OPBK |
| Company Name | OP Bancorp |
| Country | USA |
| Description | OP Bancorp is Open Bank's banking holding company offering banking products and services in California. The company is headquartered in Los Angeles, California. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/23/2025 |
Stock Price History |
|
| Last Day Price | 16.37 |
| Price 4 Years Ago | 6.58 |
| Last Day Price Updated | 11/20/2024 8:32:33 PM EST |
| Last Day Volume | 41,218 |
| Average Daily Volume | 34,072 |
| 52-Week High | 18.29 |
| 52-Week Low | 8.19 |
| Last Price to 52 Week Low | 99.88% |
Valuation Measures |
|
| Trailing PE | 11.69 |
| Industry PE | 19.52 |
| Sector PE | 21.40 |
| 5-Year Average PE | 7.40 |
| Free Cash Flow Ratio | 1.42 |
| Industry Free Cash Flow Ratio | 5.68 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 21.21 |
| Total Cash Per Share | 11.50 |
| Book Value Per Share Most Recent Quarter | 13.75 |
| Price to Book Ratio | 1.20 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 3.08 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 14,811,700 |
| Market Capitalization | 242,467,529 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/7/2024 |
| Last Dividend Amount | 0.12 |
| Current Dividend Amount | 0.12 |
| Total Years Dividend Increasing | 5 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 2.93% |
| Forward Annual Dividend Rate | 0.60 |
| Forward Annual Dividend Yield | 3.65% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.66% |
| 5-Year Average Dividend Yield | 3.31% |
| 1-Year Dividend Growth Rate Percentage | 9.09% |
| 3-Year Dividend Growth Rate Percentage | 18.82% |
| 5-Year Dividend Growth Rate Percentage | 24.47% |
| All-Time Dividend Growth Rate Percentage | 24.47% |
| Dividend Payout Ratio | 34.29% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 9.10% |
| Annual Earnings Growth | -28.20% |
| Reported EPS 12 Trailing Months | 1.40 |
| Reported EPS Past Year | 1.06 |
| Reported EPS Prior Year | 1.54 |
| Net Income Twelve Trailing Months | 21,270,000 |
| Net Income Past Year | 23,918,000 |
| Net Income Prior Year | 33,310,000 |
| Quarterly Revenue Growth YOY | 9.40% |
| 5-Year Revenue Growth | 11.53% |
| Operating Margin Twelve Trailing Months | 0.42 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 170,356,000 |
| Total Cash Past Year | 94,716,000 |
| Total Cash Prior Year | 86,272,000 |
| Net Cash Position Most Recent Quarter | 55,356,000 |
| Net Cash Position Past Year | -10,284,000 |
| Long Term Debt Past Year | 105,000,000 |
| Long Term Debt Prior Year | 50,000 |
| Total Debt Most Recent Quarter | 115,000,000 |
| Equity to Debt Ratio Past Year | 0.65 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 192,626,000 |
| Total Stockholder Equity Prior Year | 176,916,000 |
| Total Stockholder Equity Most Recent Quarter | 203,603,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 23,743,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.60 |
| Free Cash Flow Past Year | 65,658,000 |
| Free Cash Flow Prior Year | 82,322,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.93 |
| MACD Signal | 0.77 |
| 20-Day Bollinger Lower Band | 9.37 |
| 20-Day Bollinger Middle Band | 12.67 |
| 20-Day Bollinger Upper Band | 15.97 |
| Beta | 0.59 |
| RSI | 77.70 |
| 50-Day SMA | 10.80 |
| 150-Day SMA | 10.18 |
| 200-Day SMA | 9.92 |
System |
|
| Modified | 11/19/2024 9:18:11 AM EST |