Stock Scorecard
Stock Summary for OneMain Holdings Inc (OMF) - $56.91 as of 2/16/2026 2:53:57 PM EST
Total Score
17 out of 30
Safety Score
74 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for OMF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for OMF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for OMF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for OMF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for OMF (74 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for OMF
Financial Details for OMF
Company Overview |
|
|---|---|
| Ticker | OMF |
| Company Name | OneMain Holdings Inc |
| Country | USA |
| Description | OneMain Holdings, Inc., a financial services holding company, is in the consumer finance and insurance businesses. The company is headquartered in Evansville, Indiana. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/29/2026 |
Stock Price History |
|
| Last Day Price | 56.91 |
| Price 4 Years Ago | 25.73 |
| Last Day Price Updated | 2/16/2026 2:53:57 PM EST |
| Last Day Volume | 1,960,946 |
| Average Daily Volume | 1,585,742 |
| 52-Week High | 71.93 |
| 52-Week Low | 35.89 |
| Last Price to 52 Week Low | 58.57% |
Valuation Measures |
|
| Trailing PE | 8.68 |
| Industry PE | 28.00 |
| Sector PE | 35.58 |
| 5-Year Average PE | 6.96 |
| Free Cash Flow Ratio | 7.33 |
| Industry Free Cash Flow Ratio | 7.07 |
| Sector Free Cash Flow Ratio | 25.45 |
| Current Ratio Most Recent Quarter | 873.00 |
| Total Cash Per Share | 7.76 |
| Book Value Per Share Most Recent Quarter | 29.02 |
| Price to Book Ratio | 1.96 |
| Industry Price to Book Ratio | 2.32 |
| Sector Price to Book Ratio | 1.91 |
| Price to Sales Ratio Twelve Trailing Months | 2.25 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.36 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.52 |
| Analyst Buy Ratings | 8 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 117,152,000 |
| Market Capitalization | 6,667,120,320 |
| Institutional Ownership | 91.85% |
Dividends |
|
| Ex-Dividend Date | 2/17/2026 |
| Previous Dividend Amount | 1.0500 |
| Current Dividend Amount | 1.0500 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 4.17 |
| Trailing Annual Dividend Yield | 7.25% |
| Forward Annual Dividend Rate | 4.20 |
| Forward Annual Dividend Yield | 7.30% |
| 5-Year Dividend Payments Count | 22 |
| 3-Year Average Dividend Yield | 6.17% |
| 5-Year Average Dividend Yield | 9.75% |
| 1-Year Dividend Growth Rate Percentage | 0.72% |
| 3-Year Dividend Growth Rate Percentage | 0.36% |
| 5-Year Dividend Growth Rate Percentage | 2.53% |
| All-Time Dividend Growth Rate Percentage | 26.87% |
| Dividend Payout Ratio | 63.57% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 63.70% |
| Annual Earnings Growth | 53.83% |
| Reported EPS 12 Trailing Months | 6.56 |
| Reported EPS Past Year | 6.66 |
| Reported EPS Prior Year | 4.78 |
| Net Income Twelve Trailing Months | 783,000,000 |
| Net Income Past Year | 783,000,000 |
| Net Income Prior Year | 509,000,000 |
| Quarterly Revenue Growth YOY | 12.20% |
| 5-Year Revenue Growth | 4.82% |
| Operating Margin Twelve Trailing Months | 33.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 914,000,000 |
| Total Cash Past Year | 914,000,000 |
| Total Cash Prior Year | 458,000,000 |
| Net Cash Position Most Recent Quarter | -21,780,000,000 |
| Net Cash Position Past Year | -21,780,000,000 |
| Long Term Debt Past Year | 22,694,000,000 |
| Long Term Debt Prior Year | 21,438,000,000 |
| Total Debt Most Recent Quarter | 22,694,000,000 |
| Equity to Debt Ratio Past Year | 0.13 |
| Equity to Debt Ratio Most Recent Quarter | 0.13 |
| Total Stockholder Equity Past Year | 3,401,000,000 |
| Total Stockholder Equity Prior Year | 3,191,000,000 |
| Total Stockholder Equity Most Recent Quarter | 3,401,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 3,132,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 26.73 |
| Free Cash Flow Past Year | 3,130,000,000 |
| Free Cash Flow Prior Year | 2,699,000,000 |
Options |
|
| Put/Call Ratio | 0.11 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 50.65 |
| 20-Day Bollinger Middle Band | 61.94 |
| 20-Day Bollinger Upper Band | 73.23 |
| Beta | 1.29 |
| RSI | 24.27 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 2/17/2026 5:05:16 AM EST |