Stock Scorecard



Stock Summary for OneMain Holdings Inc (OMF) - $51.89 as of 6/6/2025 4:05:42 PM EST

Total Score

14 out of 30

Safety Score

73 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for OMF

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for OMF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for OMF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for OMF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for OMF (73 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 10
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 6
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for OMF

High-Yield Dividend Stocks As Growth Outlook Fades - Enterprise Prods Partners ( NYSE:EPD ) , OneMain Holdings ( NYSE:OMF ) , Schwab US Dividend Equity ETF ( ARCA:SCHD ) , Realty Income ( NYSE:O ) 6/6/2025 7:15:00 PM
COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity? 5/27/2025 4:09:00 PM
Best Personal Loans for Bad Credit Guaranteed Approval $100- $5,000 - IOnline Payday Loans 5/6/2025 8:30:00 AM
FINDELL CAPITAL PARTNERS DELIVERS LETTER TO OPORTUN STOCKHOLDERS AHEAD OF 2025 ANNUAL MEETING - Oportun Financial ( NASDAQ:OPRT ) 5/5/2025 11:12:00 AM
OneMain Holdings Q1 Earnings Beat on Higher NII, Stock Down 1.1% 4/30/2025 1:13:00 PM
OneMain Holdings ( OMF ) Q1 Earnings and Revenues Surpass Estimates 4/29/2025 11:45:00 AM
Jim Cramer: OneMain Is 'Too Risky,' Recommends Buying Reddit - Harley-Davidson ( NYSE:HOG ) , Brookfield Asset Mgmt ( NYSE:BAM ) 4/25/2025 12:34:00 PM
Mr Cooper ( COOP ) Beats Q1 Earnings Estimates 4/23/2025 12:15:00 PM
OneMain Holdings ( OMF ) Reports Next Week: Wall Street Expects Earnings Growth 4/22/2025 2:00:00 PM
This Clearway Energy Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Tuesday - Avalo Therapeutics ( NASDAQ:AVTX ) , Assembly Biosciences ( NASDAQ:ASMB ) 3/25/2025 2:50:00 PM

Financial Details for OMF

Company Overview

Ticker OMF
Company Name OneMain Holdings Inc
Country USA
Description OneMain Holdings, Inc., a financial services holding company, is in the consumer finance and insurance businesses. The company is headquartered in Evansville, Indiana.
Sector Name FINANCE
Industry Name PERSONAL CREDIT INSTITUTIONS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/29/2025

Stock Price History

Last Day Price 51.89
Price 4 Years Ago 36.61
Last Day Price Updated 6/6/2025 4:05:42 PM EST
Last Day Volume 686,246
Average Daily Volume 1,022,364
52-Week High 56.62
52-Week Low 37.21
Last Price to 52 Week Low 39.45%

Valuation Measures

Trailing PE 11.28
Industry PE 15.09
Sector PE 20.65
5-Year Average PE 10.63
Free Cash Flow Ratio 9.85
Industry Free Cash Flow Ratio 25.03
Sector Free Cash Flow Ratio 12.60
Current Ratio Most Recent Quarter 10.02
Total Cash Per Share 5.27
Book Value Per Share Most Recent Quarter 27.50
Price to Book Ratio 1.94
Industry Price to Book Ratio 1.49
Sector Price to Book Ratio 2.05
Price to Sales Ratio Twelve Trailing Months 2.46
Industry Price to Sales Ratio Twelve Trailing Months 2.36
Sector Price to Sales Ratio Twelve Trailing Months 3.14
Analyst Buy Ratings 8
Analyst Strong Buy Ratings 3

Share Statistics

Total Shares Outstanding 118,969,000
Market Capitalization 6,173,301,410
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/9/2025
Previous Dividend Amount 1.0400
Current Dividend Amount 1.0400
Total Years Dividend Increasing 2
Trailing Annual Dividend Rate 4.16
Trailing Annual Dividend Yield 8.02%
Forward Annual Dividend Rate 4.16
Forward Annual Dividend Yield 8.02%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 8.22%
5-Year Average Dividend Yield 12.05%
1-Year Dividend Growth Rate Percentage 0.97%
3-Year Dividend Growth Rate Percentage 0.48%
5-Year Dividend Growth Rate Percentage -8.94%
All-Time Dividend Growth Rate Percentage 32.73%
Dividend Payout Ratio 89.27%

Income Statement

Quarterly Earnings Growth YOY 38.00%
Annual Earnings Growth -20.59%
Reported EPS 12 Trailing Months 4.73
Reported EPS Past Year 1.72
Reported EPS Prior Year 4.89
Net Income Twelve Trailing Months 567,000,000
Net Income Past Year 509,000,000
Net Income Prior Year 641,000,000
Quarterly Revenue Growth YOY 13.30%
5-Year Revenue Growth -28.86%
Operating Margin Twelve Trailing Months 38.20%

Balance Sheet

Total Cash Most Recent Quarter 627,000,000
Total Cash Past Year 458,000,000
Total Cash Prior Year 1,014,000,000
Net Cash Position Most Recent Quarter -20,866,000,000
Net Cash Position Past Year -20,980,000,000
Long Term Debt Past Year 21,438,000,000
Long Term Debt Prior Year 19,813,000,000
Total Debt Most Recent Quarter 21,493,000,000
Equity to Debt Ratio Past Year 0.13
Equity to Debt Ratio Most Recent Quarter 0.13
Total Stockholder Equity Past Year 3,191,000,000
Total Stockholder Equity Prior Year 3,186,000,000
Total Stockholder Equity Most Recent Quarter 3,280,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 2,812,000,000
Free Cash Flow Per Share Twelve Trailing Months 23.64
Free Cash Flow Past Year 2,699,000,000
Free Cash Flow Prior Year 2,519,000,000

Options

Put/Call Ratio 0.85
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 1.27
MACD Signal 1.20
20-Day Bollinger Lower Band 41.40
20-Day Bollinger Middle Band 49.75
20-Day Bollinger Upper Band 58.09
Beta 1.24
RSI 62.56
50-Day SMA 48.07
150-Day SMA 39.40
200-Day SMA 38.72

System

Modified 6/7/2025 7:03:32 AM EST