Stock Scorecard

Stock Summary for OneMain Holdings Inc (OMF) - $57.67 as of 6/15/2026 8:41:42 PM EST

Total Score

12 out of 30

Safety Score

54 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for OMF

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for OMF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for OMF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for OMF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for OMF (54 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 7
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 8
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 8
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Financial Details for OMF

Company Overview
Ticker OMF
Company Name OneMain Holdings Inc
Country N/A
Description OneMain Holdings, Inc., a financial services holding company, is in the consumer finance and insurance businesses. The company is headquartered in Evansville, Indiana.
Sector Name FINANCIAL SERVICES
Industry Name CREDIT SERVICES
Most Recent Quarter 3/31/2026
Next Earnings Date 7/24/2026

Stock Price History
Last Day Price 57.67
Price 4 Years Ago 24.77
Last Day Price Updated 6/15/2026 8:41:42 PM EST
Last Day Volume 829,608
Average Daily Volume 1,109,489
52-Week High 69.28
52-Week Low 44.92
Last Price to 52 Week Low 28.38%

Valuation Measures
Trailing PE N/A
Industry PE 11.48
Sector PE 16.73
5-Year Average PE 11.53
Free Cash Flow Ratio 7.99
Industry Free Cash Flow Ratio 20.16
Sector Free Cash Flow Ratio 40.69
Current Ratio Most Recent Quarter 873.00
Total Cash Per Share 7.22
Book Value Per Share Most Recent Quarter 29.21
Price to Book Ratio 1.91
Industry Price to Book Ratio 1.53
Sector Price to Book Ratio 1.79
Price to Sales Ratio Twelve Trailing Months 2.10
Industry Price to Sales Ratio Twelve Trailing Months 1.80
Sector Price to Sales Ratio Twelve Trailing Months 4.43
Analyst Buy Ratings 8
Analyst Strong Buy Ratings 2

Share Statistics
Total Shares Outstanding 115,531,000
Market Capitalization 6,662,672,770
Institutional Ownership N/A

Dividends
Ex-Dividend Date 5/11/2026
Previous Dividend Amount 1.0500
Current Dividend Amount 1.0500
Total Years Dividend Increasing 3
Trailing Annual Dividend Rate 4.19
Trailing Annual Dividend Yield 7.39%
Forward Annual Dividend Rate 4.20
Forward Annual Dividend Yield 7.40%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 6.41%
5-Year Average Dividend Yield 10.13%
1-Year Dividend Growth Rate Percentage 0.72%
3-Year Dividend Growth Rate Percentage 0.36%
5-Year Dividend Growth Rate Percentage 2.53%
All-Time Dividend Growth Rate Percentage 26.87%
Dividend Payout Ratio 62.44%

Income Statement
Quarterly Earnings Growth YOY 8.40%
Annual Earnings Growth 53.83%
Reported EPS 12 Trailing Months 6.71
Reported EPS Past Year 1.95
Reported EPS Prior Year 6.38
Net Income Twelve Trailing Months 796,000,000
Net Income Past Year 783,000,000
Net Income Prior Year 509,000,000
Quarterly Revenue Growth YOY 9.10%
5-Year Revenue Growth 4.82%
Operating Margin Twelve Trailing Months 37.40%

Balance Sheet
Total Cash Most Recent Quarter 834,000,000
Total Cash Past Year 914,000,000
Total Cash Prior Year 458,000,000
Net Cash Position Most Recent Quarter -21,561,000,000
Net Cash Position Past Year -21,780,000,000
Long Term Debt Past Year 22,694,000,000
Long Term Debt Prior Year 21,438,000,000
Total Debt Most Recent Quarter 22,395,000,000
Equity to Debt Ratio Past Year 0.13
Equity to Debt Ratio Most Recent Quarter 0.13
Total Stockholder Equity Past Year 3,401,000,000
Total Stockholder Equity Prior Year 3,191,000,000
Total Stockholder Equity Most Recent Quarter 3,377,000,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 3,206,000,000
Free Cash Flow Per Share Twelve Trailing Months 27.75
Free Cash Flow Past Year 3,130,000,000
Free Cash Flow Prior Year 2,699,000,000

Options
Put/Call Ratio 2.19
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 1.21
RSI 0.00
50-Day SMA 56.66
150-Day SMA 46.56
200-Day SMA 42.16

System
Modified 6/13/2026 5:23:36 AM EST